Quinn direct

[Japman]

I know this should be in the car insurance section but i think that i would get more answers in this section

right im with quinn direct and says on the policy that i can drive any other car aslong as the car has insurance

im looking to get a starlet turbo and insurance is £1200TPFT which is great:P
only £200 more than my fiesta:afro:

My gf can get insurance on the starlet for £700 fully comp

Do you think it would be ok for me to drive it on my insurance

thanks guys
(mods if you think it should be moved please move it)

[Clouds_mate]

What you have said doesnt make sence.

Sounds like you want to insure it TPFT on your name, and a seperate policy in your GFs name fully comp???

what are you on about?

[Karl]

I got an infraction for doing this.
Never start it with

I know it should be in this section but....


Learnt my lesson ;)


if your fully comp on your fiesta, ring your insurance and ask if you can drive other cars.

[Japman]

What you have said doesnt make sence.

Sounds like you want to insure it TPFT on your name, and a seperate policy in your GFs name fully comp???

what are you on about?

Sorry but why doesnt it make sence

Ive got a fiesta now and insured with quinn direct on TPFH which i pay £800 odd for

admiral will insure me on a starlet turbo in my own name for £1200

yet my gf who is 19 can can insurance on a starlet for £700

What im thinking is if i pay her to insure the car and i drive it on my quinn insurance

hope thats better to understand

[Japman]

I got an infraction for doing this.
Never start it with

I know it should be in this section but....


Learnt my lesson ;)


if your fully comp on your fiesta, ring your insurance and ask if you can drive other cars.

Im TPFH with quinn but it says in the policy that i can drive other cars
also checked this with the police and they said its fine

just wondering if anyone has done this before

[Clouds_mate]

that makes more sense, thats what i was guessing you was saying but anyway....

Yes thats possible, but you will onlybe insured Third party.

But wouldnt it be cheaper to not pay your gf that, get rid of the fiesta and buy the car. the way your doing at the moment £1500 for Third party ONLY insurance.

[Clouds_mate]

I have do this.....But not like you said. Im with Quinn, i drive my GFs and Mothers car all the time...

[Japman]

that makes more sense, thats what i was guessing you was saying but anyway....

Yes thats possible, but you will onlybe insured Third party.

But wouldnt it be cheaper to not pay your gf that, get rid of the fiesta and buy the car. the way your doing at the moment £1500 for Third party ONLY insurance.

i see what you meen now,i may aswell just insure it in my own name

thanks for the advice

[Japman]

recieved infraction for this :( my bad

[Jackman]

i thought you had to be 25 to have that cover!

Id ring quinn and check they aren't the most honest insurance company out there..

and if you crash Gav they will try to squirm their way out of it

[CloSaxo]

Dont be so cheap :P Just pay for the extra cost..plus you have to 25 usually.

[xxxvickxxx]

quinn let anybody drive other people's car third party i can on my insurance and im 19

[b0t13]

PM me and ill let ya know how to save alot more money etc regarding this...

[asiftosay06]

quinn will let a TPFT driver drive someone else's car who is also TPFT???

[Ry_B]

With Quinn Direct, even on a 3rd party policy you can drive any other car third party at any age.

[Japman]

i also checked with the police and they said its fine

[DavidKent]

I'm with quinn TPFT, and i'm 99.9% sure, that i can drive any Car (not company cars, vans, jeep types or any other crap), so long as it is NOT insured by the owner, and as long as it is NOT in my name.
Its pretty crap to be fair, but thats my understanding of it, give me 2 mins and i'll quote it from my policy book.

[DavidKent]

On my insurance certificate it says:

'The Policyholder, if they have a full EU Licence, may also drive, with the permission of the owner, any Private motor car subject to the terms and conditions of the policy'

The policy book then says

'If your certificate of insurance says so, we will also cover you, the policy holder, for your liability to other people while you are driving any other privately owned motor car which you do not own or have not hired under a hire-purchase or lease agreement, as long as:

The Vehicle is not owned by your employer or hired to them under a Hire-Purchase or lease agreement

You currently Hold a full EU Licence

The use of the vehicle is covered on the certificate of insurance

Cover is not provided by any other insurance

You have the owners permission to drive the vehicle

The vehicle is in a roadworthy condition

And you still have your vehicle and it has not been damaged beyond cost effective repair.

Hope this helps
David

[DavidKent]

Oh yeah, this doesn't include
Vans
Car-Vans
Jeep Type Vehicles
or Vans adapted to carry passengers

[Ry_B]

So basically you can drive any of your mates cars as long as they aint jeeps/vans

[DavidKent]

And as long as your mate doesn't have insurance i think!? Or is that saying so long as i don't have insurance on that vehicle already?

