Am I missing something, or...

[Ben_C]

... is £2300 a normal price to insure me on a Saxo 1.1.

Details

I'm 18, had full license 6 months.

Car is 1.1, 1998, 3 door. Value around £800 - £1000.

Cover for social only, no extras etc. No crashes, nothing.

Nothing really else to say... but can't find a reasonable quote (around £1000 I'd say) regardless of level of cover. Or is £2000 reasonable? I've tried everyone, and around £2000 is the best price, most commonly more.

[AM4R]

Try Tesco value, they should give you a much cheaper quote than that

[Ben_C]

Just tried, came back with this:

£2,563.05

Mmm, nice tasy sum...

I'm seriously getting knacked off, what is it?! I know it should be expensive, but this is rediculous!

[AM4R]

wow, have you tried confused.com

They are probably your last bet, they'll have the cheapest your gonna get.

[adam111]

What about Elephant.co.uk. I managed to get my 1.1i x insured for just under £800, thats with a crash and i have got 0 no claims bonus i'm 20 and have had my license for nearly 3 years.
They were over £200 cheaper than Tesco who i was with previously!

[welshy2k]

it doesnt just with your age and car type their are alot of other factors such as car crime in that post code or car related crime it is a bit steep but they will be able to explain why

[Ben_C]

What about Elephant.co.uk. I managed to get my 1.1i x insured for just under £800, thats with a crash and i have got 0 no claims bonus i'm 20 and have had my license for nearly 3 years.
They were over £200 cheaper than Tesco who i was with previously!
Elephant quoted me £2300.

Cheapest on confused.com is swinton, at £2200...

[AM4R]

Looks like thats the cheapest your going to get mate.

I saved you £100 though, lol :)

[saxooxas]

yeah but surely the wirral doesnt have a high crime rate! can you not go with your parents or anything?

[Certi]

Try adding one of your parents to the policy as a 2nd driver to see if that brings it down, I've done that on a few quotes and the price dropped around £400 (not on a Saxo though). Do you live in a dodgy area?

When I first got my Furio I was 19, license for 1 year, write-off to my name. Insurance was only £1100 fully comp (social & commuting) and the car was only 6 months old.

[AM4R]

Try adding one of your parents to the policy as a 2nd driver to see if that brings it down, I've done that on a few quotes and the price dropped around £400 (not on a Saxo though). Do you live in a dodgy area?

When I first got my Furio I was 19, license for 1 year, write-off to my name. Insurance was only £1100 fully comp (social & commuting) and the car was only 6 months old.

Damn thats good, Our insurance is cheap becuase we live in Scotland ;) lol

[Tupps]

Go on www.autotrader.co.uk - and get a quote through them

They search local companies aswell and can sometimes bring back some nice quotes

[gall34]

you must be filling something in wrong mate cause i was 18 when i had my own insurance on 1.1 and it was about 1400 for third party fire theft, social only

[Ben_C]

I just don't get it, not doin anything wrong! Nope, not high crime here, ain't seen any car crime at all. I see other threads of people being 18 getting VT* for around £1000.. jeez...

It's not like I'm trying to shave tenners off, the quotes are just rediculous and I don't know why! At the mo I'm on the back of my mum paying £1200 (More Than) TPFT which from what my mates are telling me is silly. But tbh it's looking very cheap...

[Didz]

all them prices seem alot for a 1.1! good luck findin something cheaper

[Ben_C]

Not having any chance, tried everyone. I just don't understand it :(

[dannyjay]

moneysupermarket.com?

[SNewham]

try adrian flux mate. I was getting quotes like that and eventually got Adrian flux at £1,900 excluding mods. Year on I switched to Quinn direct with 1 years ncb and now pay £800

[Barry123]

ring em up and haggle.

[SNewham]

ring em up and haggle.

agree with that mate, I got much better quotes over the phone.

[Ben_C]

How can I possibly haggle over a grand off lol!

[Barry123]

How can I possibly haggle over a grand off lol!

ring an insurance company and tell them you got a quote for a grand less than what the company have quoted...

[vtskid]

quinn direct matey, spot on!
could be the area your in though, have a search for that postcode list posted a while ago.

[Ben_C]

Rang up quinn, they said £2900. The woman then sort of assumed I wouldn't be intrested lol... which I thought was rather sensible!

[Barry123]

should have then told her... 'can she do a better price...?'

;):)

[BruceybabyVTR]

My first car was a 1.1 fiesta and that was like 1500, one of thre worst schemes in Edinburgh :S Do u live in Compton or sumit?

Try Quinn Direct mate, seem to be a favourite on here, i just renewed through them and saved myself 500 quid, 1300 with elephant, 800 with quinn! 3 points for speeding and a crash, but as someone said, get a parent on, i put my dad on and it coms down a hundred wuid!!! Good luck :y:

[BruceybabyVTR]

Rang up quinn, they said £2900. The woman then sort of assumed I wouldn't be intrested lol... which I thought was rather sensible!

just seen this, sorry. its a strange one!

[mrolinc]

http://www.saxperience.com/forum/showthread.php?t=43065&highlight=insurance+postcode

whats your postcode mate? probably because of this! I'm in a B which I guess I should be thankful for althought its a shit hole :y: