Quote:
Originally Posted by jdr
OMG this devil guy do you own an insurnace company or something becuase you seem to think you know everything about insurance, you say everyone had it hard at 17, they did not have to pay anywhere near 4 fuckin grand for a 1.1! Its a bit sad that your 23 and you can only afford a VTR get a VTS you sad little man
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why on earth are you even paying 4 grand. the most it should ever be is 2k TPFT!
personally, if you can't afford to insure your car monthly, you can't afford to drive. i paid my first years insurance (£1600 on a 50bhp fiesta!) out of the rest of the loan i had for the car. i worked full time!
put simply, yes insurance is stupidly high when you start, but its that high for a reason. so many young drivers crash (i've witnessed 3 people write cars off who had them less than a month) and the insurers have to make money somehow. if older drivers crash, their premiums go up too.
and its not hard to shop around. my mums only got about 3 years ncb, shes been driving for ages, and she pays £300ish a year. her previous insurers nearly doubled that for no reason, so she moved!