Twitter seems to be getting a lot of press lately, so a couple of weeks ago, I thought I'd check it out with a personal account, with the view of setting up a Saxperience Twitter account if it looked worthwhile.

Whilst many people say Twitter is simply the latest fad in the social networking world, I think its different. Twitter is more convenient, straight to the point, less intrusive and can be used whilst on the move.

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This is taken from my original post made a week or so back:

Having seen the number of posts being put up over the last few months about debt and credit cards (AlexR's Thread), I thought I could share some of my financial expertise with you all (and some of my bad experiences too)

THIS IS ADVICE ONLY. I AM NOT RESPONSIBLE FOR THE ACCURACY OR ANY WRONGDOINGS IN THIS POST

I worked in a bank as a financial advisor for three years, and really saw some people in sticky situations.

First things first:

Credit Cards
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