Track / Motorsport Prep' This forum is for technical discussions about track / motorsport preparation. Posting rights have restricted to select usergroups. If you wish to contribute to discussions within this forum, request acceptance from the usergroup leader from your User CP. |
|
11th January 2012, 14:34
|
#1
|
North West
Join Date: Apr 2009
Location: Warrington, Cheshire
Posts: 5,733
Car(s): PH2 Peugeot 106 "race" car - Currently in pieces
|
Track/Race insurance?
Hi peeps,
Had a quick look through and I don't think the issue has been covered in this section.
What i'd like to know is:
What options are available for insuring a car that will mostly be used for trackdays other than conventional insurance company's?
For example:
I have received quotes of around £2k for my VTS to be a road legal car. I have no No-Claims due to driving company cars for the past 6 years or more. I would like to find the cheapest way to insure my car so I don't need to either Buy a trailer and tow car (which will need insuring also) OR renting a transporter every time I fancy a blast on the track! Are their companies that insure vehicles like this, even if it means getting it MSA logbooked and doing the odd test day or sprint day... Might be some extra fun come to think about it!
Any ideas chaps?
|
|
|
11th January 2012, 16:49
|
#2
|
Saxperience Post Whore
Join Date: Jul 2011
Location: Newcastle upon Tyne
Posts: 7,779
Car(s): Phase 2 VTS , E61 M5
|
Interesting, I'd like to know this too
__________________
Turtle neck, with another on deck, 'case I spill something on it, like some light beer, check!
|
|
|
12th January 2012, 10:07
|
#3
|
Super Moderator
Join Date: Aug 2007
Location: Lancashire
Posts: 14,256
Car(s): Astra VXR + 1989 Astra GTE
|
Buying a trailor sounds like the cheapest option to me (as long as you have a car that can tow it + saxo //weights).
As its not throwing money away, you can always sell it at a later date.
__________________
Quote:
Originally Posted by ns9900
how big is it, edge to edge?
|
Quote:
Originally Posted by 12u55
14 inches or so.
|
Quote:
Originally Posted by ns9900
sorry bud, too big for me. GLWS tho
|
Last edited by Paul; 12th January 2012 at 10:10.
|
|
|
25th January 2012, 16:38
|
#4
|
Frequent Poster
Join Date: Jan 2012
Location: Cheshire
Posts: 872
Car(s): Nothing fun anymore....
|
IMO, its cheaper to insure the car than run a trailer.
Id personally would look at what it would cost to insure your track car for sub 4000miles with someone like Im with now, (Markerstudy) then look at the true cost of a trailer including all of the costs you mentioned+ the fact you will probably have to take a trailer test.
Thats my opinion for what its worth!
Last edited by vtectransplant; 25th January 2012 at 16:41.
Reason: didnt read op properly!
|
|
|
25th January 2012, 17:07
|
#5
|
North West
Join Date: Apr 2009
Location: Warrington, Cheshire
Posts: 5,733
Car(s): PH2 Peugeot 106 "race" car - Currently in pieces
|
I've got an old licence so a trailer would only cost me the price of the trailer and a tow bar kit. Unfortunately the new works car towbar costs £250!!
Downside is, I can't find a trailer for less then £600. Plus, trailering means i can't take it out for a spin when its nice etc. I'll have a look for that company and see what they quote.
Sent from my HTC Sensation Z710e using Tapatalk
|
|
|
25th January 2012, 17:15
|
#6
|
Frequent Poster
Join Date: Jan 2012
Location: Cheshire
Posts: 872
Car(s): Nothing fun anymore....
|
Quote:
Originally Posted by Alanapone
I've got an old licence so a trailer would only cost me the price of the trailer and a tow bar kit. Unfortunately the new works car towbar costs £250!!
Downside is, I can't find a trailer for less then £600. Plus, trailering means i can't take it out for a spin when its nice etc. I'll have a look for that company and see what they quote.
Sent from my HTC Sensation Z710e using Tapatalk
|
I dont think that a Megane would be able to tow tbh....Renaults are usually pants for towing limits.
Id look at hiring a trailer if you went down that route...think we hired one for Anglesey once for about £35 all in!
|
|
|
27th January 2012, 14:19
|
#7
|
North West
Join Date: Apr 2009
Location: Warrington, Cheshire
Posts: 5,733
Car(s): PH2 Peugeot 106 "race" car - Currently in pieces
|
Just had a look and the meganes total train weight is 3125kg anc the all up weigth?? Is 1825kg. So does that mean I can pull 1300kg's with it? So say the saxo is standard weight at 920kg's the trailer can weight up to 380kg's.
