insurance help/advice please

[Forbes_VTR]

Hey
Im 21 in a few weeks so decided to get a quote as if I was 21 now with 2 year ncb and licence held for 3 years. 1 single driver claim.

Elephant my insurer came back with 1, 400 for the year. £50 less than this years price.
Any tips on how to get it down?
Iv already tried "car parked street overnight" instead of in the garage that took me from £1, 600 to £1, 400

Any thoughts?
I drive a vtr

Chears

[vtr91]

mmine made no difference. im 22now and still paying £1400 for the year :(

[Forbes_VTR]

Not a promising start :(
How old do you have to be to get third party fire and theft ? That takes it down to £1, 200

[josh89vtr]

I'm 24 and pay £475 fully comp with admiral. N that's with my mrs as named driver too. Give em a go. Worth a try

[Tim-Prestige]

Have you tried our scheme? :)

[m4tt274]

Im with elephant, age 18 they wanted £1800, now at 19 im on £800. no idea why yours is so high.

[ns9900]

try sky insurance, you get discounts with them on here yb telling them ur with us, 10 or 20%? cant remember. worth a try. dont know how thy will look at ur claim tho

http://www.skyinsurance.co.uk/

[devilsadvocate]

Insurance doesn't really drop until you hit 25 and even then you still need 5 years NCB for a decent price on a Saxo.

French 'hot hatches' seem to be expensive for insurance no matter what.

[Prickle]

Even with 5ncbs this year no points/crashes i've had quotes of £600 TPFT and Comprehensive £750

I defo will be phoning around for a quote. Ideally cheap enough to pay off at once.

[Forbes_VTR]

Thanks for the replys.
Il be ringing the mentioned companys when I get my renewal letter in a week or so

Chears

[devilsadvocate]

Even with 5ncbs this year no points/crashes i've had quotes of £600 TPFT and Comprehensive £750

I defo will be phoning around for a quote. Ideally cheap enough to pay off at once.

Yeah mine was that on the Saxo.

Dropped £100 with the Clio RS and then £100 more with the BMW.

Says a lot about Saxo's....