[Japman]

i think it meens that aslong as the other car is insurard you can drive it on quinn policy,thats what the police told me when they read the policy

[DavidKent]

Oh right, the impression i got was that it can't be insured.
I'm going to ring quinn and ask!

[DavidKent]

Just rang them.
Yes, I am insured on any Private CAR, regardless of engine size or mods, third party only, so long as i am not named on the owners insurance, and the car doesn't belong to me!
Legend! lol

[Ry_B]

Yup thats how it works and what a lot of my mates do....:)

[DavidKent]

Mark 1 Golf GTi in my dads name it is :D

[Japman]

its good ini,i drive my matess v6 vectra and gti-6 some times lol

but the car has to be insured

[DavidKent]

Yeah thats ok, my dads hardly going to get stung on a fast car :p lol i like this! haha

[b0t13]

the other car DOESNT have to be insured, with quinn they dont mind either way.

[R66CE_O_vtr]

yeh im with quinn. u can drive any car engine size the lot it doesnt matter and the car doesnt have to be insures. just taxed and mot'd. which is a result most companies you have 2 be 21. i think its just quinn and bell

[Japman]

thats even better,thats fcuking awsome...........:)

[htidjedi]

so if i was to buy a toyota supra twin turbo and register it my dads name i could drive the car even if he wasnt insured on the car?that is awesome if i can do that

[DavidKent]

You would still need to keep your other car, it needs to still be in your name, and can't be damaged beyond economical repair etc etc...
But yeah you could, though i wouldn't make a habit of it.. third party only too remember!

[htidjedi]

im only third party on my VTR now anyway so wudnt make any difference to the amount of cover i would have

[DavidKent]

Just the fire and theft aspect, even if your VTR was fully comp though, you'd still only have third party on the other car...
I was tempted with the idea though! lol

[b0t13]

plus if it gets stolen the supra wont be insured, so ud lose it.

but you can legally drive it yes!

[htidjedi]

I cant see my car getting stolen where i live,its so quiet round here its unbelievable,plus i would make sure the car has an immobiliser and a good alarm and park it in the garage

[DavidKent]

Fair play, go for it mate!

[s2bkavtr]

This is brlliant i was just gonna go fully comp with quinn looks like i dont ave to now.:P

[Liam_]

Do you have to be the policy holder to get TPFT cover on other people's cars or does it apply to named drivers aswell?

[DavidKent]

Would go fully comp anyway lol if i had the money...
You don't get TPFT on other cars anyway, its only the Policy Holder, and its only Third party only!

[Japman]

SO can i just get this right :)

Im with quinn TPFT-got a fiesta

This meens that i can drive any car even if it is insurance or no insruance??

[b0t13]

SO can i just get this right :)

Im with quinn TPFT-got a fiesta

This meens that i can drive any car even if it is insurance or no insruance??

yes that is correct! get on autotrader, some nice scoobies there ;)

rep me :D

[Japman]

bot will rep you when im on a differnt pc,this works one wont let me give you any love.............mmmmmmmmmm skyline neone lol

[b0t13]

Mmmmm skyline :D

[DavidKent]

lol sounds great.. but thinking about it.. if we can't afford to insure these cars fully comp in our own names.. how the fuck are we to afford to buy them? lmao

[b0t13]

shush, dont ruin the dream ;)

[Japman]

ull find if you go on piston heads you can get a mint sky line for under 4 k lol

im thinking of spending 3.2 on a starlet,hhhmmmmmmm

[DavidKent]

lol fair play i suppose.. still £4k you'll lose if you crash it! lol
Same i suppose if you're third party on the sax or something, but i probably wouldn't trust it..
Great temporary solution though thats for sure!

[vtrchris64]

hope you know, to drive another car that car has to be insured by someone else.

Edit - just read the thread lol

[VTR-Chris-VTR]

I dont get this.......my mates fully comp so this usually means he can drive any other car with his insurence but other cars will only be covered for TPFT.....but my other mate said he cant cos he aint 21?

Im with quinn but im a named driver with my brother on TPFT so can i drive anyother car then? see i dont get it cant see how u can drive another car even if it hasnt got insurence theres got to be a catch somewhere along the line

[Japman]

Ring them up mate,i know its hard to beleave but it even says in the plolicy

[DavidKent]

vtrChris... IT doesn't need to be insured by the owner or anything, i've already asked.

I have asked numerous questions on this, as i found it hard to believe myself, its just an addon to the policy, it has no age restrictions in the policy book either, s though its hard to believe, we can drive any privately owned CAR, if we're insured with quinn, and our insurance will cover us for third party only.

To be fair, thats that extension to the policy, however if the owner of a really nice car knows you're only insured third party only, chances are you're not going to be allowed to drive it, or atleast not far?!

