The last time I obtained a policy in my dads name, I did it over the internet - infact i've always taken out insurance over the internet - just as most people on here will have done. Therefore there will be no recorded evidence of me or anyone saying who will be or will not be the 'main' driver.
I didn't see any mention of 'the main driver' on there - it must have been well hidden on the 'assumptions' section somewhere... probably.
Don't see what relevance the MIB flow chart has to anything but im sure it has
I saw 'police' in the other link so I immediately disregard anything from that site (police are an income generating 'public
service' just as insurance, so it is in their interest to try create an issue)
Once again it comes down to evidence; which there is none.
I don't need luck, you just need to be sensible.
And unfortunately, as annoyed as you are that you have been ripped off paying over-priced insurance for as many years have you have -
if you are a named driver on an insurance policy, you are legally allowed to drive. 