Fair play, I can indeed see where you are coming from, I just think people need to understand the risks of Fronting.
I do understand that you got away with it but not everyone does.
I am by no means sticking up for insurance companies, I am well aware they make lots and lots of profit...why else would they bother?
I just dont want everybody thinking that fronting is a good idea.
The more people that front, the more insurance companies will begin to notice and will start clamping down on it I am sure.
Whats to stop them saying that nobody under 21 can be a named driver?
What happens if the police pull you over and start asking questions, they can be arses sometimes and a bit of digging might uncover you are fronting and they have up on no insurance charges....how much will your insurance be after that?
In the long run, technically people who front are in fact losing out because they 'generally' dont get no claims as an addition driver with most companies and the ones that give no claims to named drivers will likely be the most expensive.
I am glad that I didnt front, means I have 3 years no claims.
If I had, my insurance would be 2.5x what it is now
I do very much understand that a LOT of young drivers front, its the way of the world, how many 17 year olds have 4k?
I dont have 4k to spend on insurance
I just think its wrong to be advocating it as if it is ok, 17 year olds are wet behind the ears and take things on forums as the truth and dont know any better.
People need to know the facts and then make thier own decisions
Unfortunately one of the reasons insurance is so high is due to so manu uninsured drivers on the roads amonst other things