bigger engine cheaper insurance

[saxoclarke]

i currently got a 1.1 desire i pay 3500 a year insurence and got qouted on furio for 3100 why is this so different ?

[JackCopley]

you pay how much a year?! :O . i had a furio and paid 1400 a year ( im 20 ) and just sold it to get a fiesta st 2.0 and now its £1064 for some reason

[skyinsurance]

Insurance prices are not dictated by engine capacity.

[sam_16v]

its done by safety features etc and everyone knows a saxo has a shit ncap rating and ford fiesta probaly got a better n cap rating

[stevo67]

its done by safety features etc and everyone knows a saxo has a shit ncap rating and ford fiesta probaly got a better n cap rating

+1 i`d rather have a crash in a BMW or Volvo than a saxo.:drink:

[m4tt274]

i got quoted £3200 on an s reg clio 1.2. i pay £1800 for my 02 plate VTR and got quoted £2100 for a mk1 focus RS by elephant.
insurance quotes dont make sense :/

[sam_16v]

your postcode plays a big part in your price 2

[Furio-92]

Thats an incredible amount to pay for a 1.1, my insurance was £1.5K a year when i was 17 in my furio, own policy TPFT

[devilsadvocate]

Statistics.....simple as that really

[mlawlan69]

you pay how much a year?! :O . i had a furio and paid 1400 a year ( im 20 ) and just sold it to get a fiesta st 2.0 and now its £1064 for some reason

location: sherburn in elmet

were not all posh you know !!!!!

[Ashleyp]

Some quotes i got at the start of the year - it's strange how it works...

VTS - 1.6, 120bhp, FWD - £510
BMW - 2.8 - 230bhp, RWD, £687
Dc2 - 1.8, 185bhp, fwd, £1600

more expensive than the saxo yes, but not much more exensive considering the increased power / performance.

[devilsadvocate]

I think the non shit Honda's are bum rape to insure full stop to be honest.

[-scott-]

I dont know how people justify spending £3000+ on insurance! I pay £900 on a vts at 19 and i think that is too much!

[DUBHEAD]

im 19 and pay 3200 on vts haha

[devilsadvocate]

im 19 and pay 3200 on vts haha

Holy fuck balls, My VTS and insurance (with mods declared) cost less than half that!

[TechnoBoy1]

Fuck sake Ill either be paying 3600 for 1.1 saxo or I wont be driving they bastards wont give me it no cheaper:wall:

I asked once how it came to that price and they couldnt for the life of them tell me.

I think they just guess.

[devilsadvocate]

Fuck sake Ill either be paying 3600 for 1.1 saxo or I wont be driving they bastards wont give me it no cheaper:wall:

I asked once how it came to that price and they couldnt for the life of them tell me.

I think they just guess.

Stats mate, high risk car combined with a high risk driver (i.e young) means a high premium....simple :)

[16vJamie]

depends on everything not just engine

[eggbutt]

How many different insurance brokers/companies have you tried? You need to spend at least half a day phoning as many diffrent companies as possible. Best bet is to find new less known brokers that are trying to undercut the competion to win customers. Do a google search and find some brokers you have never heard of, you shouldnt be paying over £3000 unless you have serious conviction on your licence.