Insurance renewal!

[Granty312]

My insurance is coming up for renewal soon & ill have 2years no claims (hopefully) however my insurance still seems a rip off. What can i do to lower it ?

[daveg1]

Play them a against other companies

[Carl-h]

You could try asking in the right section?

[LSOfreak]

-adding your parents as named drivers
-not declaring mods they wont notice
-join an admiral multicar policy
-play around with online quote (eg. admiral make it cheaper to be parked on the street instead of drive)

[Rogue_Shadow]

The renewal letters price, is always double what you can get with a new quote.
Got my renewal letter through from Admiral last year : £1200
New Quote WITH admiral online £720

Called them up, gave the reference and it was all done in 5 minutes :y:
Con'artists

[Granty312]

You could try asking in the right section?

Didnt realise sorry.

[Granty312]

-adding your parents as named drivers
-not declaring mods they wont notice
-join an admiral multicar policy
-play around with online quote (eg. admiral make it cheaper to be parked on the street instead of drive)

My parents are on my insurance + i don't declare any mods! Im also on the multi car policy & its much more expensive than others:/ hmm im not very good with the insurance lool

[Granty312]

The renewal letters price, is always double what you can get with a new quote.
Got my renewal letter through from Admiral last year : £1200
New Quote WITH admiral online £720

Called them up, gave the reference and it was all done in 5 minutes :y:
Con'artists

Oh haah! Dam! Well my insurance on a vtr is still guna be bout £1500:/ with 2yeara ncb & mum n dad on there!

[D--R--E--W]

Try taking your dad off? Mineputs mine up, it cheaper to have my girlfriend on than my mum aswel...

[devilsadvocate]

Adding older named drivers, females are usually better
Paying yearly instead of monthly
Getting as many quotes as possible then ringing them up to haggle
Being creative with your occupation without lying

Mine is down as a computer technician as opposed to a computer engineer, the same thing really but one is about £40 cheaper!

Declaring mods is upto you but a few people on here have been fucked over for not declaring them.

[Manu]

read the threads in the relevant section

[Granty312]

Try taking your dad off? Mineputs mine up, it cheaper to have my girlfriend on than my mum aswel...

Hmm okay. I dont have a gf so that will be hard:P lol but ill give that a go:)

[Granty312]

Adding older named drivers, females are usually better
Paying yearly instead of monthly
Getting as many quotes as possible then ringing them up to haggle
Being creative with your occupation without lying

Mine is down as a computer technician as opposed to a computer engineer, the same thing really but one is about £40 cheaper!

Declaring mods is upto you but a few people on here have been fucked over for not declaring them.

Yeah ill try taking my dad off:)
Yeah if i put that im a chef it goes up by £400! However if i put that im a kitchen porter it drops £400! Mental!!
Hm but i dont want to declare them as its probably not worth it?:/

[Granty312]

read the threads in the relevant section

Sorty forum police <3

[Manu]

Here, let me get you even closer. http://www.saxperience.com/forum/showthread.php?t=410434

All you wanted to know there.

Sorty forum police <3

No worties forum user.

[GJF47]

Try taking your dad off? Mineputs mine up, it cheaper to have my girlfriend on than my mum aswel...

This. Took my dad off mine this year and it is £34 cheaper. Will be adding my mother and sister as named drivers as well.

[0rang3peel]

People do realise that numbers aren't plucked out of the sky when you call up for example admiral, they run it through the system and then they can apply up to a maximum of 10% personal discount. If it's cheaper than a rival then great if not then so be it, they won't match the quote if the system +10% doesn't match it.

[blackie_2k5]

Adding my dad halves my insurance every time, add the mother and it goes even further :D

[Dano]

Adding my dad halves my insurance every time, add the mother and it goes even further :D

Adding my dad brings mine down too :y:

[Granty312]

People do realise that numbers aren't plucked out of the sky when you call up for example admiral, they run it through the system and then they can apply up to a maximum of 10% personal discount. If it's cheaper than a rival then great if not then so be it, they won't match the quote if the system +10% doesn't match it.

Yeah but some of them are rediculous:/

[Granty312]

Adding my dad halves my insurance every time, add the mother and it goes even further :D

Yeah well im not sure what it goes up by lool however he is a skip driver so that should surely lower my insurance?

[devilsadvocate]

Hm but i dont want to declare them as its probably not worth it?:/

Legally you are supposed to tell them, whether you want to or not.

I didn't want to tell them I moved house because it put the price up 10%.....but I did and paid the extra because I don't want to risk losing my NCB if they decided to void my policy.