Insurance! (ARGH)

[hilljd00]

Rite,

Im having some problems with insurance quotes, so far the cheapest quote I have found for a 1.1 saxo with 5drs is £2250!!!!! Yes this is fully comp, as I will not settle for anything else..

I cant afford this! I will have 1yr's no claims as well because I have a scooter smileys/smiley4.gif hehe!

Also the most annoying thing is filling it all out, say taking 45mins, clicking go, and it says u have to be 17, or that you have not got the price that the car is worth rite!

ARGH!
Help please...


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[Scott]

wait til our 17smileys/smiley17.gif

or put it in as your 17 at least so you can get an idea.

try tesco and elephant.co.uk

[hilljd00]

yeh I did put myself down as 17. But £2250 with 1yrs no claims!! :@

without them claims they quoted me £4500 :| hell no!

I will try tescos now, as my friend has a 1.4 corsa and gets fully comp for £1000. lol

[Scott]

who the hell is that with, the AA?

[jamesg88]

wtf insurance is wank

[hilljd00]

Same problem wiv tescos, about the car value.

[hilljd00]

err it was wiv liverpool n victory i think, I cant remember off the top of my head.

[Scott]

hmmm sounds very dear for them, how do you meant eh value of the car?

[hilljd00]

were it says "Estimated car value" it always kiks up error.

[Scott]

smileys/smiley5.gif

[hilljd00]

yeh smileys/sad.gif

Any ideas? n how much do u lot pay, n wat specs is ur car n how old r u?

[Scott]

im 21, i have had my car for 3 years i am currently insured under my parents name but that will change at my next renewal so i have 0 no claims, i drive a 98 vtr all mods declared and i pay 700 a year

[starkie]

im 17 and pay 800 a yeah but thats on me parents.. will change to me own next year probs

[djbex]

woah!!!! boys. im 27 and my insurance (fully comp i might add) and 0 claims, is £525.
What i usuall do when im going for quotes is run through the yellow pages then choose at least 6.
Phone the first one and get a quote, then do the same to the second but tell them you have had a better offer somewhere else and ask them to try beat it (make the one they gave you about 20 cheaper).
dont tell them what insurance company gave you the quote and get a referance number or code from them and tell them you will phone back the same day.
9 out of ten times they try there best to get your money from your pocket.
try and see mate,

djbex

[andy2pac]

Im with liverpool victoria im 21 and pay 1000 fully comp with 3 years no claims, I can do any mod for no extra

[hilljd00]

woah!!!! boys. im 27 and my insurance (fully comp i might add) and 0 claims, is £525.
What i usuall do when im going for quotes is run through the yellow pages then choose at least 6.
Phone the first one and get a quote, then do the same to the second but tell them you have had a better offer somewhere else and ask them to try beat it (make the one they gave you about 20 cheaper).
dont tell them what insurance company gave you the quote and get a referance number or code from them and tell them you will phone back the same day.
9 out of ten times they try there best to get your money from your pocket.
try and see mate,

djbex

Thats wat i did for my scooter smileys/smiley4.gif lol. I got them down about £500 doing it, lmao smileys/smiley4.gif

starkie are you the main driver? who are you with, and wat type is your car etc... Cheers. As I might get the same type of car as you if I can get my insurance for that price smileys/smiley4.gif lol

[oz_borne]

Parents insurance is the way to go for a while untill you have a big full time job. It doeen't get you on teh ladder, but will enable you to save up a little bit.

I'm 24, saxo vtr with engine and styling mods, paid 538 this year with tesco, lots of benefits, but my excess (how much you have top pay if yyou crash before they start to shell out ) is 400. £1000 Stereo cover, free car (not according to availiability) With Tesco.

When i was 18 CIS were the best insurers i found, and good customer service. Performance direct are good quotes, but not good on teh paper work front. it's been a month and i'm still waiting for my proof of 3yrs no claim bonus.

One question, have heard peeps talking about PROTECTED no claims, none of teh companies have offered me that. HOW????

smileys/smiley14.gif

[Scott]

think you need to have 4 years no claims before you can start to have protected no claims oz mate

[hilljd00]

yeh thats wat my mum sed to me, 4yrs first. Or thats wat she thinks...

yeh i got £300 excess on my scooter insurance, lol

[Natalie]

im 19 (although i insured the car when i was 18) 1yrs NCB in my own name and i pay £715 fully comp. thats wiv elephant. try hyperformance i was wiv them when i was 17 for my 1.4 nova Sr in my own name for £789 TPFT. u can find their number in the back of max power and revs mags. also try insureyourmotor.co.uk my friend says their cheap

[Smithy]

25, vts with all mods declared and protected no-claims and i pay £700 fully comp with privilege. Got 5 or 6 years no-claims mind you! smileys/smiley4.gif

[hilljd00]

I want and need fully comp, just encase.... I cant settle for anything else smileys/happy.gif lol

I will have 1yrs ncb hoefully, but just spoke to dad, he sed he wud go on as main driver if it was the only opition to get it under £1100, and then get the protection thing smileys/smiley4.gif lol