Saxos are stupid for insurance now

[Tobs]

Did a quote for a 51 plate sax and a 54 plate civic cport both got bout 30k

vtr 1.6 8v 100bhp group 7
Civic sport 1.6 16v 108bhp group 6

and the final prices are

1 year fully comp

Civic = a wooopppping only £1120

and then you get the vtr = £3677 JOKE!!!!!

hmmm i wonder what car i will be getting then

what you guys think then, i think saxos now have a rep for boy racers sorry mates

[Scott]

you have only just came to the conclusion that they have a boy racer rep, welcome to 4 years ago :P

Civic is bigger safer and harder to steal. Saxo is small will be damaged more in a crash is easier to steal hence the huge difference in price

[TU-Tuning]

Wrong section...


But im going on trader to look at civics now lol

[doubledavies]

Tried quinns?

[Tobs]

supose but my furio was alright for insurance but when u say vtr they punch you in the face with a glove covered in dog shit, then fist you up the ass

[TheVtrKid]

yeah, typical boy racer car. My insurance was £2400 Not much less than the car.
Change of subject, but how do i get a pic of my car in my avatar?

[jay]

yeah i had a brand new civic type-s and insurance was about £600 then i got a 7yr old vtr and pay £1800 on fully comp work that out lol

[Tobs]

err y did you get risd of ur civic?

[jay]

cos i rolled it but thats another story lol and my current insurance dont know because i didn't claim it got crushed as far as i know check out my bebo account for pics jay6468

[Tobs]

give me ur msn addy now no im not gay before you ask

[Talon]

yeah, typical boy racer car. My insurance was £2400 Not much less than the car.
Change of subject, but how do i get a pic of my car in my avatar?

need 50+ posts mate, plus i got really good insurance for my VTR and im only 17

[Tobs]

hiow much is yours then?

[Danr]

My vtr insurance is fine!

[jay]

tobster my msn is saxo88@hotmail.com , but i think my bebo is registered under jay646@talktalk.net

[TU-Tuning]

lol 2800 with my mum as a named driver on quinns. Havvit

[Talon]

hiow much is yours then?

£1500 tpft

[Tobs]

how i go on bbebo? and find you thingy send me a link

mate you dont wana go tpft cause if i was i would have lost 3500k glad im comp

[dannyjay]

I'm 20, 21 in march and I can get a quote on a VTS for 1000£ fully comp!

[pubert]

i just got my insurance on Saturday

1.1i Desire

£1350 third party, fire and theft, but need to do pass plus, so its £1470 in total

i was getting quotes of £2000+ on confused.com, so was pretty happy with it

[TU-Tuning]

Tobster you bastard im really likin the civics now but the insurance is worse than a VTR

[Tobs]

bloddy hell i had my fiesta right and that was worth 300 quid and they wanted 900 for insurance f**k them with a tree branch and call me bobby

this thread is gunna get moved ant it PLSSSS DONT

[jay]

tobster try http://jay6468.bebo.com

[Tobs]

Tobster you bastard im really likin the civics now but the insurance is worse than a VTR

hahah

how come its more?:S

[Tobs]

come on i wana see these pics of crashed civ ur bebo ant working and ur not on msn

[jay]

click the link http://jay6468.bebo.com, it works ive just tried it

[Tobs]

fucking hell mate im crying now :(

my saxo role went that bad, go on msn mate

[saxooxas]

at the end of the day saxos are fucking cool and civics arent.... we can see the winner

[Tobs]

at the end of the day saxos are fucking cool and civics arent.... we can see the winner

far enough mate hahah gd lad well i have experinced the saxos and i did love em but im thinking of a change now, i defo gunna get a vts tho no dought just gunna wait a bit now.

[TU-Tuning]

click the link http://jay6468.bebo.com, it works ive just tried it

You know tara reid?:afro:

[TheVtrKid]

whos got the most expensive insurance ere? mines £2400 but drops £700 when i renew it next year, if i dont crash that is

[TU-Tuning]

I know someone paying 12k a year if that counts, and Jay that civics fully mullered what happened? A mates got one just like that, minus the crash damage paid 6k for it

[Tobs]

klkl that good 6k for one, any no any one with one for sale max 6.5k with 50k less

[jay]

yeah im best mates with tara ried lol , i was speeding and lost control

[piperX]

would you go online for car insurance? elephant, for even cheaper car insurance! dont believe their crappy adverts, all lies i tell you! and norwich union DIDNT quote me happy!

[Danr]

would you go online for car insurance? elephant, for even cheaper car insurance! dont believe their crappy adverts, all lies i tell you! and norwich union DIDNT quote me happy!

neither me, i didn't jump for joy when they quoted me £2500 more than everywhere else lol!

[Barry123]

bog off and get a civic then.

[piperX]

shoulnt you be in uni?

[Barry123]

i am... im in the labs :cool: pow

[piperX]

get some work done then! did you say labs? (idea) make somethin to make saxo more reliable! like honda engine!!! lol

[Barry123]

Looking at engine control theory so kind of similar

PID control
low fuel wins algorthims
etc

not fun.

[Zara]

hahaha, im soooooooo glad i have my GTi. :P my car is Grp 14 insurance and she costs me £658, then my 205 is also Grp 14 and costs me £297 on classic insurance.

You see owning an older car is fantastic. People always ask me why I own a 14 year old car? Well its not because I cant afford a newer one it s a) i prefer the mechanics on the older cars b) it is the car I want.

once my 309 is 15 next year she will also be going on classic insurance along with Jelly.


