Saxo VTR Coming, What should i Do?

[SAM-S44MDS-]

Originally Posted by outrage_uk

Insurance companies will try find any reason to void a policy. Been a 'named driver' is not a reason on it's own.



How?

Being a named driver IS NOT voiding the insurance if you only use the car once in a while.

Being a names driver IS illegal if you use the car most.


They can catch you out quite easily, say 3 people in 1 house drive & have a car

Mum has policy for her own car
Dad has policy for his own car
Mum has a 2nd policy on a saxo VTR with a 17 year old as a named driver.

HMMMM, I wonder who is using the VTR? It definatly aint the mum is it

Now that isnt strong enough evidence on its own....but insurance companies WILL send people to check on the car.

And the point is, whether its proven or not, it is still ILLEGAL!!!!

[Jack]

Originally Posted by SAM-S44MDS-

Being a named driver IS NOT voiding the insurance if you only use the car once in a while.

Being a names driver IS illegal if you use the car most.


They can catch you out quite easily, say 3 people in 1 house drive & have a car

Mum has policy for her own car
Dad has policy for his own car
Mum has a 2nd policy on a saxo VTR with a 17 year old as a named driver.

HMMMM, I wonder who is using the VTR? It definatly aint the mum is it

Now that isnt strong enough evidence on its own....but insurance companies WILL send people to check on the car.

And the point is, whether its proven or not, it is still ILLEGAL!!!!

Couldn't have put it better myself.

[Bedford126]

Originally Posted by beckha

Who the hell are you insured with?

x

Im insured with elephant at the min changing to Tesco in 3 weeks time because they agree on a price for the ek9 unlike elephant who just give the book price.

[outrage_uk]

Dear me. Some people just don't understand the word of illegal.

Car sharing - its all the rage in this climate change world. Mum uses her car every now and again for the shopping, the little VTR for everything else... I'd say that's evidence to the contrary.

There you go pal that will be your evenings pissing and moaning sorted : Cheaper insurance for young drivers - 'Fronting' - And my opinions in favour of it..

[SAM-S44MDS-]

Originally Posted by outrage_uk

Dear me. Some people just don't understand the word of illegal.

Car sharing - its all the rage in this climate change world. Mum uses her car every now and again for the shopping, the little VTR for everything else... I'd say that's evidence to the contrary.

There you go pal that will be your evenings pissing and moaning sorted : Cheaper insurance for young drivers - 'Fronting' - And my opinions in favour of it..

Opened that thread and tbh I cant be assed to read it. Just aload of crap and im too busy atm. Anyway;

Im not saying I dont understand WHY people 'front'. I know how paying £2000+ insurance feels. Its not nice. I can understand why people do it yes, and if they can get away with it then yes, do it IF you want to risk it

Still doesnt alter the fact that it voids your insurance though.

As I said at the start, having your insurance void, and proving its void is 2 different things.

If you cant afford to insure the car, dont drive it. Thats MY opinion. Obviously if people want to 'front' then they will


At no point in any of my posts have I said I am against fronting, all I did was point out that it is illegal, and the implications and ways it can be proven to bring the other side of the argument up.

[outrage_uk]

Thats fair enough and if you can afford to and don't mind paying thousands for nothing thats great but telling people its a good way is wrong imo.

Think what people need to remember is when you get insurance, the company is under a legal obligation to cover you against third party liability, and if they want to void the contract between you and them over a discrepancy in their terms and conditions, in affect breaking the contract then they need a very good reason backed up with proper evidence - not simply "there are 3 cars at your house so your the main driver of the small one" !

[SAM-S44MDS-]

Id rather not pay it, but I like to pay my own way.

Alot of people are 'fronting' on there insurance, just dont get caught. The chances of getting caught are slim, so if your up for the risk then you save yourself money

As I said, im not for or against fronting. To be entirely honest, I couldnt give a shit what people do, aslong as if I get hit by someone their insurance pays out

All I was doing was simply pointing out to the lad that his insurance is void and he could get caught out

[outrage_uk]

Fair enough mate, and as a third party, you'd always get paid out. If there was an issue with an insurance company trying to void a policy for one reason or another, when they gather the evidence, then make a civil case against you to reclaim their losses.