Van insurance.Goods for hire or reward? Or Haulage?

[mangojace]

Basically thinking of being a courier and was just wondering whats the difference between these?

[blackie_2k5]

your better off calling the ins company tbh mate, could go under either dependant on the ins company

andor mileage and type of van etc etc

[tomsmarty]

I thought about doing this but insurance would of crippled me on a van :n:

[blackie_2k5]

van insurance is generally a hell of alot cheaper then car insurance ;)

thats why lots of ppl are turning to vans, and thats why alot of younger drivers are getting vans to build up ncb

[tomsmarty]

I don't know what im doing wrong then, the quotes iv been getting on even a small van have been ridiculous.

[blackie_2k5]

maybe age or a clamp down...or possibley the type of van

i always get vans insured for about £400-600 dependant on type (23yo)

[MiniGibbo]

Vans on commercial insurance which it has to be costs a fortune compared to a car..

It's only car derived vans like the corsa/clio's with no back seats and metal windows which seem cheap but are useless to nine out of ten trades.

[blackie_2k5]

actually yeah for business...i normally insure mine for sdp as usually not for business tbh

but for me on a recovery with 6 points for hire or reward it was like 1100 or so..

[tomsmarty]

Well im 18 (1 years ncb) which might be why no one will quote me :n: However I live in a class A area code but it doesn't seem to help.

[MiniGibbo]

On my van i have to have no under 25 drivers, noone I spoke to would touch them. It was hard enough to insure myself and it's my van!!

Same with my dads vans and trucks I have to be a named driver on each of them where he has "over 25's" too :n:

[tomsmarty]

Looks like I will have to forget about it until im over 25. :wall:

[blackie_2k5]

putting my dad on mine as a named driver normally halves my insurance..

[mangojace]

insurance sucks :(