Quote:
Originally Posted by devilsadvocate
It's not my statistic, it's the statistics.
Insurance is calculated on risk, which is calculated from statistics.
Unless the insurance company can see into the future and work out that you are never going to claim for the next 50+ years of your driving career, the only close thing they can base your premium on is statistics of the people like you (i.e young and male in a Saxo) for the past X amount of years......it's so simple.
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I know its not yours, and how insurance premiums are worked out. But what im saying is, that more young drivers are involved in accidents as there are more of them on the road?