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joey_205
5th September 2006, 22:59
just wondering how much different vts insurance is compared to the vtr ??
currently payin 800tpft ! im only 19, and this is the first year ive had insurance in my name. anyone else my age insuring a vts ??

also, wouldnt mind a pug 106 gti, every insurance company ive been to say you have to be 21. does anyone know of any companys which give cheap insurance on pugs ?? like quinn does for saxo's
cheers guys ......

Mystic
5th September 2006, 23:34
At 20, no ncb, 2 years experience, i was on £800 tpft and £1400 fc on my VTS (unmodified) with Admiral

davew
6th September 2006, 18:37
im 18 and insure my vts tpft for 1100 with admiral

Urban
7th September 2006, 11:18
since this is up..im looking the same myself...a vts ! mint 1 in the trader atm..im seriously intrested in...im only 18 under my mums insurance! my mum has 31years no claims...no accidents! any 1 have any good companys at all...i aslo live in N.ireland..makes insurance slightly dearer!!!!!! any 1 have good companys in mind! elephant wouldnt quote me AA where looking 3 feck g!!!!!!!!!!

samcook
7th September 2006, 12:23
elephant quoted me £950 tpft on a vts, im 18 with a years no claims!!

Urban
7th September 2006, 13:20
i tried tpft with elephant and none gave me quotes looks like im gonna have 2 get a vtr and superchip it

joey_205
7th September 2006, 13:32
insurance sucks. every insurance company i have tried have turned me down for a 106 gti. or vts. whats the deal !! apparently where i live has the highest insurance prices aswel. shit !

Mystic
7th September 2006, 13:57
Car Insurance Postcode Rating:

A = Low Risk
F = High Risk
* = motorcyles in areas DEF must be securely garaged overnight.

