Vehicle Insurance Please use this forum to discuss vehicle insurance companies, services, quotations, recommendations, etc. |
|
|
14th October 2008, 23:45
|
#41
|
Established Member
Join Date: Apr 2008
Location: BasingJoke
Posts: 1,058
Car(s): x3 saxo's and a 306
|
im with quuin got fucked over when they found my de cat
|
|
|
18th October 2008, 21:06
|
#42
|
Frequent Poster
Join Date: Jun 2006
Posts: 747
|
Read this string...
Got paranoid about my recent back-box upgrade...
Called privilege (I'm old and got lots of no-claims)...
Informed them it was a cosmetic change only...
Cost me an extra £50 a year and £100 extra on my already crap £350 fixed excess...
Nice
__________________
"The lead car is absolutely unique, except for the one behind it which is identical."
- Murray Walker
|
|
|
16th January 2009, 23:19
|
#43
|
Frequent Poster
Join Date: Jan 2009
Location: coventry
Posts: 701
Car(s): 206 hdi
|
so are Bell not arsed bout modding? my mates on direct line n they wont let him have no mods at al. cant even change his cd player. but direct line seem to be cheapest for me
|
|
|
16th January 2009, 23:32
|
#44
|
West Midlands
Join Date: Dec 2007
Location: West mids
Posts: 23,149
Car(s): Supra,civic GL
|
bell nearly doubled my policy when i declaired mods on my vts
and they only allow like 7 or 8 mods i think
__________________
Quote:
Originally Posted by Viper
i passed over 5 years ago now. 3 points no crashes. I'm too good to crash...
|
oh really.....
|
|
|
11th February 2009, 19:45
|
#45
|
Regular Poster
Join Date: Feb 2009
Location: Chesterfield
Posts: 254
Car(s): Saxo 1.4 Furio
|
Quote:
Originally Posted by lukedorritt
Hi i was just wondering if you should declare all mods even when your tpft. Forgetting fire and theft; if someone crashed into you and you claimed on their insurance, your insurance does not deal with the issue and so mods aren't seen too? Also how much would tints, and an induction kit add to a premium on a furio which is 2200 tpft beforehand?
|
On a standard furio mate, try churchill.
Mine is 2000 for a year on standard furio, not declarin my mods as they dont allow any!
Link below:
https://uk2.churchill.com/insurance/...e3ba4960692d2d
|
|
|
12th February 2009, 18:51
|
#46
|
Frequent Poster
Join Date: Jun 2006
Posts: 747
|
If you don't declare mods, have a smack up, trash some ones expensive car, kill someone etc....
YOUR INSURANCE WILL BE INVALID AND YOU WILL BE FOCKED!
|
|
|
13th February 2009, 21:43
|
#47
|
Newbie
Join Date: Jan 2009
Posts: 14
Car(s): Saxo X 1.1 -- was ok i guess got me into them.
now
|
insurance
when i renewed mine i got it with a brooker who sells on behalf of coop and he didnt even ask me about mods.....so when i got the policy through i checked and it does'nt say anywhere about no mods......suites me :-p
|
|
|
14th February 2009, 00:01
|
#48
|
Frequent Poster
Join Date: Sep 2008
Location: Manchester
Posts: 538
|
Quote:
Originally Posted by AXracing
With the HIDs just try telling them that these do not comply with ECE regulations and that they make your car illegal to use on the road and then see if they will still inshore you. Don't forget you don't just have to declare but you also have to declare if they make your car none road legal. Its like you cant just say you have 001T tyres fitted, you would have to say I have 001T tyres that are not road legal.
From the AA
"As brokers we deal with many different insurers whose policy for modifications differ. Some would not cover any modification, so if found out after a claim would either not allow the claim or void the policy. Others would investigate the modification, and if they decided to proceed would ask for an additional premium. However if the modification is not legal it is unlikely that any of our insurers would allow this."
|
so what are they saying
|
|
|
14th February 2009, 00:12
|
#49
|
Forum Section Moderator
Join Date: Jan 2004
Location: Abingdon, Oxfordshire, United Kingdom (England)
Posts: 5,082
Car(s): RX8, Cliosport 197
|
if you want to modify your car use brentacre and get a modified car insurance premium, mine allows unlimited cosmetic mods and performance mods such as lowering, brakes, wheels and a BHP increase of up to 10BHP, so induction kit and full exhaust system. If i want more BHP i can just increase what powerband i want by paying a little more.
