My SAXO RIP

[scook]

someone decided to reverse into my vts, how they did it ill never know as it was parked up at the time (they managed to move it 20 feet) ,

car needs new front bumper
new bonnet
new wing
new wheel arch
new headlight
new bumpstrip

How much will this cost on the insurance (im fully comp so wont have to pay anything out , what percentage of the value must it be over for a write off)

will get some pics up soon, gutted though

[dsh85]

well it should be from the other peoples insurance! dont tell me they dissapeared afterwards!

[Recovery]

Do you not pay excess?

[Robb]

Isn't it like 60% of the value of the car then they write it off?

[Barry123]

ermmm... other persons insurance surely?

unless you actually binned it

[TU-Tuning]

Mate thats well bad, what twats. Thats insane 20 feet they must have been high or something. They will repair upto 60% of a cars estimated current market value before they class it a write off, but they dont mind if you pay the rest if its a few hundred over.

[LittleDude101]

hows the front panel, 20 foot, it will probably be fooked

[scook]

its on his insurance was a 50 year old man (Bet he didnt have his glasses on) , will have to pay 100 excess if its written off. I have spent a fortune on it though so dont really want it writing off as the insurance company dont take that into account

[scook]

cant open the bonnet to have a look as its pushed the front of it back about an inch

[Barry123]

he'll have to pay £100 excess yeah?

I'm not sure what the insurance company considers when a modded car is binned. Personally I'd want a like-for-like replacement if someone decked my car - it wasnt my fault.

[mick2404]

someone decided to reverse into my vts, how they did it ill never know as it was parked up at the time (they managed to move it 20 feet) ,

car needs new front bumper
new bonnet
new wing
new wheel arch
new headlight
new bumpstrip

How much will this cost on the insurance (im fully comp so wont have to pay anything out , what percentage of the value must it be over for a write off)

will get some pics up soon, gutted though


Not good mate....

He will have to pay your excess as it's his fault.... to write it off it's got to be 65%+ of the vehicles value i believe before they'll write it off...

(hoping you declared everything on your insurance too)

Good luck mate.. hope it works out :)

Mick

[DarylVTR]

id say about £800 mate as mine had simular dmaage once and thats what i had to pay in the end!!

[l1ukeRS]

get all ya bits off mate b4 they come to get it try and salavage what you can
unlucky that is tho looks like a nice car from your avatar

[l1ukeRS]

oops repost

[Martsax]

thats not good mate! Get some pics up

[hesslevtr]

he'll have to pay £100 excess yeah?

I'm not sure what the insurance company considers when a modded car is binned. Personally I'd want a like-for-like replacement if someone decked my car - it wasnt my fault.

it depends on which insurance ad some do put it back to standard some put back to how it was

pics

[scook]

Pics (The quality is not that good as it was taken by a mobile)

http://img301.imageshack.us/img301/9974/image055nb3.th.jpg (http://img301.imageshack.us/my.php?image=image055nb3.jpg)

http://img301.imageshack.us/img301/6825/image056um4.th.jpg (http://img301.imageshack.us/my.php?image=image056um4.jpg)

http://img64.imageshack.us/img64/7462/image057cv0.th.jpg (http://img64.imageshack.us/my.php?image=image057cv0.jpg)

http://img64.imageshack.us/img64/739/image058zs5.th.jpg (http://img64.imageshack.us/my.php?image=image058zs5.jpg)

http://img209.imageshack.us/img209/4051/image059il1.th.jpg (http://img209.imageshack.us/my.php?image=image059il1.jpg)

http://img244.imageshack.us/img244/9818/image060dx7.th.jpg (http://img244.imageshack.us/my.php?image=image060dx7.jpg)

[Barry123]

it depends on which insurance ad some do put it back to standard some put back to how it was

pics

fairy snuff.
But i find it weird that you have a car... it gets wreaked by some mofo. and you dont back what you originally had.

I can understand that the car depreiciates and thus the payout will get smaller and smaller overtime. but in modified cases they should at least cover the costs of having all the mods again surely.

insurance companies are Grade A nobbers, but surely thats low, even of them...

[blackvts]

That won't be written off. My girlfriend smashed her saxo up twice as bad at the front and the car was worth less than yours and it got repaired. Still shit though, is he being ok about it or not?

[sean_rae]

thats defo not a write off, unless there is sub frame damage

[James]

it depends on which insurance ad some do put it back to standard some put back to how it was

pics

Aye my insurance states that they will only return it to standard if i crash.

[Saxoladlesta]

Same here.

[scook]

just got my courtesey car , brand new 1.9 td golf , only 39 miles on the clock , the man that picked up the car from the garage said it should get repaired so thats a bonus too

[speedyvtr]

thats good news hope all goes well.

[Yates]

new bonnet
new wing
new wheel arch
new headlight
new bumpstrip

that aint 800s, no chance, a headlight is 70 from citroen, a bonnet, wing and front bumper will add a nice chunk onto that, then bump strip and arch, then spray them all up, id say its more than that

[rushy_23]

Unlucky to hear that mate, hope all goes well.

Doesnt look a write-off but you never know with insurance companies.

[scook]

just heard from the insurance company , Its going to be repaired. the cost of the repair is 2060.00 , must have been pretty close to a write off

[speedyvtr]

thats great news mate. will be soon back to its former glory.

[R4T]

2060 wtf?i would say the parts will cost you 500,the spraying shudnt cost much,but seeing as its insurance it wil be the best spray painter and brand new parts,wish i got work thru insurance i could do the work for a grand cheaper lol easily!!!! sorry to hear about it m8,is the guy being charged with anything?careless driving would be a good start...stupid old fool

[knoxy_05]

check every bit of wrk they do i wouldnt let any small mark go un-noticed if u accept the car am sure they wont entertain you telling them any faults after youve collected it and abuse the courtesy car