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26th May 2010, 16:26
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#81
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Saxperience Hardcore!
Join Date: Mar 2008
Posts: 31,278
Car(s): Citroen Saxo VTS, S60 D5
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Quote:
Originally Posted by wadoryu
if you dont declare all of you modifiation your insurance is void. if your insurance is void youve got no insurance. if youve got no insurance and get pulled over you car gets crushed. so yeah declare your mods
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Yawn, we all know this. 
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Quote:
Originally Posted by jeffchiz
lol because you are a brand fag
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26th May 2010, 16:28
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#82
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Saxperience Post Whore
Join Date: Oct 2009
Location: Newcastle, Ashington
Posts: 5,086
Car(s): Cammed and VTR'd Furio.
Corsa c - Slammed & Euro
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Nice thread mate, sick of seeing threads asking about this.
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It's not French, so what!?
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28th May 2010, 19:27
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#83
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L-plater
Join Date: May 2010
Location: Belfast
Posts: 36
Car(s): 2002 Saxo VTR
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Does anybody know off insurers in Norther Ireland that cover mods? I had to get my vtr highered agian there just because it was lowered and no1 would touch me! Near sure my mum tried quinn direct too. (as they sound good for mods) and as for Adrian Flux dont think they cover n.ireland
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28th May 2010, 19:40
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#84
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Established Member
Join Date: Sep 2009
Location: Leeds
Posts: 1,761
Car(s): Mk2 Saxo VTR 2001 (Two tone silver)
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Quote:
Originally Posted by Furio-92
Nice thread mate, sick of seeing threads asking about this.
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This thread was started in december 2007!
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20th June 2010, 11:44
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#85
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Established Member
Join Date: Aug 2008
Location: suffolk
Posts: 1,102
Car(s): saxomk2 vts 2001 blue. owned corsa,fiesta,pug 106,
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want hear somthing funny my gf bought a vtr with 14in speedline on it allready. direct line refused to insure the car till she 25 with aftermarket wheels they wanted 450quid. she changed to sheila wheels. aloys delcleared. 28oquid fully comp 6 years ncb protectecd me on it to. 250 excess.
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25th July 2010, 23:50
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#86
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Infrequent Poster
Join Date: Nov 2008
Location: Cornwall
Posts: 219
Car(s): Saxo Exclusive 1.4i
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My saxo hasn't got a spoiler....
shall i declare if i put a standard MK1 on it?...
will they fook me up if i don't?
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22nd March 2011, 10:32
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#87
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Infrequent Poster
Join Date: Oct 2010
Location: Basildon
Posts: 244
Car(s): Mk1 Saxo 1.1 Vt Rep (sold),,,,,
Mk1 Arosa 1.7Sdi
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i have a saxo 1.1 that i have vt*kitted and lowered so now need to update the insurance
i am with adrian flux would it change my insurance much??
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22nd March 2011, 10:54
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#88
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Established Member
Join Date: Jan 2010
Location: Bournemouth/Surrey
Posts: 2,458
Car(s): Mk2 VTR
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Quote:
Originally Posted by Reece1591
i have a saxo 1.1 that i have vt*kitted and lowered so now need to update the insurance
i am with adrian flux would it change my insurance much??
