Moving house

[DevilDamo]

Well... the family and I "might" be moving house. We had an estate agent round on Saturday to do a valuation and we already have people looking at it today.

I'm not a very happy bunny. The house I live in... it's big(gish) but that's because I have a rather large family. We're right in the town centre so we have everything we need. If we move, we'd be looking at moving into something smaller. I wonder if my rent will go down :y:

Anyway... what I was wondering is how does moving house affect your credit rating? We've been at this current property for five and a half years. Before that, we lived around the corner but for three years. We're probably going to be staying in the same area, etc... but I don't think we'd be staying at the next house for very long.

Comments...

[Danr]

Damo, who did you have around? i can help you guys with a mortgage aswell, i know i joke about but won't tuck you up :)

It won't affect your credit rating either mate, don't believe so!

[DevilDamo]

I'm not having anything to do with it mate... I don't want to go (for reasons you probably know. Well... you haven't been inside yet) :p

With regards to the credit rating... I mean it like when lenders ask for your address and previous if you've been there less than three years, etc...

[Danr]

Well let me know as alot of camberley agents are a bit, um, interesting lol!

Credit should be fine :)

[Chris]

Don't you think it's about time you moved out of your Rents place and got a place of your own.... ideal opportunity!!

Chris :)

[DevilDamo]

Hmmm... I would if I could afford it :)

[Chris]

Hmmm... I would if I could afford it :)

You're on about buying an RS4, so surely you can afford a mortgage!

Chris :)

[Robb]

a while ago i got turned down credit for only living at my current address for a year. but this was for some sort of credit/store card...

[DevilDamo]

You're on about buying an RS4, so surely you can afford a mortgage!

Chris :)

I'd rather have the RS4 than move into a place of my own though... Hehe!

Yes I will have it... but not yet and to be honest, this has come as a bit of a surprise. Otherwise, I would have planned for it.

[Danr]

If you want to speak to someone about mortgages ;) Might be able to buy and get the audi :P

[DevilDamo]

I knew you'd say that Dan. Haha!!!

You'd know what I'd like... A garage with the RS4 and then me living above it in something like a loft room :)

[Danr]

I can sort you out ;) Look into it mate, ask your rents for a deposit! You never know, they might take all the rent you have been paying and give it back to you!

[S9_DAN]

your credit rating will not be affected, they will ask you how long you have been at your current address, if it is less than 3 years they usually ask for your previous address, and so long as it has been over 5 years in total you should be fine and that goes for store cards as well !

(used to work at comet doing all the credit's etc)

[DevilDamo]

Danr... Get my rent back!?! You're having a laugh!!! Haha!

Dans_Saxo_VTR... Ahhh cool thanks mate :) I should be ok then.

[pug_boe]

i work in finance - danr can do you mortgage then 3 months down the line i can sort out a secured loan lol

answer to your wuestion it doesnt really but it does help a lot if you get on the voters roll straight away

[Danr]

We could set up a team boe :P

[DevilDamo]

Oi oi oi!!!

Me design... Dan offers a mortgage... Boe sorts out a secured loan ;)

[saxodan]

Do you still live at home Damo?
Aint you 24?

[Barry123]

Do you still live at home Damo?
Aint you 24?

I'm gonna be doing the same.
Live off parents. Save up some cash then blow it in a casio.

[Chris]

I'm gonna be doing the same.
Live off parents. Save up some cash then blow it in a casio.

You're gonna save up loads of money and then spend it on a calculator?????????????????

STRANGE!!!!!

Chris :)

[DevilDamo]

Dan... Erhhh yes. It's cheaper.

Lol at Chris!!!