Engine Mods

[Yates]

First of all well done to Simo for making an insurance forum!

Just wondering is there any insurance companies that people know of that dont charge for engine mods? My mate says he knows one, but he cant remember the name of them. Just wondered if anyone else had?

[pricey_vtr]

i believe quinn direct dont charge any extra for any type of modification but for performance mods eg. lowering, exhausts etc you will need to send them an engineers report thats all

[Baz]

pretty sure with Quinn you don't pay for mods such as alloys, lowering, tints but you pay for engine mods. defo interested to know if there is a company that doesn't make you pay more for engine mods though i find it hard to believe

[Clouds_mate]

what biza said...

I call Quinn and they said i would need a engineers report

[ChrisJ]

pretty sure with Quinn you don't pay for mods such as alloys, lowering, tints but you pay for engine mods. defo interested to know if there is a company that doesn't make you pay more for engine mods though i find it hard to believe

Planning major engine mods on the beast Baz? :P

[Baz]

Planning major engine mods on the beast Baz? :P


unsure yet tbh! undecided weather to go on my own insurance for a year, get the 1.0 looking something decent so, VT kit, VTR hubs, respray then maybe a VTR engine next year

[ChrisJ]

vt kit and vtr engine is always a good place to start.

[Baz]

well i got 3 options.

go on my own insurance on 1.0 for a year then sell up. Insurance £1.8k i think it was fully comp
VTR - fully comp £1.5k on my mums

or 1.0 on my own, put no VT kit, respray n hubs then VT engine next year some time

[ChrisJ]

On second thoughts, just drop a vtr engine in next year, leave the bodywork, just do a bit of smoothing, get a respray,and some nice, deep-dish rims euro-styleee.

[Luke]

Baz - You will get raped for dropping a VTR engine in the 1.0, think of all the hassle. Really isn't worth it.

Get a VTR in next few months, don't be a tart. Pay the extra insurance, you only live once. Haha :P

[hesslevtr]

quinn didnt ask for an engineers report for my induction kit or exhaust the lass didnt know what an induction kit was

[Baz]

quinn didnt ask for an engineers report for my induction kit or exhaust the lass didnt know what an induction kit was


*remembers that!* ill just keep ringing until i get a woman on the phone :P and tell her its a book which tells me how to clean the car and what everything inside the car is for and its worth £50

[Clouds_mate]

baz you have a 1.1 when you phone and tell you them that you have put an induction kit on they will problery laugh and reduce your preium :P

[Baz]

baz you have a 1.1 when you phone and tell you them that you have put an induction kit on they will problery laugh and reduce your preium :P


having a 1.1 would be like living a pipe dream for me leckie! i aint even that quick *crys*

[Yates]

baz buy a nice wicked red saxo vtr, i know one for sale...

[Baz]

baz buy a nice wicked red saxo vtr, i know one for sale...

yeh me too shame its like £500 over what i would have to spend and will probs be lucky to get £3k buy Christmas at my rate of pay! then there is the problem everyone would know it as your car

[senseless]

directline do a good deal im a named driver but i get no claims bonus aswell as insurance on my clio under mums name 1.2 16v, 4 months passed test, 1 previous crash was £900 fully comp and im only 17

[Baz]

i think its got something to do with where i live thats getting me ripped off by style!

[b0t13]

well admiral are stupid with engine mods, because they dont know much about them they class certain mods into groups and if ur car has alot of mods it works out well

im 17 and declared my lowering and backbox to them

they have two sections for lowering
>50mm (abit more)
<50mm (cheaper)

no report was needed

my backbox is classed as a full system with manifold

so therefore i can have a manifold and full exhaust system for the same price as a backbox

lowering increased my insurance £50 a year
full system, manifold mods(only have backbox) added £10 a year

and im only paying £800 a year on fully comp on my own name with mum as second driver :P

thats with the new multicar policy tho

[Yates]

its back to standard now, so what ever you do to it will be different

what does it matter wot other people think?!