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My brother has just gone with Adrian Flux and he said something about they only raise the price of the insurance if you go over a certain bhp mark
So all cosmetic mods have to be declared but won't affect your premium
Im not 100% sure on this though
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Chris' Mk2 vtr progress thread > Here <
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22nd March 2011, 11:36
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#89
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Established Member
Join Date: Feb 2008
Posts: 1,071
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i know when i was with quinn direct in 2007 and 2008 when i owned my bodykitted, lowered corsa, they did not care about the mods aslong as it did not affect the power. I have recently sold my saxo but i was 21 with 3 years no claims and with 3 points on my license (i received for speeding on a motorway) for a VTR with the alloys, lowering, interior changes and air filter all declared, elephant charged me £850 for the year 
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22nd March 2011, 12:17
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#90
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Saxperience Addict
Join Date: Jan 2008
Location: west london
Posts: 13,810
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Quote:
Originally Posted by wadoryu
if you dont declare all of you modifiation your insurance is void. if your insurance is void youve got no insurance. if youve got no insurance and get pulled over you car gets crushed. so yeah declare your mods
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no it doesnt
they seize your car and you have to pay to have it released. only if you leave the car with them it will eventually be crushed
tbh, fuck the insurance companies. thieves in suits they are. its all about declaring with you cant get away with imo
things i have declared: lowering, exhuast
things i have not declared: seats, vts wheels, panel filter, hids, half tinted lights, dewiper, shorter aerial, flocked dash parts, audio, mk2 spoiler
all quite subtle things which just go un-noticed
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22nd February 2012, 00:04
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#91
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Infrequent Poster
Join Date: Mar 2011
Location: gloucester
Posts: 211
Car(s): Xsi 106
fiat bravo 1.8
ph2 saxo vts
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My insurgence on vts is £776 without mods and with its £1500
Gti-6 brakes
Lowered
Strut braces
Induction kit
4-2-1
Straight through
And after market wheels
Sound about right? I'm 21 with nearly 3years Ncb
I dread to think when I tell them it's going to be turbo'd bet I can hear there hands rubbing together.
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i never used a gun before... i didnt know shooting someone in the face would hurt their feelings.
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22nd February 2012, 00:06
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#92
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Infrequent Poster
Join Date: Mar 2011
Location: gloucester
Posts: 211
Car(s): Xsi 106
fiat bravo 1.8
ph2 saxo vts
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Also how they going to know if it's been mapped and cam etc
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Quote:
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i never used a gun before... i didnt know shooting someone in the face would hurt their feelings.
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26th October 2012, 11:20
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#93
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Newbie
Join Date: Oct 2012
Location: Chippenham
Posts: 15
Car(s): 2001 Saxo VTS
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Im with aviva only 21 and paying 1295 a year with no mods (VTS) and i phoned them up today and asked how much extra it would be to add loads of mods and they didnt mind any of them apart from lowering the suspension which i have to pay £50 if i do and they wont renew my policy newxt year. Thought I'd mention it as its pretty good! Mights see if they would prefer uprated suspension instead. Oh and mods i quoted was:
seats,
exhaust,
air filter,
alloys,
sound system.
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26th October 2012, 12:04
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#94
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Regular Poster
Join Date: Feb 2009
Posts: 308
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Quote:
Originally Posted by Jazakius
Im with aviva only 21 and paying 1295 a year with no mods (VTS) and i phoned them up today and asked how much extra it would be to add loads of mods and they didnt mind any of them apart from lowering the suspension which i have to pay £50 if i do and they wont renew my policy newxt year. Thought I'd mention it as its pretty good! Mights see if they would prefer uprated suspension instead. Oh and mods i quoted was:
seats,
exhaust,
air filter,
alloys,
sound system.
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Posts like this are really helpful. It shows those who currently fraudulently non-disclose their modifications how easy it is.
Good post, 10/10, good on you.
Ollie
Sky Insurance
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26th October 2012, 17:43
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#95
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Established Member
Join Date: Feb 2011
Location: Portsmouth, Hampshire
Posts: 1,631
Car(s): Clio 172 Flamer
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Anyone know how good admiral are with mods? Looking to lower, alloys and exhaust.. I heard they dont insure anything over 40mm drop or something :s
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26th October 2012, 19:28
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#96
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Established Member
Join Date: Mar 2011
Location: Birmingham
Posts: 2,148
Car(s): Rover BRM, Rover 800 Coupe, Mk6 golf.
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Quote:
Originally Posted by Davyy
Anyone know how good admiral are with mods? Looking to lower, alloys and exhaust.. I heard they dont insure anything over 40mm drop or something :s
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Admiral were good, insured my vtr with a manifold, sports cat, cat back, lowered, updated brakes and they made me pay a mahoosive £0. I'm 21 too.
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26th October 2012, 22:50
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#97
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Saxperience Hardcore!
Join Date: Oct 2008
Location: Birtley
Posts: 22,253
Car(s): VTR Turbo, 106 xsi track slag, Transit recovery, B
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depends on your age/area with admiral
and type of mod
same with most tbf
__________________
Quote:
Originally Posted by Stissy
EDIT: i give up on you.
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Quote:
Originally Posted by Giraffe
FUCK YES. I won on the internet.
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