Quote:
Originally Posted by Rudpud
I get really defensive over young drivers, the ones that constantly act like pricks get what they deserve. But for people like me and many others I know, who drive sensibly and only have fun when safe to do so, I stand up for.
So this statistic of yours, is it due to there being more young drivers than 60+?
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It's not my statistic, it's the statistics.
Insurance is calculated on risk, which is calculated from statistics.
Unless the insurance company can see into the future and work out that you are never going to claim for the next 50+ years of your driving career, the only close thing they can base your premium on is statistics of the people like you (i.e young and male in a Saxo) for the past X amount of years......it's so simple.