Warning to anyone insured under their parents name. UPDATE 1st PAGE - Page 6 - Saxperience

Lukey_B · 6th June 2009, 22:56

look elsewhere. Bell.com admiral quinn direct elephant
you shouldn't be paying anywhere near that much. my bro's was high on his 1.2 punto sporting, and that was only like £1.7k... he's just turned 18, but no ncb, and only just passed, your quote is ridiculous.

Luke-saxo · 6th June 2009, 23:53

i just got a insurance quote for my 1.4 furio off quinn direct £1700 thats with mods declared

lowered
air filter
strut brace
interior changed

because thats what i am doing and thats at 17 with ncb ethier and thats the best quote because i got a quote off admrial and direct line and they was £3975.95

luke

SteveWC · 7th June 2009, 02:12

Im 19 with 6 points on my licence and a major claim.

Quinn direct quoted me 900 with a VTR

NobbyClarke · 8th June 2009, 12:55

I have now managed to get a quote of £2100 that is the cheapest i can get for a 1.1 saxo x :-( makes me wish i had got a vts now tbh :-(

Lukey_B · 11th June 2009, 22:13

Quote:

Originally Posted by NobbyClarke

I have now managed to get a quote of £2100 that is the cheapest i can get for a 1.1 saxo x :-( makes me wish i had got a vts now tbh :-(

what? instead of the 1.1? and pay a fuck load more??

Bound · 11th June 2009, 22:43

Quote:

Originally Posted by Ben_Saxo

No one sticks 70 on the motorway apart from limited trucks and the elderly. And Sayer

ahhahahahha

NobbyClarke · 11th June 2009, 23:08

i would be paying more but i would have a better car :-)

DaZZMaN · 11th June 2009, 23:27

my old man owns the vtr hes the policy holder and im a named driver thats perfectly legal and not fronting right??

Ben_L · 11th June 2009, 23:30

Quote:

Originally Posted by NobbyClarke

i would be paying more but i would have a better car :-)

no you wouldn't. the car would be the same, just faster

NobbyClarke · 11th June 2009, 23:43

fair point and considering my car was £50 of a guy at work im still getting it cheaper kindov ?

PrinceyPaul · 12th June 2009, 09:35

My parents never did let me go on their insurance, so I had to pay out for all the three cars I've owned, as well as buying all my driving lessons; £1300 on my first car, £1000 on my second card, and £850 on my most recent car. I'm praying it's a lot cheaper this year when I renew.

Insurance companies do consider a lot of things when quoting you; area you live in, gender, years your license has been held, garaged or not, mileage etc. Shopping around is really the only way to get the best quote and even after all the shopping around, us young drivers still have the short straw.

sparky771 · 12th June 2009, 22:08

Quote:

Originally Posted by Quickshift98

whos every1 with for there insurance then i got a quote for £4500 otha day insurance went up this month and thats with pass plus granted i am 17 tho but still.

i got one for £4000 wth me as a main driver n my mum a named! n tht without pass plus. n its onli on a furio! im onli 17 too its a piss take imo.

Would it be woth takin a passplus?

sparky771 · 12th June 2009, 22:10

Quote:

Originally Posted by alextoffie

don't tell me if you could afford to insure a VTR or a VTS you wouldn't

i understand your point mate but lets be honest.. you won't be sticking with cars that "just get upto 70mph" for the rest of your life

Agreed mate

sparky771 · 12th June 2009, 22:47

Quote:

Originally Posted by 89me11

Exactly, that's what Ive done for the last two years. Quinn wouldnt let me insure it as a named driver whilst it was still registered in my name anyway, they said it would have to be in my mums name for her to be the main driver on the policy. So they practically told me to do it anyway.

Saves shite loads of money, insurance is a friggin joke! I still pay about £1200

how old were you when u got this quote btw?

sparky771 · 12th June 2009, 22:54

Quote:

Originally Posted by Luke-saxo

i just got a insurance quote for my 1.4 furio off quinn direct £1700 thats with mods declared

lowered
air filter
strut brace
interior changed

because thats what i am doing and thats at 17 with ncb ethier and thats the best quote because i got a quote off admrial and direct line and they was £3975.95

luke

Is this in ur own name or parents n u as a named? n where do you live coz ive bin told that helps in lowering ur premium?

adjy90 · 22nd September 2009, 14:41

im on my mums policy atm. this is the reason for not many mods atm

as soon as i can afford my own insurance it will go in my own name

need a job 1st tho

but my mum does use it more than i do

takes it to work and she goes horse riding 5 times a week also so she takes it up there

i use it at weekends mainly (sometimes during week if im going somewhere)

rudeboiross · 23rd September 2009, 15:31

I have abit of a problem though.. currently the cars in my dads names and so's the insurance policy with me as a named driver as he does drive it as well.
However.. im moving to Portsmouth on Saturday and have to get a parking permit and for this the car has to be registered to me and the new house im living in. Think id be ok with me as the registered owner but him as policy holder? Im with Quinn as well!

muttitt · 23rd September 2009, 16:56

my 1.1i was 526 pound, 19 two years no claims.

i mod it to look like vtr/vts, easiest way.

smittytom · 23rd September 2009, 17:05

Quote:

Originally Posted by rudeboiross

I have abit of a problem though.. currently the cars in my dads names and so's the insurance policy with me as a named driver as he does drive it as well.
However.. im moving to Portsmouth on Saturday and have to get a parking permit and for this the car has to be registered to me and the new house im living in. Think id be ok with me as the registered owner but him as policy holder? Im with Quinn as well!

No because then its even more obvious you are fronting

rudeboiross · 25th September 2009, 01:02

Quote:

Originally Posted by smittytom

No because then its even more obvious you are fronting

I rang Quinn and explained to them and they were fine with it!