View Full Version : Could i pull it off
Kevvv
11th May 2007, 00:25
Just been on quinn direct, and i must say i think i have just screwed em. My dad who sadly does not have any no claims bonus as he hasn't been driving for 3 year now, and me are going to insure the saxo that i am getting, with him as main and me as named driver. What the deal is, is that i am not even 17 yet and have been acting as if i am passed my driving test and saying i am nearly 18. Quotes have been varying from 1300-1600. But what i have just done is said i am 17 (which i am in 7 days ;)). And a quote has just come out at 896 as me on a provisional license. Do i have to tell them when i have passed my test, and if so will the price go up, or will it be a year before i have to tell em.
Be absolubtely running round the room if i don't have to tell em. Have i screwed them, or is that what generally happens, if it is then i can't see the sense in it.
Hannah
11th May 2007, 00:55
It won't work. Everyone would do it otherwise.
Your date of birth will difer from your license and if you get pulled over and the police check your insurance details, it will come up as provisional. which will then make the police think that you have not passed your test. When I passed my test with Quinn my premium didn't change at all.
Not worth it dude.
Hannah,
EDIT: also if they find out that you as the Named driver have been driving the car more than the policy holder they will cancel your insurance policy
Kevvv
11th May 2007, 01:03
No i didnt make it clear sorry lol. Im going to be telling the truth in 7 days when i hit the big one seven. But say i get insured for a year (whilst telling the truth on the site so this will be in a week) whilst i have my Provisional, when i pass my test, do i have to ring Quinn up and tell them i have passed my test?. It will also go up by 700 quid if i have to tell them :(. My dad will be driving the car a lot and i will be only using it to go little journeys while i build my confidence up. I would use it for college but i only live 5 minutes away so theres no point.
Hannah
11th May 2007, 01:05
No i didnt make it clear sorry lol. Im going to be telling the truth in 7 days when i hit the big one seven. But say i get insured for a year (whilst telling the truth on the site so this will be in a week) whilst i have my Provisional, when i pass my test, do i have to ring Quinn up and tell them i have passed my test?. It will also go up by 700 quid if i have to tell them :(
Sorry dude lol
Yeh you will have to, it's probably illegal if you don't tbh.
If like I said before you get pulled by the police and they check your insurance details and they come back as you've not passed your test it's not gonna look good and it quinn find out they will terminate your policy.
When I passed my test my policy did not go up at all, I just said I need to change it to full licence and she said 'Ok thanks' that was it! lol
Hannah,
When I passed my test with Quinn my premium didn't change at all.
that not answer your question?
Kevvv
11th May 2007, 01:08
Yeh nice one i will try that cheers for the info Hannah. If i ring them up after a few months of being on provisional it will probarbly take a fiddle to work out how much extra i have to pay, so they may leave it as it is.
Well im hoping they do ;)
Hannah
11th May 2007, 01:10
Yeh nice one i will try that cheers for the info Hannah. If i ring them up after a few months of being on provisional it will probarbly take a fiddle to work out how much extra i have to pay, so they may leave it as it is.
Well im hoping they do ;)
What do you mean? Why not just pay for proper insurance like the rest of us?...
I was paying provisional for about 2 years though lol
What do you mean? Why not just pay for proper insurance like the rest of us?...
I was paying provisional for about 2 years though lol
haha! fool :p i payed on provisional from may-sept. 3 majors was it?
Hannah
11th May 2007, 01:11
haha! fool :p i payed on provisional from may-sept. 3 majors was it?
Lol, 3 different saxo's too;)
Nah, it's because I wasn't learning for alot of it but still driving my car (with my dad) only learning for about 20 lessons worth lol
how many majors? how many tests? lol
Kevvv
11th May 2007, 01:12
What do you mean? Why not just pay for proper insurance like the rest of us?...
I was paying provisional for about 2 years though lol
Well i want to learn with me dad as well, might as well get some extra help. And if what your saying is right about upgradin after passin test rather than just getting it when you pass test, could save some cash.
Hannah
11th May 2007, 01:13
Well i want to learn with me dad as well, might as well get some extra help. And if what your saying is right about upgradin after passin test rather than just getting it when you pass test, could save some cash.
I'm being really blonde here, so you mean only insure it after you pass? what will you do til then?
Hannah
11th May 2007, 01:14
how many majors? how many tests? lol
haha i passed first time:P
3 tests...2 majors, 3 majors... lol
think your both being abit sillly tbh.
insure as provisional while your on provisional, change policy to say you have a full license when you have passed!
haha i passed first time:P
3 tests...2 majors, 3 majors... lol
yeh i did pass first time your right, 3 minors :p
shame about my number of points now though.....
Kevvv
11th May 2007, 01:17
lol
I mean when i get my saxo which will be about 2 weeks. I will probarbly take out a policy, with me as on my provisional as a named driver. Take the lessons and then when i pass, ring Quinn up and tell them that i have passed and need to be put on a Full License.
lol
I mean when i get my saxo which will be about 2 weeks. I will probarbly take out a policy, with me as on my provisional as a named driver. Take the lessons and then when i pass, ring Quinn up and tell them that i have passed and need to be put on a Full License.
well done sir
Hannah
11th May 2007, 01:19
lol
I mean when i get my saxo which will be about 2 weeks. I will probarbly take out a policy, with me as on my provisional as a named driver. Take the lessons and then when i pass, ring Quinn up and tell them that i have passed and need to be put on a Full License.
yeh ok I'm with you! lol
What i'm saying though is that if your a 'Named' driver and your dad is the 'Main' driver but you drive it more than him and Quinn find out they will terminate your policy as you will basically be scamming them...
Kevvv
11th May 2007, 01:20
My dad will be driving the car a lot more than me, i'll only using it to go little journeys while i build my confidence up. I would use it for college but i only live 5 minutes away so theres no point.
Baz fuck off Tearing me apart u cunt ;)
Hannah
11th May 2007, 01:21
My dad will be driving the car a lot more than me, i'll only using it to go little journeys while i build my confidence up. I would use it for college but i only live 5 minutes away so theres no point.
Baz fuck off Tearing me apart u cunt ;)
Lol, ok. You made this so much harder than it needed to be! lol.
Glad we've sorted it now:y:
ok next time you ask for help im gonna just keep quiet yeh?
Kevvv
11th May 2007, 01:22
I said that in post 1, After the edit ;)
2 pages to answer such a simple question lol
b0t13
11th May 2007, 11:12
tell them the truth on everything, because u cnt scam an insurance company
if u lie, and they find out, they remove ur insurance, police fuck u over for no insurance, u lose license
and wont be driving until ur 21
when u pass tell them about it, garenteed ull get pulled at least once! and theyll check!
mr_timmo
11th May 2007, 13:42
I wish I was 17 again.
b0t13
11th May 2007, 13:54
i dont, im starting to like my ncb and 19yo+ insurance quotes :P
any changes to driver, car, address, anything, needs to be reported to insurance companies, any slight hiccup and they will do anything they can to fuck you over
SNewham
12th May 2007, 06:41
Pick up the phone, give them the quote reference and tell them when you are 17.
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