VTS Insurance

[Richmt11]

As luck would have it ive been offered a mint VTS from a friend who lost his license some time ago, its perfect Mk2 low milage and he only wants enough to pay his fine for it, so i can get a nice low price. Only thing holding me back is insurance. A quick glance on confused found the cheapest at £2500 !!

I wouldnt dream of going anything except fully comp. So im needing a good company which favours us youngans. My details:

Age: 19
License Held: 10 months
Years NCB: 1
Current insurer: Churchill (they wont insure me on a VTS untill im 21)

Thing is as i can get the car cheap i dont mind paying quite a bit more than my current insurance, like around £1800 fully comp perhaps, even tho the car is cheap £2500 seems way to high to even think about it being worth it. ideas?

[westy4a69]

well i had my vts when i was nineteen with 2 yrs NCBs with elephant and i was paying £1600!

[Richmt11]

so i guess looking for anything below say £1700 im jus pissing into the wind ? Adrian Flux jus quoted me £1750 but they say i can get more off if i ring as its jus an estimate, so i might have ot give em a bell. Seems they are cheapest atm.

[MotoTripleX]

im 19 with 2 years no claims, im with elephant and got my mum and dad on the policy and it was just over £1100.

[westy4a69]

saw me coming then didnt they!!!

[Richmt11]

oh yeh i didnt think bout that adding my parents, i hear it drops alot.

[Richmt11]

hmm, girls get it easy, my GF insured a 1.4 Fiesta having jus passed her test and it only cost £500 on diamond ¬_¬

[marc666]

elephant was the cheapest for my VTS, but im a bit older

[samcook]

im 18 with a years no claims and elephant quoted me £1689 fully comp on a vts

[Mystic]

20, 0ncb, 1 claim = £977 fully comp with a 3rd party extension for other cars with bell.co.uk

[Ma5on]

thats not bad you no id be happy if i got that as a quote but im only 18 lol and soon to get 1 years no claims :P

[starkie]

Im 19, 1 Years No Claims.

10 Month Bonus Accelarator.

£1260.00 TPFT.

[JamieB]

Some insurance companies now off No Claims bonus for named drivers aswell. So you could always register it under your parents names with you as a named driver, save yourself a bit of money and still get the no claims bonus!! Not quite sure who it is that does it though, but definetly worth looking into in my opinion

[b0t13]

i know direct line give additional drivers NCB but there not the cheapest so u dont really save much

[Hanuman]

Age: 19
License Held: 10 months
Years NCB: 1
Current insurer: Churchill (they wont insure me on a VTS untill im 21)


how on earth do you work out liscence held 10months yet 1 years ncb ?

when i got quoted at 19 with 1year ncb was about 1600 for fptf which is a joke and about 1800 for a 106 gti both insurance group 13/14 with the 106 gti spossidly cheaper, ended up gettin n almera gti group 14 for 950 tpft shows how much it doesnt just go down on n insurance group,

[Mystic]

U get 10 month bonus accelerators?

After 10 months u get 1 year ncb?

[davew]

age: 18
car: 2001 VTS
NCB? : 0
PRICE: 1167 TPFT
COMPANY: ADMIRAL

[sean_rae]

i was 19 when i got mine

no no claims bonus and a crash (not at fault)

was payin £1700 my first year thru admiral,

tip put a parent on as a second driver that might take it down a bit

[SNewham]

Age: 19
License Held: 10 months
Years NCB: 1
Current insurer: Churchill (they wont insure me on a VTS untill im 21)


how on earth do you work out liscence held 10months yet 1 years ncb ?

when i got quoted at 19 with 1year ncb was about 1600 for fptf which is a joke and about 1800 for a 106 gti both insurance group 13/14 with the 106 gti spossidly cheaper, ended up gettin n almera gti group 14 for 950 tpft shows how much it doesnt just go down on n insurance group,

2 month insured on a provsional obviously.

[liamk15]

tip put a parent on as a second driver that might take it down a bit

yeah ,i put my dad as a second driver on my car and it took it down about 50quid,fook knows why but i didn't complain

[sjsbale]

Age: 24
Car: 2001 VTS
NCB : 3
PRICE: £384 Fully Comp
COMPANY: Citroen Insurance
No claims or points
Cant wait for my renewal!