CRASHED!! Some one hit me on boxing day UPDATE #38

[saxowebby]

driving back from the wifes nans. One of the roads has 2 roads coming into it as feeder roads, the road im in goes in and makes lane 1, the lane the other person was in comes from the right and makes lane 2. however the person came straight over into lane 1 hit the side of my car.

pulled over and got out and was a women in a big 4x4 she said im sorry i didnt see you, its my husbands car im not used to it.

is it wrote off?

55 reg vectra sri turbo, 99k miles, motd 3 days ago which is a bitch,

damaged wing, bumper, headlight, pushed headlight under bonnet and bent and twisted bonnet a bit, also car now pulls to the right so maybe steering rack aswell.

http://i221.photobucket.com/albums/dd192/saxowebby/27122011577.jpg

[Cam]

I would guess a cat D maybe C..

[mark1311]

whats value of the car? would't of thought so tbh.

[saxo-parts]

doubt they will write it off for that, the cars still got a bit of value about it and its a piece of piss repair, pretty standard thing, not like it needs any jig time or pulling

[Tontsy]

you punched her square in the fucking face right ?

[saxowebby]

valued at about 4k.

priced up the parts new

bumper £650 painted with surrounds and grills etc
wing £175 painted with clips
bonnet £300 painted
headlight £220

then labour costs for fitting and stripping

and if steering rack is bent thats £1250 before fitting, takes about 4 hours to fit.

about £2-£3k for parts and labour

[saxowebby]

doubt they will write it off for that, the cars still got a bit of value about it and its a piece of piss repair, pretty standard thing, not like it needs any jig time or pulling

ive seen vehicles write off for less tbh. i looked on copart salvage theres 2 or 3 with less damage and cat d

[devilsadvocate]

valued at about 4k.

priced up the parts new

bumper £650 painted with surrounds and grills etc
wing £175 painted with clips
bonnet £300 painted
headlight £220

then labour costs for fitting and stripping

and if steering rack is bent thats £1250 before fitting, takes about 4 hours to fit.

about £2-£3k for parts and labour

If those prices are accurate then it will be a write off I suspect.

[TomT]

What a pain

and it wouldn't surprise me either way tbh mate

[rick_VTR]

surely you can get the parts cheaper than that? 220 quid for one headlight? srs?

[Tontsy]

surely you can get the parts cheaper than that? 220 quid for one headlight? srs?

if its going through insurance, which it should. they will use main dealer prices.

[devilsadvocate]

surely you can get the parts cheaper than that? 220 quid for one headlight? srs?

Yeah but if hes going through insurance they will get new ones.

If he was fixing it himself then I reckon you could do it for under a grand

[rick_VTR]

fair one, i didnt think about insurance, i just assumed he was going to do the repairs himself.

[saxowebby]

tbh i could repair it myself for about £700 but she wants to go though insurance, so they only get new parts which is fine by me

[Bound]

tbh i could repair it myself for about £700 but she wants to go though insurance, so they only get new parts which is fine by me

New wing, new bumper, what else does it need?

[saxowebby]

New wing, new bumper, what else does it need?

wing, bumper, fog surround, rear splitter, headlight, bonnet if it doesnt straighten possible steering rack,

maybe more than £700 tbh bit of an exagetration maybe around £1500

[GolfJay]

Theres a clause in your insurance policy. If the car is under 10 years old then everything part wise will be genuine.

If it is over 10 years old, they'll use non-genuine parts for the repair.

[blackie_2k5]

id say it was a right off tbh.... just buy it back and repair it yourself


also....your the most unlucky person on this site

isnt that the 3rd time someones crashed into you?

[saxowebby]

id say it was a right off tbh.... just buy it back and repair it yourself


also....your the most unlucky person on this site

isnt that the 3rd time someones crashed into you?

yes lol, twice in my black vectra and first time in this one. always seems to happen within 2 weeks of M.O.T ing them.

just hope doesnt happen in my blue one

[CHIP]

I'm sure this is like the 3rd crash you've had in the last 2 or 3 year? Lol

[Spanky]

ok ill be the first to say it.....

...Women drivers eh!

[timmythechef]

LOL^^^

[Jonny52002]

Doudt that will be a write off mate, cars worth more then the repairs, I would assume its coming off the other person's insurance ?

[JoshB]

I can't understand why an insurance company can declare a car a write off for a third party fault. I'd want my car fixing no matter what if it wasn't my fault!

[saxowebby]

I can't understand why an insurance company can declare a car a write off for a third party fault. I'd want my car fixing no matter what if it wasn't my fault!

tbh i was selling it in the new year anyway so if it is wrote off it will save me a job, but still gutted someone hit me anyway

[MiniGibbo]

Cheers for putting up my premium :S

[Moke]

Cheers for putting up my premium :S

Nah it's us Saxo cunts who do that.

[MiniGibbo]

Nah it's us Saxo cunts who do that.

No thats crabsy.. no my bad thats only lamp posts he drives into :homme:

[Granty312]

Don't worry, just go through her insurance & jobs a good'un :p

[Manu]

£650 for a bumper, f'in hell.