David

[chrisni1986]

i know how this seems like a good deal... which it is.. i was doing the same myself for a while when hardly anybody knew about it... think about it though.. the price of buying, running, taxing two cars.. plus theres a risk of crashing the fast car (which you will buy) that ur driving on your 3rd party extension which would put you back even further that wen your started in the first place... to be honest i know how cool it would be to drive about in a scooby or the likes wen your 19/20/21 but its honestly cheaper in the long run to hold out till your a bit older with more years ncb.. trust me i know...

[Ben_C]

Seems a good way of having a little go of mates cars legally... nice

[DavidKent]

chrisni1986 thats basically what i was trying to say! lol

[Japman]

what my plan would be is to buy a little run arund cheap insurance then get a monster for the weekends

[DavidKent]

Yeah that wouldn't be so bad.
Remember though, the fast car cannot belong to you (or be in your name basically, they don't have to know its your car in your dads name or something).
If the car belongs to yourself, you're not covered under the extension.
Cheers for the rep gav, rep'd back!

[John]

old old thread lol im taking a polciy out next week.

[Japman]

they are cunts if you want to canc john,beware mate

[Agent-VIP]

But like.. I don't know allot about insurance tbh.. But.. if this was the case..

Wouldn't i be able to get insured, fully comp on a 1.0 micra.. and then buy a Corsa VXR or a Clio V6 and then just drive it.. third party.. Obviously i'm guessing not.. but i'd like to see the replys =)

[vtrchris64]

But like.. I don't know allot about insurance tbh.. But.. if this was the case..

Wouldn't i be able to get insured, fully comp on a 1.0 micra.. and then buy a Corsa VXR or a Clio V6 and then just drive it.. third party.. Obviously i'm guessing not.. but i'd like to see the replys =)

probably can i think, but if you crash it your screwed

[John]

But like.. I don't know allot about insurance tbh.. But.. if this was the case..

Wouldn't i be able to get insured, fully comp on a 1.0 micra.. and then buy a Corsa VXR or a Clio V6 and then just drive it.. third party.. Obviously i'm guessing not.. but i'd like to see the replys =)

yeah as long as you regsitered car in a family members name.

[b0t13]

and the fact its like a 16k car, but legally u can drive it yes!

my mates getting an mr2 turbo doing this now and hes 18! hes doing it with a normal mr2 atm,

he got pulled last night and the police understood straight away, so i think quite alot of people do it..

[John]

and the fact its like a 16k car, but legally u can drive it yes!

my mates getting an mr2 turbo doing this now and hes 18! hes doing it with a normal mr2 atm,

he got pulled last night and the police understood straight away, so i think quite alot of people do it..

Yeah to be honest it rocks but there again have 2 run to cars really depends 1 if you can afford the fast car you want 2 if you can afford to run it and 3 if you smash it into a tree you get nowt but the recovery bill.

[b0t13]

he has a 1.1 106 on his drive thats a non runner, its never been driven, he uses the mr2 as his day to day car... so the costs are pretty low considering..

[Japman]

thread hi jack

john has saxo180 pm'd you,hes waiting reply

[b0t13]

its ur thread ;)

and u owe me some rep u slag hehe..

[Japman]

lol ye i know but went slighty off topic by me asking craig that

do i ow you rep .hhhhhhhmmmmmmmm

ok thats £5 for the rep,ill be expecting payment

its not letting me rep you

[b0t13]

stupid thing lol, payment sent ;)

[John]

he has a 1.1 106 on his drive thats a non runner, its never been driven, he uses the mr2 as his day to day car... so the costs are pretty low considering..

if he crashes he fooked mate your car has to go ect i think.

also bobcollier lmao saxo180 aint pmd me

[Jackman]

if you crash qith Quinn your fucked anyway..

they dont bother paying out anyway.

[John]

if you crash qith Quinn your fucked anyway..

they dont bother paying out anyway.

simple answer dont crash lol

nah i have had a few mates who they have paid out on have heard stories they dont but to be honest there cheap and there service is ok.

[Jackman]

simple answer dont crash lol

nah i have had a few mates who they have paid out on have heard stories they dont but to be honest there cheap and there service is ok.

Not always as simple as dont crash. didnt wana pay out for me till my dad threatened to take them to court


Twice

[SaxoVTR00]

yes im with quiinn and was thinking of changing my insurance to like a 1.0 saxo. buying a rx7 registering it in my dads name and driving that. Its a stupid rule that they have and i think they will probably be changing it very soon.

i spoke to a lady from quinn and i asked her "so you can insure me on a VTS, yet if my mate has a ferrari im allowed to drive that?" and she sez yes :panic: :panic:

[Quick]

I'd check the small print on the policy - alot of insurance companys say "that you are covered 3rd party on any other vehicle as long as that vehicles main driver has insurance!"

[Japman]

on quinn direct the other car hasnt got to have insurance

[tommyballVTR]

quin direct is poop! im wit them! bigprobs