AB Aberdeen
10-16, 21-25, 30-39, 41-45, 51-56 A
AL St Albans
1, 7 C
2-3, 8-10 D*
4-6 B
B Birmingham
1-21 Refer
23-26, 36, 70 E *
27, 29, 31-35, 37-38, 42-44, 66-69, 71 D*
28, 30, 40, 46-47, 62-63, 72-77, 79 C
45, 48-50, 60, 64, 65, 78, 90-98 B
61, 80 A
BA Bath
1-2, 5, 6, 8, 11-14 B
3, 7, 9-10, 15-16, 20-22 A
4 C
BB Blackburn
1, 4-5, 8, 10, 12, 18 D*
2-3, 11 E *
6, 9 C
7 B
BD Bradford
1, 3, 4, 7 Refer
2, 9, 10 F *
5, 11, 15, 19, 21 D*
6, 8, 12-14, 16-18, 20, 22 E *
23-24 A
BH Bournemouth
1-5 C
6-7, 11, 13, 15, 17-18, 25 B
8-10, 12, 14, 16, 19-24, 31 A
BL Bolton
0-2, 6 E *
3-5, 7-9 F *
BN Brighton
1-3 D*
5-8, 13-14, 17, 24, 27, 41-42, 44-45 A
9-12, 15-16, 18, 21-23, 25-26, 43 B
20 C
BR Bromley
1, 3-5, 7 E *
2 D*
6, 8 C
BS Bristol
1, 3, 5, 11 E *
2 Refer
4, 6-7, 10 D*
8-9, 13-16, 23, 30, 32, 34-35 C
20, 22, 24-25, 29, 31, 39, 40-41 B
21, 26-28, 36-37, 48-49 A
CA Carlisle
1-3, 5, 7, 13, 18-21, 23-24, 26-27 B
4, 6, 8-12, 15-17, 22, 25 A
14, 28 C
CB Cambridge
1, 5, 9 B
2-4, 6-8, 10-11 A
CF Cardiff
3, 15, 42, 61-62, 71-72 E *
5, 10-11, 14, 23-24, 63-64 F *
31-41, 43-48, 81-83 D*
CH Chester
1, 64-66 C
2-8 B
41-42, 44 F *
43, 45-46 E *
47-49, 60-63 D*
CM Chelmsford
0, 2, 4, 8-9, 11-12, 17 B
1, 3, 6-7 A
5, 13-14, 16, 20-24 C
15, 18 D*
19 E *
CO Colchester
1 C
2-3, 5, 8, 10, 15-16 A
4, 6-7, 9, 11-14 B
CR Croydon
0, 4, 7 F *
2, 8-9 E *
3, 5-6 D*
CT Canterbury
1-2, 4, 6, 8-12, 16-17, 19-20 C
3, 5, 7, 14, 18 B
13, 15, 21 A
CV Coventry
1-3, 6 E *
4-5, 7, 11-12 D*
8-10 C
13, 21-23, 31-34, 47 B
35-37 A
CW Crewe
1, 3, 5, 7, 9 B
2, 4, 6, 8, 10-11 A
12 C
DA Dartford
1, 5, 7, 9, 10 E *
2-3, 6, 11-13 D*
4 C
8, 14-18 F *
DD Dundee
1-3 D*
4 C
5-10 A
11 B
DE Derby
1, 3, 22, 55 C
4, 12, 14-15, 45 A
5-7, 11, 13, 56, 65, 72-75 B
21, 23-24 D*
DG Dumfries
1-2 B
3-14, 16 A
DH Durham
1-3, 8 D*
4 E *
5 F *
6-7, 9 C
DL Darlington
1, 15 D*
2-5, 14, 16-17 C
6-13 B
DN Doncaster
1, 4-5, 11-12 F *
2-3, 6 E *
7-9, 16-17, 19-20, 37-39 B
10, 14, 18, 21-22 A
15, 31, 33-34, 36, 40-41 C
32, 35 D*
DT Dorchester
1-3, 5-11 A
4 B
DY Dudley
1-6, 9 C
7, 14 A
8, 10-13 B
E London E
1-9 Refer
10-15, 17 F *
16 E *
18 D*
EC London EC
1-4 Refer
EH Edinburgh
43-46 A
26-27, 38-42, 55 B
23, 28-37, 47, 49, 51-54 C
11-13, 15-22, 24-25, 48 D*
1-10, 14 E *
EN Enfield
1, 5-9 E *
2-4 F *
10-11 C
EX Exeter
1-5, 8, 20, 34 B
6-7, 9-19, 21-24, 31-33, 35-39 A
FK Falkirk
1-5 C
6-10 B
11-21 A
FY Blackpool
1, 4, 8 D*
2, 6 B
3, 5, 7 C
G Glasgow
1-5, 11, 13-15, 20-23, 31-34, 40-42, 51, 53 Refer
12, 43-46, 66, 69, 71-78, 81 E *
60-62, 64, 67-68, 82 D*
52, 63, 83-84 B
65 C
GL Gloucester
1, 4-5, 7-11, 13, 15, 18-19, 51, 53-56 A
2, 3, 6, 12, 14, 16-17, 20, 50, 52 B
GU Guildford
1-3, 5-10, 13-17, 19-24, 27, 30-31, 33-34,
46-47, 51 B
4, 11, 25, 29, 32, 35 C
12, 18, 26, 28 A
GY Guernsey
1-9 A
HA Harrow
0-2, 4, 7-9 E *
3, 5-6 D*
HD Huddersfield
1, 6-9 D*
2-5 E *
HG Harrogate
1-2, 5 C
3-4 B
HP Hemel Hempstead
1-3, 6, 20 D*
