Going on parents insurance.

[Dave_M]

Anybody know of any good insurance companys that do good prices when you go on your parents insurance. As my car might be off the road soon for awhile and my moms insurance runs out so she was thinking of taking the new policy out as me as a named driver on it.

Any help is much appreciated.

[Natalie]

Elephant, Diamond, Bell, Admiral etc (basically the Admiral group) like named drivers. I always put my mum on mine anyway but last year decided to put my housemate on so we could move each others cars legally and although she was only 20 like me it brought it down £20. When I said I had use of another car because I'm on her policy it brought it down another £20

They seem to like named drivers and the more people on the policy, the cheaper it is in my experience. Should think it should be the same for your mum putting you on her policy

[S8XO]

i was on my dad for 2 years, we went with CIS, they were fine with it

[DevilDamo]

I think it does vary between insurance companies because for some reason, adding one of my parents on my policy put the price up :-S

But if you're going under your mum (or dads) policy as a named driver, then expect to still pay high premiums when and if you do take out your own policy because you can't build up any no claims discount if you're a "named driver" on somebody elses policy? Is that right...

[Dave_M]

With companys like direct line everyone (named and policy drivers) build up no claims on some policys.

I was just wondering what companies do a good rate as to being on parents insurance. As alot base it on the highest risk factor. Which would be me in the policy.

Im with elephant at the moment. And i put a parent on my insurance and it took it down 600 in my first year. From 2400 on a vtr to 1800. But then if i put my dad on it it went up £50.

Thanks for the replies people. Will havea look around.

[sy_VTR]

Go On Moneysupermarket.com, I Was 18 Last Year When I Took Insurance On My Vtr Valued At £3500, On Mi Mums Insurance, Cheapest Quote Was Nig Screentrade, £900 Fully Comp, (dont Forget To Check Quotes For Both Tpft Nd Fully Comp, As Fully Comp Can Work Out Less, Or Just Slightly More, And Then Youre Getting More For Your Money, I Got Told This Happens Because Insurance Companies Are So Competitive At The Mo! Try Em

[Mattvtr]

any internet comp like money supermarket should do a good deal

[Dave_M]

Thanks. Will check it out later. :)

[Steve]

was more expensive for me to go on parents then on my own....

[davew]

for my vts it was more xpensive if i insured it in my mums name and was named as a driver (not sure why)

but when i had a 1.25 fiesta it was in her name and i was paying £480. was 17 at the time as well :)

[ada]

www.confused.com

Fully comp for me (17) on a VTR cost me £741.

[bigandyh]

go on ur own policy, and add ur mom as a driver. beleve me, it works ! got 600 off my quote !

[sim69er]

ada who is insuring u for that price?:hijack: sorry

[bigandyh]

i use quinn. my policy with my mom as a driver.

third party, and im 19, got it at 1100