Does lowering afffect my premium?

[coshycosh88]

just about to order my suspension kit and thought id check with you guys if getting the car lowered changes the prices? what sort of quotes have people got lowering a vtr and im 18 with 1 years no claims. any help is appeciated!

[pinky]

all depends on the company i believe. Your best bet is to give them a ring and say you "thinking" about lowering your car and see if will effect your qoute:)


hope i helped

[custom_vtr]

usually it does mate.if anything can save them paying out if you crash,they'll use it lol

[TU-Tuning]

Yes it does mate, one of the biggest premium hikers as it effects the stability of the car. Cloud said it was the thing that put his up the most and he had alloys and a full bodykit so its gonna sting

[Hopcraft]

i thought that some companys only bother about performance mods, and it isnt. best idea is to ring them up, i know with my insurance it doesnt affect it too much i dont think.

[coshycosh88]

ive rung them up and quinn direct do not increases the premium but you have to get an engineers report from a garage and also get it mot'd with it on.

[djmartin]

i thought that some companys only bother about performance mods

lowering your car in a way is a performance mod they will see it as your handling/stability will be effected so they see it as you may have an accident easier etc etc plus lowering can help and sometimes not help with the aerodynamics to the car hence the performance bit to it.

[Mark51]

tell your insurance mate it will be better in the long run, especially if you happen to have a smash. mine went up £128 with norwich union and £65 with NIG so all companys are different as i know that elephant wont charge you for it

[rushy_23]

Agree with Mark, just let them know.
I doubt it will increase your premium much if it does.

[coshycosh88]

ive rung quinn direct and it doesnt go up at all! just got to get a engineers report and mot wiv it on

[bbewekim]

i was told that anything 35mm or under is accepted by insurance companies? and they wont touch your premium? i thought it was a load of cheese... but i duno?

[DevilDamo]

Insurance companies vary... Always phone to find out or otherwise, your policy could be made void.

Lowering... Yes, the car handles better (so it's safer), but because it handles better, you're more likely to drive it harder thus having more chances of causing an accident.

[marc666]

im with elephant, and my insurance went up £27 when i told them i lowered it which was less than what i was expecting.

[vtrrallygod]

That 27 was probs just an administation fee to be honest, its the same with

my insurance company HIC they dont charge you anythink just 25 to alter

your policy

[furiomike]

ive rung them up and quinn direct do not increases the premium but you have to get an engineers report from a garage and also get it mot'd with it on.
i rang them 5 mins ago and they said they want an engineers report filling in, and to get it MOT'd as well. good to know they dont stick up the premium.

[kerrie603314]

yeah it does change the price but it depends on the insurance company, when i insured mine for a spoiler it raised my insurance up £70 and thats with admiral, they say cuz it makes the car look more desirable, gd luck

[b0t13]

it increased mine on admiral by £50 a year.