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Originally Posted by outrage_uk
On that basis - women drivers insurance should be 20x as much because they are terrible drivers? Or Asian drivers because they break most laws? What would happen if insurance companies said that? Do you think they would get away with it?
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Women are safer drivers than men. Where did you get the statistic that Asian drivers "break most laws"?
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Originally Posted by outrage_uk
You have the choice to buy a house in a flood risk area - you have no choice in declaring your age.
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You have a choice not to drive until you're older however.
Quote:
Originally Posted by outrage_uk
If this was a legal loophole - it would and could easily be stopped if it was illegal. As I say, there is no definition of a "main" driver, and been a named driver on a policy means that you are, by law, legally insured to drive.
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It's not a loophole - it IS illegal. I posted you the links earlier for reference.
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Originally Posted by outrage_uk
Drink Driving is a Criminal offence (contrary to Section 5 of the Road Traffic Act 1988) therefore it is illegal.
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As driving without insurance. Tell you what - phone up an insurance company and tell them that you wish to insure a car, but you'll be driving it less than a 17 year old you'd like on the policy. See what they tell you. I suspect they'll tell you to jog on - and if they don't, you'll be paying the premium for that additional risk, as you rightly should be.
Of course, if you DON'T tell them, and do it anyway, then you've just invalidated your insurance - which is the crux of the argument. Fronting is illegal. Whether it's moral or socially acceptable is of course your personal interpretation. But it's still illegal.