some people dont have a grand spare but they need ot get to work, should they just not bother with insurance? its essentially the same thing.
anyoen whos down as a named driver but is in fact the main driver check out your policy documents, it will state very clearly that if the named driver is found to be using the car more than the main drievr the policy will be voided.
i work in claim recovery and have had policies voided for fronting, leaving my company out of pocket and my client with a claim on their policy. resulting in the tedious litigation proceedure of taking a young driver who clearly cant afford to pay us back and getting a £25/month repayment. great fun
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