What do ya think eh - Page 4 - Saxperience

Karl · 11th July 2007, 12:43

but surely if you declare all these modifications to get your 1.4 as fast as the 1.6 16v won't it be the same price or more in insurance?

MaRiO89 · 11th July 2007, 12:43

Quote:

Originally Posted by Soulless

but surely if you declare all these modifications to get your 1.4 as fast as the 1.6 16v won't it be the same price or more in insurance?

Who declares internal engine mods?!

Ryan^p · 11th July 2007, 12:49

Quote:

Originally Posted by James_Bristol

Who declares internal engine mods?!

most people do, as if you bend it, an engineer will take the engine appart if they suspect anything - eg if the engine runs they will turn it on to see what it idles like.

MaRiO89 · 11th July 2007, 12:56

Quote:

Originally Posted by Itsafastworld85

most people do, as if you bend it, an engineer will take the engine appart if they suspect anything - eg if the engine runs they will turn it on to see what it idles like.

All that will be changed is the cam..and on a car worth 1500 quid you think i will claim on my insurance? I dont think so..Also its slagged so they probs will give me even less anyway..

I'm not going into and argument about this but i bet 90% of people on here haven't declared all their mods..

Ryan^p · 11th July 2007, 12:56

Quote:

Originally Posted by James_Bristol

I agree Ryan about the 16v's being cheaper to get more power from than the 8v's etc..

I just think alot of people including me are abit tired of hearing the words "get a 16v".. Yes they are better for more wallet friendly tuning but then insurance becomes a real problem, thats why some of us dont bother with 16v's due to insurance costs..I would rather spend 2k on tuning a 8v than over 2k on insurance alone for a std 16v..

(wasn't making any digs at anyone in that last paragraph btw)

James

which is why i explain to alot of people the costs involved into getting engines tuned. after all ive either been there and looked at doing it myself, or have mades who have thought about it or done it.

I know alot of people build tuned 8vs only yo want more power, so they then go 16vs, and wish they didnt spend thousands on getting an 8v engine up to scratch.

Karl · 11th July 2007, 12:59

Quote:

Originally Posted by James_Bristol

All that will be changed is the cam..and on a car worth 1500 quid you think i will claim on my insurance? I dont think so..Also its slagged so they probs will give me even less anyway..

I'm not going into and argument about this but i bet 90% of people on here haven't declared all their mods..

i'm not trying to dig bud,
but when you slag your car, your insurance wont cover you as you become a 2 seater.

Plus who's to say you crash your car,
what happens if you run someone over by accident?

~ not trying to cause an argument mate, just putting it into perspective.

Toad · 11th July 2007, 13:02

I've declared all mine. It would be foolish if you didn't, as it's not just the value of your own car that you should be concerned about. If you have an accident with an expensive car, and they find that you have been keeping secrets about your own, it would null your own policy, basically meaning you would be taking up the rear with sandpaper inplace of lube.

Declare all your mods or you're asking for trouble.

Ryan^p · 11th July 2007, 13:02

Quote:

Originally Posted by James_Bristol

All that will be changed is the cam..and on a car worth 1500 quid you think i will claim on my insurance? I dont think so..Also its slagged so they probs will give me even less anyway..

I'm not going into and argument about this but i bet 90% of people on here haven't declared all their mods..

james if you have a crash that involves another party the car will be assessed usually, if you hit a brand new merc and you write it off with your car, and its your fault it will come off your insurance, if you are driving with un declaired mods the insurance company will 90% of the time refuse to pay. you will go to court etc...

At the end of the day if you want to do it take the risk, just be aware that there are big consiquences involved

MaRiO89 · 11th July 2007, 13:02

Quote:

Originally Posted by Soulless

i'm not trying to dig bud,
but when you slag your car, your insurance wont cover you as you become a 2 seater.

Plus who's to say you crash your car,
what happens if you run someone over by accident?

~ not trying to cause an argument mate, just putting it into perspective.

Ok fair enough..

Its a risk i take i suppose..Life's full of them..

Toad · 11th July 2007, 13:05

Quote:

Originally Posted by James_Bristol

Ok fair enough..

Its a risk i take i suppose..Life's full of them..

C'mon man, I thought you were more sensible than that.

Karl · 11th July 2007, 13:06

Theres thousands of road users that take the same risk, so it's wrong to just single out James.
not declaring your mods is foolish but at the end of the day,
we cannot force him too.

MaRiO89 · 11th July 2007, 13:07

Quote:

Originally Posted by Toad

C'mon man, I thought you were more sensible than that.

All my mods are declared..suspension, exhaust..

Haven't told them its slagged

So its not like i dont declare anything..

Karl · 11th July 2007, 13:08

How old are you James mate?

MaRiO89 · 11th July 2007, 13:10

Quote:

Originally Posted by Soulless

How old are you James mate?

18

A little wipper snapper..

Toad · 11th July 2007, 13:11

You'll learn the hard way...

There's no point declaring most of your mods and leaving out something that's crucial, lol. C'mon man, sort it out.

Karl · 11th July 2007, 13:13

Ahh i know what you mean then James,
insurance is a killer at our age,
It's 300 quid extra on my insurance for the BMC, lowered and exhaust.

hopefully that will of dropped next year.

Ryan^p · 11th July 2007, 13:14

you lot are paying nothing, ive not even bothered to ring about insrance for my track day car yet...

ive got the lube ready for when i do lol

Toad · 11th July 2007, 13:17

If you can't afford it, you don't do it!

Fine, I've made my point, you may take heed or not. I don't have any more to say on the matter.

James, from what I've read on this forum, you seem like a fairly bright individual, so please listen to what people have been saying in this thread.

MaRiO89 · 11th July 2007, 13:18

Quote:

Originally Posted by Soulless

Ahh i know what you mean then James,
insurance is a killer at our age,
It's 300 quid extra on my insurance for the BMC, lowered and exhaust.

hopefully that will of dropped next year.

Well i'm allowed 3 mods that aren't like proper engine mods like cams etc etc..So my exhaust is ok and the suspension..

Trouble is there are too many twats in 16v's that cant drive/crash all the time make insurance appauling for us younger people..

Toad-I have not declared one thing which is the slaggage..I doubt many do tbh..

Karl · 11th July 2007, 13:19

its not just 16v's ;

it's any car.