4-5, 7, 10-14, 19, 21 C
9, 15-18, 22-23 B
27 A
HR Hereford
1, 3, 5-6, 8-9 A
2, 4, 7 B
HS Outer Hebrides
1-9 A
HU Hull
1-6, 8-9, 13 D*
7 E *
10-11, 14, 16 C
12, 15, 17-20 B
HX Halifax
1, 3 F *
2, 4-5, 7 E *
6 C
IG Ilford
1, 11 Refer
2, 6-8 E *
3, 9-10 F *
4-5 D*
IM Isle of Man
1-9 A
IP Ipswich
1-3, 5-23, 26-33 A
4, 24-25 B
IV Inverness
1-28, 30-32, 36, 40-49, 51-56, 63 A
JE Jersey
1-4 A
KA Kilmarnock
1-26 B
27-30 A
KT Kingston-upon-Thames
1, 3, 6, 17, 19 E *
2, 4-5, 7-12 D*
13-16, 18, 20-22 C
23-24 A
KW Kirkwall
1-3, 5-17 A
KY Kirkcaldy
1-16 B
L Liverpool
1-21 Refer
22 F *
23, 29, 34, 38, 40 D*
24-28, 30, 32-33, 35-36 E*
31, 37 C
39 B
LA Lancaster
1,3-4, 14, 19, 22-23 B
2, 5-13, 15, 17-18, 20-21 A
16 C
LD Llandrindod Wells
1-8 A
LE Leicester
1-2 Refer
3-4, 6, 10 C
5 D*
7-9, 11-12, 17-18 B
13-16, 65, 67 A
LL Llandudno
11-13 C
14, 29, 31, 33, 41 B
15-28, 30, 32, 34-40, 42-49, 51-78 A
LN Lincoln
1, 5-6, 9 B
2-4, 7-8, 10-13 A
LS Leeds
1-13, 15-16, 19, 26-27 F *
14, 18, 28 E *
17, 21-23 C
20, 25 D*
24 A
29 B
LU Luton
1, 4 Refer
2-3 D*
5 E *
6-7 C
M Manchester
1-9, 11-24, 40, 60 Refer
25-29, 32, 34-35, 38, 43, 45-46 F *
30-31, 33, 41, 44 E *
ME Medway
1-2, 4-6, 8-13, 15-17 C
3, 7, 14 D*
18-20 B
MK Milton Keynes
1-5, 7, 9-15 D*
6 E *
8, 16-17, 19, 40-42 C
18 B
43-46 A
ML Motherwell
1-2, 6, 9 D*
3-4 E *
5, 7 C
8, 10-11 B
12 A
N London N
1, 7, 9 Refer
2, 4-6, 8, 10-11, 13, 15-17, 19, 22 F *
3, 14, 21 D*
12, 18, 20 E *
NE Newcastle-upon-Tyne
1, 4-6, 8 Refer
2-3, 7, 12, 27-29, 32-33, 36-37, 39 F *
45 A
9-11, 15-17, 21, 30-31, 34, 38, 40-42, 63 E*
13, 22-25, 35, 61-62, 64 D*
18, 20, 26, 47 C
19, 43-44, 46, 48-49, 65-71 B
NG Nottingham
1-4, 6-8, 10-12, 16-18 C
5, 15 D*
9, 19-21, 25, 34 B
13-14, 22-24, 31-33 A
NN Northampton
1-5 D*
6, 9, 13-16 A
7-8, 10-12, 29 B
17-18 C
NP Newport
4, 16, 18, 26 C
7-8 A
10-11, 19-20, 44 E *
12-13, 22-24 D*
15, 25 B
NR Norwich
1-2 C
3-4, 6-8, 30-31 B
5 D*
9-29, 32-35 A
NW London NW
1-2, 5-6, 8 Refer
3, 10 F *
4, 9, 11 E *
7 D*
OL Oldham
1-5, 7-9, 15 F *
6, 16 Refer
10-14 E *
OX Oxford
1, 4 C
2-3, 6, 10, 16, 25-27, 33, 44 B
5, 7-9, 11-15, 17-18, 20, 28-29, 39, 49 A
PA Paisley
1, 3-4 Refer
2, 5-8 E *
9-11 D*
12-15, 19 C
16-20 B
21-49, 60-78 A
PE Peterborough
1-3, 5, 7, 20, 22 C
4, 10, 13-14, 19, 25 B
6, 8-9, 11-12, 15-18, 21, 23-24, 26-38 A
PH Perth
1-2 B
3-26, 30-44, 49-50 A
PL Plymouth
1-3 C
4-5 D*
6-7, 9, 20-21 B
8, 10-19, 22-35 A
PO Portsmouth
1, 3-6, 19 C
2, 7-8, 12, 15, 17, 20-21, 30 B
9-11, 13-14, 16, 18, 22, 31-41 A
PR Preston
1-2, 4 C
3 A
5-9 D*
RG Reading
1-2, 4, 21, 30-31, 42 C
5-10, 12, 14, 17-20, 22, 28-29, 40-41, 45 B
23-27 A
RH Redhill
1-2, 6-9, 14, 16-18 B
3 E *
4-5, 10, 12-13, 15, 19-20 A
11 C
RM Romford
1, 6, 9-10, 12 F *
2-5, 11, 17-18 E *
7-8, 13-16, 19-20 D*
S Sheffield
1-3, 5, 7-8 Refer
4, 9, 11, 13-14, 60-61 F *
6, 10, 12, 20, 35-36 E *
17, 21, 25-26, 63, 70-71 D*
18, 32-33, 41, 43, 62, 64-66, 72-75, 80-81 C