How old are you all anyway trying to insure a Saxo but getting stupid quotes.

An 01 plate Saxo VTS for me to insure fully comp with 1 yrs NCB is..........£748 and im 23.

[scotts]

I have had quotes on a saxo vtr and they were pretty high!!!!

[longdong]

im 20 an payin £1300 for 02 vts, thats in my own name as well an thats in Northern Ireland aswell, insurance is far dearer over here! try adrian flux.

[yorkie]

how do u all get these prices???

23
6points speeding
high crime area
on drive no alarm
and no no cleims bonus (none!!!)
98 vtr

£551

and be for u all say but but but..........u are 23
i wil capical 2 things

6 POINTS
HIGH CRIME AREA

[Ads01]

I don't really know how people are getting such high quotes, I'm 19, first car, no no-claims at all and I'm on at the happy side of 900.

[furiomike]

I don't really know how people are getting such high quotes, I'm 19, first car, no no-claims at all and I'm on at the happy side of 900.
exactly.... im the same but 21, and got 680 for a furio. not bad imo. will be 423 next year too!

[mintminton]

fucking hell, why didnt you claim on a brand new car mate?? :|

[vtrchris64]

heres some quotes ive had tpft,

Saxo vts (group 14) £1400
Civic vti (group 16) £1100
Proton Satria gti (Group 16) £720

makes sense don't it!

[TU-Tuning]

Satrias are stupid money to insure around heremore than a VTS by a long way, even the non GTi 1.5 look a likes are more than VTS's.

[Didz]

mine is not bad im 20 fully comp and hire car inc mine comes to about 700 even after having my 3 years no claims taken off me cause some stupid man hit my wing mirror with his, both damaged but somehow managed to get away with it, and my insurance company payin!!!!(having money to pay for lawyers)

[Bri_vtr]

Im 18 and pay 1400 a year fully comp with more than! (VTR btw)

[DavoVTR]

I don't understand...

I've had a crash in last 3 yrs, im 22 and for me and the missus (driving less tan 2 yrs) fully comp on a 51 VTR is just over £600!! I have 2 yrs no claims also which i know helps but still....

[djmartin]

my quote is this

age 23
VTR
T reg (1999)
Parked away in garage
Standard Alarm
shoe size 9 (lol random one for a joke there lmao)
area is a group B so its a low risk area
0 no claims


Quinn-Direct £933 TPFT fully comp is around £1,230
AA insurance £775 Fully comprehensive
Kwik-Fit £758 fully comp

but insurance all depends on area,how many other cars you have in the house hold,where you park your car over night,how many miles youu'll do a year and others all these factors count so really think about what your putting down in your insurance or you may regret it when you finda cheaper one...plus if your under 21 your insurance will be higher im 23 so that does help alot for they see it as im more mature etc etc.......no offence to younger drivers there ov course but thats how the system works sorry to say........


so my quotes aint bad at all

[furiomike]

my quote is this

age 23
VTR
T reg (1999)
Parked away in garage
Standard Alarm
shoe size 9 (lol random one for a joke there lmao)
area is a group B so its a low risk area
0 no claims


Quinn-Direct £933 TPFT fully comp is around £1,230
AA insurance £775 Fully comprehensive
Kwik-Fit £758 fully comp

thats wierd compared to how cheap i can insure a vtr with quinn at 21 years old. quote says almost 790 with 0 no claims TPFT. i am in a lowest risk area, but does that make so much difference? maybe they like bigger shoes.

[djmartin]

the area you live in makes a big difference but depends on how the insurance company works not all companies work under the same policy......

hrere is an exmaple in Hull there is two areas one called kingswood other called bransholme
kingswood is no where near as ruff un protected as branshomle BUT due to them starting with te same are codes they are both known as HIGH risk areas but one is no where near a high risk area its silly i know but its how it works GRRRR.

yeh i think ill see if i can make my feet bigger lmao

[yorkie]

Satrias are stupid money to insure around heremore than a VTS by a long way, even the non GTi 1.5 look a likes are more than VTS's.

the is my last car the LOTUS proton persona compact (import)

http://i24.photobucket.com/albums/c3/yorkproton/proton.jpg

http://i24.photobucket.com/albums/c3/yorkproton/proton2.jpg

one of only 200 send on import to the uk as tester cars(for peeps to test wot the gti they may order would handle like ect ect)

lotus proton 1.5 lotus handling and as not seen on the gti the lotus 1.5 had lotus performance package

group 15
3 points
20 years old
no alarm on drive
high crime area

£680 cis insurance

i even had to call proton in kala lumpa(malayia) to get a build code and have a guy from cis to come and take photos before it could be insured!!!

and i never payed a daft price

[vtrchris64]

So their good cars then yorkie? i'm hopefully getting a Satria GTi in feb seeing as insurance is only £700 for me.

[yorkie]

yeah they are.

do u think saxo handle great wait till u have had a gti 4 awhile!!!
u will find saxos handle pishhhhh

the gri is the next port of call for me i think back to real cars and i can finally stop playing will these toy ones

[beardy]

say you have an upgraded alarm and imob and ull notice the price drop in the saxo :P

my declocked upgraded alarm with imob choped my insurance down by loads!

funny thing is i bought my vtr and insured it when i was 18... i did gti engine conversion when i was 19! so when i told insureance about engine change! price diden't go to high! why? err they said that becuse i told them i had changed the engine when i was 19! this ment it would work out cheaper :S wierd anyway cost me an extra 200quid on top of what i was paying