Saxo VTR Coming, What should i Do?

[moxy89]

get a furio... looks like a vtr just a little slower and you have alot more cash to spend on it or save for a vts

[iw_laurence]

Originally Posted by JJVTS

hi to all...
from 17 - 20 the insurance stings everyone nower days. (rite first im not pro, i cant even drive yet, but i was brought up building engines all i can tell u is what i know!!)
rite what you want are individual throttle bodies (£80-£300), ecu remaping (Free-£600) (free because i work for a electronics company for motorcycles and vtech kit cars) 4-2-1 manifold should give out a smashing backfire at high revs (price veryies) then a 35psi turbo charger with chrome intercooler and dump valve for extra 8-12bhp (should cost £700-£2000 depending if you wanna risk using ebay) from a 102bhp to 240-320bhp maybe more depending if you set the turbo timing and dump timing rite!!

I'm sorry, but what? too much need for speed on your ps2 I think

[Vibe_I_C_E]

Right insurance companies are crazy, I tried 3 different ways all with Admiral, firstly completely on my own for a Vtr was £3027, then I rang them up and asked how much it would be to change my Fiesta policy to the Vtr and they wanted an extra £70 on top of the £497 I've already paid which would run out in April, which I thought was great, then I asked how much it would be to renew in April and as a named driver they wanted £5300 how the fuck does any of that add up, it's cheaper to be completely alone, then somehow £567 shoots to £5300 lol

Looks like I will be driving a furio instead lol

[SAM-S44MDS-]

Originally Posted by SAM-S44MDS-

If you are insuring a VTR at 17, you will need the £3500 just for the insurance

Anyway, a raceland is a good start. Supersprint 2" system. 4-2-1 manifold. That should get you some nice noise

Originally Posted by Vibe_I_C_E

Right insurance companies are crazy, I tried 3 different ways all with Admiral, firstly completely on my own for a Vtr was £3027, then I rang them up and asked how much it would be to change my Fiesta policy to the Vtr and they wanted an extra £70 on top of the £497 I've already paid which would run out in April, which I thought was great, then I asked how much it would be to renew in April and as a named driver they wanted £5300 how the fuck does any of that add up, it's cheaper to be completely alone, then somehow £567 shoots to £5300 lol

Looks like I will be driving a furio instead lol

I stand by my first post I did warn you that you would need the best of the £3500 you have for insurance. Its crazy.

[beckha]

Originally Posted by bedford126

thats the biggest load of shit i ever read.
im 23 with no no claims and i drive a vtr insured for £400
and a ek9 civic type r and pay £600

and i ive in leeds 27

Who the hell are you insured with?

x

[beckha]

Originally Posted by JJVTS

(free because i work for a electronics company for motorcycles and vtech kit cars)

It worries me that you can't even spell VTEC properly....

x

[Nik_L]

It really isnt worth paying all that to insure a Vtr.They arent anything special.

My advice would be to go for something else.

[_EssVtr]

now, your going down the same path i went, bought a vtr. then found out the insurance was kicking out 1300 on a provisinal godsake. get a furio, strip it, and breathing mods. and it will go like stink for a 1.4

[outrage_uk]

Why does everyone think that the lad can afford to insure a Furious and not a VTR?

Its the age that's the killer (not literally, I hope), not the car.

Get insured in your parents name with you as a named driver buddy - its the only way your not going to pay a ridiculous amount. There are other ways you can save an extra few quid but I wont mention them in here cos im sure this paragraph will give the people paying over the odds enough to complain about..

[Lounoob]

Lol il be 21 with 1ncb and 3points and my insurance for a vtr is 1700 lol

[Jack]

Originally Posted by outrage_uk

Why does everyone think that the lad can afford to insure a Furious and not a VTR?

Its the age that's the killer (not literally, I hope), not the car.

Get insured in your parents name with you as a named driver buddy - its the only way your not going to pay a ridiculous amount. There are other ways you can save an extra few quid but I wont mention them in here cos im sure this paragraph will give the people paying over the odds enough to complain about..

The insurance companies have cracked down on this though, especially if the car is in the 17yr old's name. You might as well just bite the bullet like I had to and pay a large amount. It'll be better when you've got a years no claims. So basically - get your own policy in your own name, and add your parents as named drivers, maybe other people the insurance company would class as "trustworthy", eg grandparents.

[Dannnn93]

I'm 17 and my VTR is £218 a month and being on your parents doesn't void it if you drive as they can't prove who drives the car the most

[SAM-S44MDS-]

Originally Posted by Dannnn93

I'm 17 and my VTR is £218 a month and being on your parents doesn't void it if you drive as they can't prove who drives the car the most

It does void it.
And yes they can prove who drives it most

[Jack]

Originally Posted by Dannnn93

I'm 17 and my VTR is £218 a month and being on your parents doesn't void it if you drive as they can't prove who drives the car the most

£218 is still a huge amount of money, you're voiding your insurance, and putting everybody else's up in turn. And you just admitted it on a public forum.

[outrage_uk]

Originally Posted by SAM-S44MDS-

It does void it.

Insurance companies will try find any reason to void a policy. Been a 'named driver' is not a reason on it's own.

Originally Posted by SAM-S44MDS-

And yes they can prove who drives it most

How?

[outrage_uk]

Originally Posted by jackh7692

you're voiding your insurance, and putting everybody else's up in turn.

How?

[Jack]

Originally Posted by outrage_uk

How?

Because it gives young drivers a bad name in general. Insurance companies work on stereotypes, they don't want any young drivers as they are classed as a risk, even if they are brilliant drivers.

[outrage_uk]

In that case - they shouldn't allow young lads to be named drivers.

[SAXO8VYO]

Originally Posted by Dannnn93

I'm 17 and my VTR is £218 a month and being on your parents doesn't void it if you drive as they can't prove who drives the car the most

you might aswell go and throw you £218 down the drain as your not going to get a payout if you crash as insurance companies are tight as fook so they try anything not to pay out you will get caught out then there for make every other young drivers insurance that little bit higher

by the way going around saying your fronting on your insurance isnt a good thing to do on a public forum and here on saxp where you will find 99.9% of the people dont agree with fronting and dont find it funny or cool

[outrage_uk]

Also, alot of people have common sense and don't agree with getting ripped off..