Any other Saxo owners feel targeted by police? - Page 4 - Saxperience

Rudpud · 14th December 2011, 20:30

Quote:

Originally Posted by devilsadvocate

It's not my statistic, it's the statistics.

Insurance is calculated on risk, which is calculated from statistics.

Unless the insurance company can see into the future and work out that you are never going to claim for the next 50+ years of your driving career, the only close thing they can base your premium on is statistics of the people like you (i.e young and male in a Saxo) for the past X amount of years......it's so simple.

I know its not yours, and how insurance premiums are worked out. But what im saying is, that more young drivers are involved in accidents as there are more of them on the road?

Rudpud · 14th December 2011, 20:31

Quote:

Originally Posted by Moke

Sounds like you've not always had great relationships with the Police, so I understand you have a negative vibe for them, but why hold grudges?

You'll need them one day...

When I needed them, they did nothing.

devilsadvocate · 14th December 2011, 20:34

Quote:

Originally Posted by Rudpud

I know its not yours, and how insurance premiums are worked out. But what im saying is, that more young drivers are involved in accidents as there are more of them on the road?

I would imagine so yeah, almost everyone starts lessons at 17 these days...desperate to have a car.

I have no idea on the numbers but I would strongly suspect there are a lot more cars on the road than their were 20 years ago and the large majority will be younger drivers.

More young drivers on the road = More younger drivers involved in crashes
This leads to...guess what....higher insurance premiums for young drivers.

MiniGibbo · 14th December 2011, 20:34

This thread could of stopped with the first reply, if you drive like a dick you'll get pulled regardless of car..

sebring · 14th December 2011, 20:35

Quote:

Originally Posted by devilsadvocate

It's not my statistic, it's the statistics.

Insurance is calculated on risk, which is calculated from statistics.

Unless the insurance company can see into the future and work out that you are never going to claim for the next 50+ years of your driving career, the only close thing they can base your premium on is statistics of the people like you (i.e young and male in a Saxo) for the past X amount of years......it's so simple.

It is to a certain extent. Then it becomes the companies decision to exploit the law to its benefit of making more money, best industry to be in tbf. Its also the tax on top that you pay that jacks it up.
REmember, it works differently and a lot more effectivly in other countries.

incompatence will always overrule driving like a dick. I can drive like an idiot and maintain full control of my car, be aware to whats going on and be able to slow down to a safe speed when nessasery. Now if you are a shite driver and do this, it will most likely end in tears. Insurance companies have been around long enough to spot these people and do somehting about it but the revenue is too dear to lose.

Rudpud · 14th December 2011, 20:38

Quote:

Originally Posted by devilsadvocate

I would imagine so yeah, almost everyone starts lessons at 17 these days...desperate to have a car.

I have no idea on the numbers but I would strongly suspect there are a lot more cars on the road than their were 20 years ago and the large majority will be younger drivers.

More young drivers on the road = More younger drivers involved in crashes
This leads to...guess what....higher insurance premiums for young drivers.

Which is exactly my point, its higher because there's more of them.

I bet if there was the same amount of older people as younger, then stats would be much different.

Moke · 14th December 2011, 20:38

Quote:

Originally Posted by Rudpud

When I needed them, they did nothing.

I remember you saying that dude!

But that was once... I've needed the Police on a couple of occasions and they have been top!

willsy · 14th December 2011, 20:45

It's interesting to hear people's experiences from time to time regarding this. I think I've only pulled over one saxo driver in the last 6 months and that was because it was an absolute shed and one of the rear tyres were down to the cords.

From exPerience it is only usually the attitude and standard of driving of some modified car owners that let them down, often the cars themselves are very well looked after and documents are usually always in order as they care about the cars.

I work in an area where a high number of the population are driving on international driving licences, the standard of driving is absolutely shocking, and you wouldn't believe how many don't know what insurance is. I have honestly dealt with motorists who genuinely believe that if someone in their household has a driving licence that can teach them then they don't need their own licence.

When you know the other side of the story id suggest that the young driver isn't as targeted as some of you think you are.

Barry123 · 14th December 2011, 20:50

Quote:

Originally Posted by sebring

Maybe if i looked like a twat (sorry *prettyboy) in hollister and jack wills bullshit, they would treat me differently. But airmaxes and adidas/nike/mckenzie hoodies appear to make me a second class citizen.

