I lol'd reading this XD
The reason insurance companies charge so much is because they can and people just take it like bitches saying "well we have to pay it" it's the insurance companies fault that so many people front and that so many people "wern't" insured, they look for a reason not to pay if they can, my bike instuctor knew someone with a modded scooby, the lad put down all the mods he thought were on the car but unfortunaly he had a fire the car was detroyed and they didn't pay out because he didn't have the crome fuse cover down on the list of mods, bit of a piss take I thought considering everything else was listed and it was a genuine mistake. If you put a sticker on the side of the car from a tuning manufactorer even if the car isn't modded your insurance is invalid.
I agree that people shouldn't front but there's no reason that people shouldn't be restricted for a period of time after passing your test, if you pass your bike test on a 125 your only allowed to ride a bike with 33 bhp for the first two years then after that your allowed to ride anything, something like this would help reduce fronting as they wouldn't be allowed to drive more powerfull cars.
At the end of the day it's the insurance companies ripping us off and nobody else.
And as for "more of the threat" and "showing off" crap I'm 22 and own a 600cc motorbike capable of 150 mph and 60 mph in a few seconds, surely my car insurance should be pennies compared to being 1 grand more expensive than my bike insurance 0.o as there is no point in me trying to show off in a car :/
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