Why is it cheaper to insure on a provisional?

[Salmon1]

Saxo VTR, TPFT, at 17 on provisional- £1800

Saxo VTR, TPFT, at 17 on Full license- £2000


why is that?>

[Mitchell]

probably cos if you only have a provisional you cant drive it on your own. You need someone with you that has a fair bit of experience.

[willsy]

As above, people tend to drive more sensibly and nearer 'text book' than they would driving on their own.

[Salmon1]

Saxo VTR, TPFT, at 17 with Pass Plus and full driving license- £1840


Something doesnt add up?

[Salmon1]

So when i did pass, id have to phone and pay an extra premium?

[saxooxas]

but then again, no mum/dad saying ok youre a bit close on this side, remember to indicate, oo slow down 30 is too fast in a 30 zone for a new driver, now remember...... so not a bad plan

[Mitchell]

you would probably need a whole new quote.

[Mitchell]

1840 is a good price to be paying at 17.

[rushy_23]

Yea that isnt bad at all, 3 years ago (19 at the time) I was paying around £1400 TPFT on a VTR. that was also with 1 years experiance and no NCB.

So not a bad price at all.

[b0t13]

i hate u all, im going to struggle to insure my furio next year because of my shit postcode. that is all.
rant over

anything under 2k on a vtr is VERY good for me

[saxooxas]

o hey quinn direct - supposed to be cheap but i was quoted 2700 for a westcoast now and im 17, so how come his vtr is like 700 cheaper for a much faster car! Cheapest offer i got was 1550.... not impressed wanted one when im 18 but its not gonna happen now =(

[Baz]

i hate u all, im going to struggle to insure my furio next year because of my shit postcode. that is all.
rant over

anything under 2k on a vtr is VERY good for me

like wise! about £1.6k on my mums insurance with my dad on there too is cheapest i can find on a VTR....:(

[Salmon1]

Probly cause im in a village in middle of knowhere, being kept in a locked and alarmed garage.