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View Full Version : When you can use your no claims

delux
22nd October 2011, 23:08
Dont suppose anyone knows the answer to this one ...

Got my proof of no claims through with my renewal ( Havnt taken this out ) , still 2 weeks left on my policy so can i get a new policy out this week using my no claims or do i have to wait for the 2 weeks ?
Saxotim
22nd October 2011, 23:24
can get it out now just set the start date for when the old one runs out.
coleman258
23rd October 2011, 06:27
If your still insured for 2 weeks why don't you set the start date when that policy expires?
delux
23rd October 2011, 13:09
Its for my new car so want to start the policy asap
devilsadvocate
23rd October 2011, 13:25
Its for my new car so want to start the policy asap

You can take the policy out now but the no claims won't be valid until your old policy expires so you would be driving round with an invalid policy.
delux
23rd October 2011, 15:58
forget the 2 weeks part i forgot im busy next weekend anyway so makes no difference , but ideally id want it to start on the 5th not the 6th ( when my policy ends ) anyone done anything similar before ?
LouisUK
23rd October 2011, 16:05
It will be fine. They normally ask you to send it in the post. So by the time they verify your NCB it will be valid.
delux
23rd October 2011, 17:16
It will be fine. They normally ask you to send it in the post. So by the time they verify your NCB it will be valid.

Thats what i thought but its the same company so they will know all the dates ect , will ring customer services up tommorow i think but the sales line was shit i rang today
devilsadvocate
23rd October 2011, 17:23
It will be fine. They normally ask you to send it in the post. So by the time they verify your NCB it will be valid.

It doesn't work like that, especially if it's the same company!

You NCB is valid at the end of your current policy, not the day before

Chances are you will be fine but if you do happen to crash (unlikely) the day before that policy ends, they could void the policy
delux
24th October 2011, 12:42
Thanks Devil , Just to update i bought the insurance today set it for the 6th ( when old one expires ) then called up and they can/are going to send me a cover note for a days free insurance on the 5th , they could go back further but there was a charge so im happy and if anyone else wonders the same thing hope that helps