[Stissy]

Originally Posted by D4MJT

Honestly, are people really this shit at life? lol

Get a decent case, and don't be a clumsy bastard. Then ring your house insurance company and find out if your cover includes accidental damage to electronics items outside of the house or not. If not, find out what it costs to cover them. It'll be cheaper than paying some dodgy outfit £8 a month plus to cover your phone in case it gets robbed.

Your house insurance can easily cover your phone, and also laptops, tablets etc, there's no need to have a thousand insurance policies for different things.

I’m outdoors a lot, especially with photography, so a “decent case” isn’t always sufficient as most cases don’t cover the screen (not to mention, it doesn’t protect against loss). I have home insurance with Legal and General, but there is an excess of £100 per claim, along with a premium next year (and the next four years thereafter) for having made a claim.

So in the long run, individual insurance for a phone/ipad works out cheaper - which is probably the reason why these companies exist in the first place.

Originally Posted by Ryancoyle

It's on there website?

http://uk.protectyourbubble.com/gadg...insurance.html

Drops
Accidental Damage
From shattered screens to cracked covers we protect you. In 2013 we repaired more than 1100 items each month.

Accidental demageLiquid Damage
Want to see how long it takes water to kill a high end smartphone?

Loss and theftTheft
826,000 mobile thefts happen each year (2011/12 Crime Survey for England and Wales). Are you comfortable walking around with the equivalent of £500 in your pocket?

Mechanical breakdown
Breakdown
We’ll cover you if your mobile malfunctions after the manufacturer’s warranty expires.

Unauthorised callsUnauthorised Usage
We pay for calls and data used up to the cost of £10,000 between when your phone is stolen or lost and when you blacklist it with your network. Just please do this within 72 hours.

Optional losOptional Loss
Ever accidently forgotten to take it with you? For an extra £1.50 per month we protect against loss.

Worldwide coverWorldwide Cover
We know your mobile goes with you anywhere in the world? So our cover does too for up to 180 days a year.

This is completely different to what they told me over the phone. It would be interesting to hear from someone who has had experience with this company to see what happens in the event of a claim.

Originally Posted by Brettles1986

I do iPhone and iPad screen repairs for £50. It makes more sense to find someone local who repairs them than actually pay the insurance cost if you ask me.

I’ve just done a quick Google, and I can’t seem to find anywhere that would the iPad I have for under £100? Although this may be a better alternative, if I ever break it.