quinn-direct and lowering!

[b0t13]

just got a good quote from quinn and thats without telling them my cars modified, after lookin on here some of you are sayin it doesnt affect the premium but u need an engineers report and MOT, has anyone got the report? and where did u get it done, what is it exactly and how much?

and how much is ur car lowered by from the report.
thanks

rep will be given for useful info too :clapping:

[dannyjay]

An email I sent them a year ago when I started my policy;

Hi,

I'm currently insured with Quinn-Direct on a 2000 Saxo Mark. 2 Furio 1.4i 8v, and my insurance is Third Party Fire & Theft. (TPF&T) I have a few questions to ask and it would be appreciated if they could be answered.

I bought the car at the beginning of February, and it came with an aftermarket back box, induction kit, ECU Valve and it had been lowered 40mm, all by the previous owner. Since then I've replaced the CD player, all the original speakers, I've added a subwoofer and amplifier in the boot and I've replaced the wheels with some 15" Lenso RS5's, also I've recently added a Viper 5000 Pager2Pager Alarm System.


Now my questions are;

* As I'm TPF&T do I need to declare modifications on my car?

* How much will I be looking to pay extra for the specific modifications?

* Will the fact that I've added an alarm cheapen my insurance?



Thank you for your time, and I will be looking forward to hearing from you.

Dear Mr Brownley

Thank you for your e-mail dated: 02/05/06

I would like to confirm that as long as the vehicle has had an MOT done
since the changes were made, than the modifications are fine. Having an
alarm on the vehicle will not make a difference to your premium.

If there are any further queries please do not hesitate to contact us.

Regards
Zoe
Administration Department

There you go fella. :y:

[b0t13]

hmm, thanks for the info.
maybe u shud ring up tho mate as some people have been told they need a report now!?

u best check just in case :)

[htidjedi]

is it best to declare modifications to quinn before u start the policy or after its started?im thinking of doing quite a few modifications to my Vtr

[spectab16]

im with quinn, theyre gr8!..until u wna cancel ya policy!!

[BruceybabyVTR]

What is this report? I too am starting with quinn......i may have neglected to mention a few things, a mere oversight

[vtrchris64]

What is this report? I too am starting with quinn......i may have neglected to mention a few things, a mere oversight

just to say that the modifications have been done by a professional and the car is fit to pass an MOT

[BruceybabyVTR]

just to say that the modifications have been done by a professional and the car is fit to pass an MOT

Well they WERE done by me :A: so if i get my work to write a letter saying they did the work and it was checked by an mot tester *cough with the cat on cough* and all is ok, then quinn will say, "ok bud no extra cost" ????????:y:

[b0t13]

does this report have to be done by a specailist or any MOT registered tester?

[dannyjay]

hmm, thanks for the info.
maybe u shud ring up tho mate as some people have been told they need a report now!?

u best check just in case :)

I'm not renewing with them. :)

[Ma5on]

do you have to be a certain ages for this to be the case??

im 18 will they allow me to do the exact same as you guy all i will need is a report saying they are perfectly ok?

[b0t13]

ok, ive just rang them and i now have the form.. on my pc, its a really basic form but has to be stamped by a certain place IE a main dealer..

im gonna do some research on the criteria of what there asking for as they want it stamped by one of the following people

1. main dealer
2. member of the institute of automotive engineer assessors
3. SIMI approved garage
4. DOE test centre

anyone know about these places?

[puzzledzippy]

just got a good quote from quinn and thats without telling them my cars modified, after lookin on here some of you are sayin it doesnt affect the premium but u need an engineers report and MOT, has anyone got the report? and where did u get it done, what is it exactly and how much?

and how much is ur car lowered by from the report.
thanks

rep will be given for useful info too :clapping:

i had the same but i didnt need a mot aswell i just told them that it has had an mot since it had been done, i just went to citroens and they said they would charge me the same as a mot, mine is lowered 60mm all round and the didnt put it up

[Ma5on]

let have a look at the sheet mate?

upload it please?

is there a certain age u have to be to have mods with quinn direct?

[BruceybabyVTR]

ANy Main dealer? think i will do this about a month into my insurance. Get my work to stamp it!!

[b0t13]

linkage to form.. (http://www.quinn-direct.com/documents/forms/republic_of_ireland/ireland-engineers-report-form.pdf)

[b0t13]

haha, just rang up again and they didnt even ask for the form if u do the quote on the phone :)

quote of £1773 on my own name with 1ncb at 18 :S
expensive but cheap for my situation!

[Euphoria]

haha, just rang up again and they didnt even ask for the form if u do the quote on the phone :)

quote of £1773 on my own name with 1ncb at 18 :S
expensive but cheap for my situation!

on a VTS super charged!?!?!?

[b0t13]

lol no, i wish!

u only need to do that form if its lowered more than 4cm :)

so if u say its lowered 40mm ur fine and covered :)

happy days im insured, and i can drive any car third party too..!

[Ashton]

If I got a garage to fit all my mods, and fill out that form, will my premium increase?

[b0t13]

shudnt do, depends on mods and its best to ring them

[deeks6]

How would insurance co. discover car was lowered if you hadn't declared it if it was only lowered, say 35mm? would they inspect it if you crashed? If only TPFT would they need to inspect anyway? Just wondered?

[b0t13]

its obvious to anybody that knows about cars that its been lowered, plus they can just see the springs are red or yellow (dependin on make), if u lower ur car then deffo declare it, as u cnt change it quickly before they know..

[harddxstylaa]

I'm insured with Quinn & I phoned them up today n told them I'd the car lowered 40 mil and got charged £106.76, just gotta pay it n that's it, I didn't need to get any forms or anything.

[kristel10589]

I'm insured with Quinn & I phoned them up today n told them I'd the car lowered 40 mil and got charged £106.76, just gotta pay it n that's it, I didn't need to get any forms or anything.

This is a old thread :y: Don't know if Quinn still need the engineers report thingy anymore.

[hellonpluto]

This is a old thread :y: Don't know if Quinn still need the engineers report thingy anymore.

I rang them 9 months ago and told them i have a non-standard exhaust. They wanted an engineers report. I could not be arsed with that and went to admiral and got a cheaper quote anyway.

[harddxstylaa]

ahrite aye, noticed it was old after a sent ma reply lol oops.