No, wearing airmaxes and adidas/nike/mckenzie hoodies makes you a second class citizen.

sebring · 14th December 2011, 20:55

Quote:

Originally Posted by Barry123

No, wearing airmaxes and adidas/nike/mckenzie hoodies makes you a second class citizen.

Say that in my ends pretty boy.

And rudpud you get me on this!!

Moke, I tend to sort things out myself, leaves more pf a message than a letter from plod.

jones91 · 14th December 2011, 20:55

I also forgot to mention when starting this thread that every time I have been pulled (lost count but got to be in double figures) even on "so called routine stops", I've been treated like complete and utter s**t when I've always been co-operative and tried to be generally nice to them, they always judge me on appearance and by what I drive.

Moke · 14th December 2011, 20:57

Quote:

Originally Posted by sebring

Say that in my ends pretty boy.

Ugh. Not helping yourself are you?

Quote:

Originally Posted by jones91

I also forgot to mention when starting this thread that every time I have been pulled (lost count but got to be in double figures) even on "so called routine stops", I've been treated like complete and utter s**t when I've always been co-operative and tried to be generally nice to them, they always judge me on appearance and by what I drive.

Do you dress / drive like a cunt?

Barry123 · 14th December 2011, 20:57

Quote:

Originally Posted by sebring

Say that in my ends pretty boy.

no need to bring your homosexual feelings on to a forum...

stevo67 · 14th December 2011, 21:00

Been pulled over once in 4yrs of owning the saxo,because I was driving like a dick, own fault.

Moke · 14th December 2011, 21:01

Quote:

Originally Posted by stevo67

Been pulled over once in 4yrs of owning the saxo,because I was driving like a dick, own fault.

I respect your honesty.

Moke

sebring · 14th December 2011, 21:17

Quote:

Originally Posted by Moke

Ugh. Not helping yourself are you?

Wanav those days mate. Nt in a good mood tbh!!

sebring · 14th December 2011, 21:17

Quote:

Originally Posted by Barry123

No, wearing airmaxes and adidas/nike/mckenzie hoodies makes you a second class citizen.

Ok lets try a moke style comment,

You saying something like that makes you as bad as me. so HA!

Moke · 14th December 2011, 21:18

Quote:

Originally Posted by sebring

Wanav those days mate. Nt in a good mood tbh!!

http://lmgtfy.com/?q=Pornhub

logic_guy · 14th December 2011, 21:31

Bedfordshire Police seem alright. In my whole life, only ever stopped twice. One for wheel spinning from traffic lights (Being a idiot and thinking its 'Cool' cos you're young). The 2 coppers were nice as pie and said on your way. The second time for undertaking a Police Car in a 30Mph zone over the town bridge :/. They had 3 units pull me over. The Scottish officer had a attitude and a half. I hadn't said a word to him yet he was Fing and blinding at me as soon as i stepped out of the car. Ever since, i've always been a bit cautious to how they will respond.

All in all, at the end of the day, they are only doing a job.

Moke · 14th December 2011, 21:35

Quote:

Originally Posted by logic_guy

Bedfordshire Police seem alright. In my whole life, only ever stopped twice. One for wheel spinning from traffic lights (Being a idiot and thinking its 'Cool' cos you're young). The 2 coppers were nice as pie and said on your way. The second time for undertaking a Police Car in a 30Mph zone over the town bridge :/. They had 3 units pull me over. The Scottish officer had a attitude and a half. I hadn't said a word to him yet he was Fing and blinding at me as soon as i stepped out of the car. Ever since, i've always been a bit cautious to how they will respond.

All in all, at the end of the day, they are only doing a job.

You're always going to have a copper that thinks he's Mr Big Shot.

When I was pulled shortly after passing, for having my fogs on (yeah, yeah alright

), the copper who pulled me was fine, told me not to do it again, etc... But then his "pal" in the car decided to start looking through the car... Found nothing and I could see he was angry at that, so he tried to do me on anything he could... He failed.

I just laugh it off... As long as you're not in the wrong, you've nothing to be worried about.

Oh and we all make mistakes.