40, 42, 45 B
44 A
SA Swansea
1-2, 4, 7 E *
3, 5-6, 8-13, 15 D*
14, 16, 34, 40-41, 43-47, 68-69, 72 B
17-20, 31-33, 35-39, 42, 48, 61-67, 70-71, 73 A
SE London SE
1-2, 4-8, 10-11, 13-19, 21-28 F *
3, 9, 12, 20 E *
SG Stevenage
1, 3, 5, 10-12, 15-17, 19 B
2, 4, 13-14 C
6-9, 18 A
SK Stockport
1, 4, 14-16 F *
2-3, 5-6, 8 E *
7, 13 D*
9-12, 17, 22-23 B
SL Slough
0-3 D*
4-6, 8-9 C
7 B
SM Sutton
1, 5 E *
2-3 D*
4, 6 F *
7 C
SN Swindon
1-2, 6-10, 13, 25-26 B
3-5, 11, 14-16 A
12 C
SO Southampton
14-19 C
20, 24, 41-43, 50-53 A
21-23, 30-32, 40, 45 B
SP Salisbury
1-8, 10-11 A
9 B
SR Sunderland
1-5, 8 E *
6-7 D*
SS Southend-on-Sea
0-1, 6, 8, 13, 16 C
2-4, 7, 9, 11 B
5, 12 A
14-15, 17 D*
ST Stoke-on-Trent
1, 4 D*
2-3, 5-8 C
9, 12-14, 16, 18-21 A
10-11, 15, 17 B
SW London SW
1, 3-7, 10, 12-20 F *
2, 8-9, 11 Refer
SY Shrewsbury
1-2, 4-12, 15-25 A
3, 13-14 B
TA Taunton
1-4, 6-23 A
5, 24 B
TD Galashiels
1-5, 7-10, 12-14 A
6, 11, 15 B
TF Telford
1, 3, 7-8 C
2, 5-6, 10 B
4 D*
9, 11-13 A
TN Tonbridge
1, 4-6, 9, 11, 14, 16, 18, 22-23, 29-31,
34-36, 39-40 B
2-3, 7-8, 10, 12, 19-20, 24-28, 32-33, 38 A
13 D*
15, 17, 21, 37 C
TQ Torquay
1-2 B
3-14 A
TR Truro
1-10, 12-17, 19-27 A
11, 18 B
TS Cleveland
1-2 Refer
3-4, 6, 10, 20 F *
5, 7-8, 16-19, 24, 26-29 E*
9, 14, 22 C
11-13, 15, 21, 23, 25 D*
TW Twickenham
1, 9, 11 F *
2-3, 6-8, 10, 13-14 E*
4-5, 12, 15-18 D*
19-20 C
UB Southall
1-3, 9 D*
4, 6, 10 E *
5, 7-8 F *
W London W
1-2, 5-6, 8-9, 12, 14 F *
3-4, 7, 13 E *
10-11 Refer
WA Warrington
1, 4-8 C
2 B
3, 9-12, 15 D*
13 F *
14 E *
16 A
WC London WC
1-2, 99 F *
WD Watford
1-3, 17-19, 23-25 C
4-5 B
6-7 D*
WF Wakefield
1-2, 4, 7-10, 12, 16-17 E*
3, 11 F *
5-6, 13-15 D*
WN Wigan
1-4, 7 F *
5-6 E *
8 D*
WR Worcester
1, 3, 12, 15 B
2, 4-11, 13-14 A
WS Walsall
1-6, 10 D*
7, 12-13, 15 B
8-9, 11 C
14 A
WV Wolverhampton
1-2, 12-14 D*
3-4, 6-8, 11 C
5, 9-10, 15-16 B
YO York
1, 7-8, 10-11, 16-17, 19, 23-24, 26, 30-32,
41-43, 51 B
12-15, 21-22, 25, 60-62 A
18 C
ZE Lerwick
1-3 A

I dont think that table is a dead certanty but it gives you an idea of the kind of problems u might be facing insurance wise

Chris_F
7th September 2006, 17:58
:wacko: hhhmmm i cant seem to work out that list,

so take mine for example,

im from wigan (WN)

and is WN5, which is in catagory 5-6 E *

what does the (E) mean?

cant see where it says im high risk or low.

Chris_F
7th September 2006, 18:00
aaaaahhhhh,

got it now haha

bloody hell, sorry brains only just got into gear

vtskid
7th September 2006, 18:55
im 19 running a vts and paying £2200 fully comp with adrian flux.
if i were you mate id try quinn direct, there awsome..... but wouldnt honour the quote they gave me!! bastards!

Recovery
9th September 2006, 15:35
The VTR insurance group is 7!

The VTS insurance group is 14!

There's a very big difference..

marc666
9th September 2006, 21:17
im with elephant. £760fc im 21