Cheers for putting up my premium :S

no matter what thread you post in, it's always about you or your car :clapping:

[MiniGibbo]

£650 for a bumper, f'in hell.



no matter what thread you post in, it's always about you or your car :clapping:

Cars cheap its the van that costs.. bloody comercial *shakes fist.

[devilsadvocate]

I can't understand why an insurance company can declare a car a write off for a third party fault. I'd want my car fixing no matter what if it wasn't my fault!

Yeah but the value of your car will never be the same again as it's been in an accident.

[baker556]

Yeah but the value of your car will never be the same again as it's been in an accident.

If its been repaired then no one will know if its been in a crash and won't effect the value of the car..

If it gets written off CAT D then repaired, cat D doesn't even go on the log book so no one will know again.

The only time it will effect the sale of the car is cat c.

So if it gets repaired by insurance it won't effect the value of the car, and it sounds like they will fix it as it comes below the value of the car.

[Karlb1]

Okay i'll be the first to say it..

Bit of t-cut it'll be good as new :y:

[Lewis]

Just go through the insurance and whatever happens get your money, then decide to buy it back?

[lee_saxo]

defo needs lowering

[MartiVtr]

Hmmm ive had my saxo written off twice in past 6 month.
By what your saying it probably will be a write off they cat c my first accident and all that happened was a dent passenger door and dent in rear quarter.
You get pretty decent money though on plus side first time they gave me 1k to repair mine minus my excess.. 2nd time car had to be destroyed n they gave me £1450 :)

[saxowebby]

other party has admitted FULL liabilty saying the male was driving not the female. when she was the only one in he vehicle, so im gathering she wasnt insured.

also checked undeneith and the steering rack bar is bend sending the tracking out.

[mlawlan69]

get some cctv to back up that and fuck her right over the silly bint.

[TomT]

Hmmm ive had my saxo written off twice in past 6 month.
By what your saying it probably will be a write off they cat c my first accident and all that happened was a dent passenger door and dent in rear quarter.
You get pretty decent money though on plus side first time they gave me 1k to repair mine minus my excess.. 2nd time car had to be destroyed n they gave me £1450 :)

Can I 'ave a look at these naked piccys of you? x


other party has admitted FULL liabilty saying the male was driving not the female. when she was the only one in he vehicle, so im gathering she wasnt insured.

also checked undeneith and the steering rack bar is bend sending the tracking out.

Atleast they're admitting liability I suppose

[rob_s]

fuck saying anything yes they shouldnt have been driving uninsured
but if he says anything

1,itll put it back weeks/months!

2,they would pull out all together and hell end up claiming on his own insurance for it!

keep shut and get on with it

and as you said saves you a job selling it anyway when its written off

[MartiVtr]

Can I 'ave a look at these naked piccys of you? x




Sure.. £10 a piece I have to charge now I'm famous :A:

[Bound]

get some cctv to back up that and fuck her right over the silly bint.

Don't do this.

fuck saying anything yes they shouldnt have been driving uninsured
but if he says anything

1,itll put it back weeks/months!

2,they would pull out all together and hell end up claiming on his own insurance for it!

keep shut and get on with it

and as you said saves you a job selling it anyway when its written off

Do this.

[chinkostu]

As has been said, however great it would feel to fuck her over, insurers wouldnt touch you so you'd have to claim via yours and get compensation back, maybe courts involved. Theyre not disputing so roll with it.

[Juggyluggs]

Lol at the folk saying to just roll with it so it's ok for someone to drive around with no insurance??? forcing yours and my premiums up?

[DanViner]

Lol at the folk saying to just roll with it so it's ok for someone to drive around with no insurance??? forcing yours and my premiums up?

Yeah but if she doesn't have insurance he will end up footing the bill or his insurance company as there is no insurance for him to claim off

Atleast the guy has said he was driving so if I was you I would accept it and let them get on with it

[Juggyluggs]

that's not the point though
the others insurance company have said he was driving when she was the driver so presume no insurance but also lying about who was driving is perverting the cause of justice is it not?

[chinkostu]

that's not the point though
the others insurance company have said he was driving when she was the driver so presume no insurance but also lying about who was driving is perverting the cause of justice is it not?

And youve never bent the rules???

If it meant my car was fixed and back quicker then who cares? Yes she was driving uninsured, could easily go on for over a year after reporting it and have to foot the bill yourself or via insurers!!

[Juggyluggs]

i've never needed to bend the rules tbh

[chinkostu]

i've never needed to bend the rules tbh

Drunk before 18? Smoked before 16? Never sped? Never done anything illegal??? Illegally moved a friends car as a favour/ out of the way if they cant?


Yes, i agree, shouldnt have been driving uninsured, had she disputed liability then the op would have realised that she wasnt insured and be left with trying to get his insurance to fix it or worse still (if youre not fully comp) left with no car!

[Manu]

cue the saxp bandwagon doing someone else's trial once again.:S

get some cctv to back up that and fuck her right over the silly bint.

This. Or you are as liable as she is.

[MartiVtr]

If you was with direct line you get uninsured drivers promise do you not listen to the adverts :D

Edit: who is to say she ain't insured people do it to stop their own premiums going up. Like the bloke may have a hell of a lot more no claims bonus then her etc..