Why does everyone think that the lad can afford to insure a Furious and not a VTR?
Its the age that's the killer (not literally, I hope), not the car.
Get insured in your parents name with you as a named driver buddy - its the only way your not going to pay a ridiculous amount. There are other ways you can save an extra few quid but I wont mention them in here cos im sure this paragraph will give the people paying over the odds enough to complain about..