insurance just a rip off!!

[antonio]

i hate this insurance thing!! i was on rac website looking for insurance and they quoted me £2100 (tpo!) for my 1.0! im finding it hard getting on the insurance ladder never mind the property one!
my insurance is obviously going to be bad because im 18, new driver, no-no claims and i live in a bad area

best i can find is £837, for six months, get one yrs no claims for that 6 months. then ill be a year 19 so with the quick one yr no claim hopefuly i can get a 12 month policy for under £1500

i find it unfair because my area has a bad reputation for boyracers speeding, crashing, and using our streets to show off their drain pipe exausts that sound like farts lol. there has been a 2 deaths in the last year because of these idiots and i think is the cause off the high premiums in my area.

anyone found that it is the area you live in effects insurance badly?

[Baz]

my area messes up my insurance too! i think with 1 years driving exp, on my own insurance with my mum and dad as named drivers on my 1.0 i was quoted £1,400 fully comp. Maybe go on a parents insurance for a year then go on your own after your first year (if your going to keep the 1.0) if not, guess you will have to bite the bullet and pay full wack!

adding 2 women will tend to drop it a few hundred quid so try that so your mum and your auntie

[antonio]

adding my mum! lol that may put down my insurance but by the end on the year the car will probably be 3" shorter than it should be. she is an awful driver and if she'd had found out she was a named driver she would be driving it all the time! gd idea tho. but the company im goin with only want to insure the owner of the car! sods law hits me again lol

[Euphoria]

ouch im 19 and pay £1400 all mods incl

[sy_VTR]

www.moneysupermarket.com its the future i got some really good prices on there!

[sy_VTR]

yeh my mate had a thousand crashed, think he has made all our premiums go up! the clown!

[Mark51]

add your girlfirend and tell them to put to down as your partner. when i was with norwich union it brought it down by £70, then my parents brought it down £15 each when they were added.
however, my current insurance wanted an extra £187 to add my girlfriend so i havn't bothered.

[xxxvickxxx]

you tried quinn direct they can be good

[DanA]

i paid £2300 on my vtr when i had :( thats a rip off lol!

[pubert]

i hate this insurance thing!! i was on rac website looking for insurance and they quoted me £2100 (tpo!) for my 1.0! im finding it hard getting on the insurance ladder never mind the property one!
my insurance is obviously going to be bad because im 18, new driver, no-no claims and i live in a bad area

best i can find is £837, for six months, get one yrs no claims for that 6 months. then ill be a year 19 so with the quick one yr no claim hopefuly i can get a 12 month policy for under £1500

i find it unfair because my area has a bad reputation for boyracers speeding, crashing, and using our streets to show off their drain pipe exausts that sound like farts lol. there has been a 2 deaths in the last year because of these idiots and i think is the cause off the high premiums in my area.

anyone found that it is the area you live in effects insurance badly?

try Adrian Flux mate and do a pass plus

i'm 17 and just passed

paying £1320 3rd Party F+F with a pass plus, was something like £1700 without

btw, thats on a 1.1, so you should get around the same i'm guessing, if not less

[TheVtrKid]

tell me about it. And when you try claim you have to pay excess. My corsa got broken into, just bent the door back lent in and opened the doors. Tried claiming on insurance, had to pay £300 excess befor i could do anything. I said bollox to that then, my dad fixed it with a bit of timber and bent the door back into place, as good as new. There scandolous, all of them

[pubert]

my excess is £700, lol

[Mikey]

ye it matters were you live pal, if you live in liverpool it would be bout 2wice that

[S9_DAN]

the thing with the 6 month policy and getting one years ncb, is that it will only be that insurance company that will accept the ncb everywhere else will class it as no ncb and just been driving for 6 months, your better off paying double for 12 months but at least then you will get 1 years full ncb where you can use with any insurance company and then it will drop more !

[saxo-kev]

i agree with sy_g that moneysupermarket site is a good one got my cover for £360 with quinn after looking on there so i would recommend them being worth a look http://www.moneysupermarket.com/motor/ :y:

[Tim_emm]

looked on money supermarket and the best price was over 4 grand for me to insure a vtr :( you think it would be better to get a vtr look alike for a 17 year old unless i go on my mums insurance?

[David]

Don't go on your mums insurance... Have you read the sticky about that at the top of the page?
Get a Furio, they're 1.4. Other than that Get a 1.1 and wack a VT Kit on...

[sn_dawn]

my first car was a 1.6 fiesta BIG MISTAKE
£2500 tpf&f girl with pass plus!
thank god ive got a 1.1 now :)

[rushy_23]

Thats a lot of money mate. Where did you get a 6 month quote from if you dont
mind me asking?

So far best quotes Ive had for my 106 are £1100 TPFT for 12 months..
Im 23, no NCB, no points. Driving for around 4 years now.

[Hughey]

Mines £1400 on the VTR.
Been driving 2 years, have had a claim, my fault and 3 points for driving without due care :(
Would be loads cheaper if I'd not have had the accident!

[Sharky-VTR]

this will make you sick i pay think its £540 on multi car (admiral)
on a vtr and a 1.8 astra sxi.....fully comp by the way but then again im 25 and been driving since i was 17 no bumps.....i paid £1200 8 year ago on a 1.3 escort and i live in a place similar to iraq:p

[Scattle]

Try Endsleigh I'm 18, 0ncb 1 year driving experince and paying £1675 on a 1.6sx fully comp. In my own name.

[Grant-VTR]

i got insurance from asda at 18 on a 1.2 clio for £636 tp, easy. cant belive people pay over a grand.