whatever you dont drive a modified car without declaring mods, it will void your insurance in a crash and if you write off an £60K bmw or kill someone you will have to pay the costs yourself, you could well be fined/given points by the police as its as good as not having insurance
__________________
Quote:
Originally Posted by dannyjay
Wheels = The sex. James = The sex. His sk1llz = The sex.
|
|
|
|
14th February 2009, 01:28
|
#50
|
Frequent Poster
Join Date: Sep 2008
Location: Manchester
Posts: 538
|
Il have to give them a ring
|
|
|
11th September 2009, 08:54
|
#51
|
Forum Section Moderator
Join Date: Aug 2008
Location: Liverpool
Posts: 15,517
Car(s): Saxo VTR
|
Good guide Paul.
|
|
|
16th September 2009, 12:07
|
#52
|
Newbie
Join Date: Sep 2009
Location: Uttoxeter
Posts: 18
Car(s): Citroen Saxo 1.1 Desire
|
After reading this thread I rang my insurance company and declared my alloys. But was thinking of getting an induction kit - I guess thats classed a mod.
|
|
|
18th October 2009, 22:12
|
#53
|
Regular Poster
Join Date: Apr 2009
Location: Nuneaton
Posts: 455
Car(s): Citroen Saxo 1.4 Furio
|
no i dont think you should, you are better off but.. i dunno i think its a waste!
|
|
|
18th October 2009, 23:17
|
#54
|
Saxperience Forum Bum
Join Date: Jun 2009
Location: Southampton not scunthorpe
Posts: 2,679
Car(s): e36 318is! boom.
|
Quote:
Originally Posted by 91mikec
|
well done, go and advertise yourself on a known motoring website on the part that says "declaring your mods" haha i hope an affiliate of your insurance company reads this
|
|
|
19th October 2009, 23:32
|
#55
|
Newbie
Join Date: Sep 2009
Posts: 2
|
I can Vouch for Quinn-Direct, they are good friendly people, and like the guy said in the first page, unless it's performance mods you don't need to declare them
|
|
|
6th November 2009, 16:51
|
#56
|
Frequent Poster
Join Date: Feb 2009
Location: glasgow
Posts: 828
Car(s): c2 code
|
think i,ll give adrain flux a phone heard their good
Last edited by stumac77; 6th November 2009 at 16:53.
|
|
|
17th November 2009, 14:29
|
#57
|
L-plater
Join Date: Oct 2009
Location: Burton-upon-Trent
Posts: 32
Car(s): Saxo VTR
|
Only problem iv found with quinn is being insured on your provisional and then getting a full license your premium rises by a massive amount!
|
|
|
18th January 2010, 22:44
|
#58
|
Saxperience Post Whore
Join Date: Oct 2009
Location: Basildon And Corringham, Essex
Posts: 5,179
Car(s): MK1 Focus RS, Discovery TD5, Renault Trafic 2.0
|
How do you actually get a quote with Brentacre Insurance Services Ltd? Lol
The site has like no buttons or hyperlinks =/
__________________
Drift Or Die.
CB Channel 25 - Pirate
|
|
|
18th January 2010, 23:14
|
#59
|
Forum Section Moderator
Join Date: Jan 2004
Location: Abingdon, Oxfordshire, United Kingdom (England)
Posts: 5,082
Car(s): RX8, Cliosport 197
|
use this magic invention called a phone
phone number is here mate
http://www.brentacre.co.uk/contact-us.php
__________________
Quote:
Originally Posted by dannyjay
Wheels = The sex. James = The sex. His sk1llz = The sex.
|
|
|
|
18th January 2010, 23:25
|
#60
|
Saxperience Post Whore
Join Date: Feb 2008
Location: Southampton
Posts: 8,188
Car(s): Astra vxr with added boost
|
ie though i think this is poor as many website say insurance friendly Panel filter..
ie what if you have a panel filter.. cant be seen
cams cant be seen.
ecu remap cant be seen. 99% of young people on the roads with modied cars are not insured correctly if they crash into me i will kick them...
|
|
|
Thread Tools |
|
Display Modes |
Linear Mode
|
Posting Rules
|
You may not post new threads
You may not post replies
You may not post attachments
You may not edit your posts
HTML code is Off
|
|
|
All times are GMT. The time now is 22:23.
|