Sorry just working that out so i csn get my head around it lol. I guess if I can get a cheap trailer i only pay the once unlike paying insurance every year!
Sent from my HTC Sensation Z710e using Tapatalk
|
|
|
27th January 2012, 14:43
|
#8
|
Frequent Poster
Join Date: Jan 2012
Location: Cheshire
Posts: 872
Car(s): Nothing fun anymore....
|
Quote:
Originally Posted by Alanapone
Just had a look and the meganes total train weight is 3125kg anc the all up weigth?? Is 1825kg. So does that mean I can pull 1300kg's with it? So say the saxo is standard weight at 920kg's the trailer can weight up to 380kg's.
Sorry just working that out so i csn get my head around it lol. I guess if I can get a cheap trailer i only pay the once unlike paying insurance every year!
Sent from my HTC Sensation Z710e using Tapatalk
|
What Megane is it and Ill have a look now.
Your max tow weight is sometimes lower than the Max Train weight -minus the kerbweight of the car.
|
|
|
27th January 2012, 16:03
|
#9
|
North West
Join Date: Apr 2009
Location: Warrington, Cheshire
Posts: 5,733
Car(s): PH2 Peugeot 106 "race" car - Currently in pieces
|
It a 61 plate Megane sport tourer.
It's an estate but I think they started to call them sports tourers cos it sounds nicer!
I had a look in the manual and it doesn't really say precisely what you can tow it gives an equation and a list of how to read the plate with the weights etc on it.
|
|
|
27th January 2012, 16:08
|
#10
|
Saxperience Addict
Join Date: Nov 2006
Location: A farm shed in Aylesbury
Posts: 14,916
Car(s): Corolla AE86
Peugeot 205 B18C (in bits)
|
Quote:
Originally Posted by Alanapone
Hi peeps,
Had a quick look through and I don't think the issue has been covered in this section.
What i'd like to know is:
What options are available for insuring a car that will mostly be used for trackdays other than conventional insurance company's?
For example:
I have received quotes of around £2k for my VTS to be a road legal car. I have no No-Claims due to driving company cars for the past 6 years or more. I would like to find the cheapest way to insure my car so I don't need to either Buy a trailer and tow car (which will need insuring also) OR renting a transporter every time I fancy a blast on the track! Are their companies that insure vehicles like this, even if it means getting it MSA logbooked and doing the odd test day or sprint day... Might be some extra fun come to think about it!
Any ideas chaps?
|
try companies that specialise like 'competition car insurance'.
|
|
|
27th January 2012, 16:14
|
#11
|
North West
Join Date: Apr 2009
Location: Warrington, Cheshire
Posts: 5,733
Car(s): PH2 Peugeot 106 "race" car - Currently in pieces
|
Any recommendations?
|
|
|
27th January 2012, 16:17
|
#12
|
Saxperience Addict
Join Date: Nov 2006
Location: A farm shed in Aylesbury
Posts: 14,916
Car(s): Corolla AE86
Peugeot 205 B18C (in bits)
|
|
|
|
27th January 2012, 16:24
|
#13
|
Frequent Poster
Join Date: Jan 2012
Location: Cheshire
Posts: 872
Car(s): Nothing fun anymore....
|
http://www.uktow.com/towing%20capacity.asp#tab1
That is a link I used to use when I sold Caravans.
Most seem to have a towing capacity of 1300kg and depending on how experienced at towing you are, they recommend that you tow a total weight of approx 85% of the total kerbweight of the car, however, that is not a legal requirement.
Even if you towed at 1300kgs, your car @900kgs only gives you 400kg trailer...
I suspect you would struggle to get one at that weight.
|
|
|
27th January 2012, 16:27
|
#14
|
North West
Join Date: Apr 2009
Location: Warrington, Cheshire
Posts: 5,733
Car(s): PH2 Peugeot 106 "race" car - Currently in pieces
|
Lol, cheers Kam, just sent them a request. See what they say
I'll have a look pete. Going to need to trailer it to the rr day either way and then might need to trailer for a bit until we've moved house and got settled, then I can save up for the trailer etc.
One of the lads at work rallies and he's been allowed to put a tow bar on his van so I should be fine too. Just need to find one less than £200!!!
|
|
|
Posting Rules
|
You may not post new threads
You may not post replies
You may not post attachments
You may not edit your posts
HTML code is Off
|
|
|
All times are GMT. The time now is 06:48.
|