Saxperience Car Insurance Scheme with Prestige Keep Moving - Page 4 - Saxperience

danny-vts · 6th June 2013, 13:26

Quote:

Originally Posted by GolfJay

Question, what's your policy with regards to lowering? Limited to 50mm like most companies? Also, are declared modifications (in the event of a none fault accident) covered like for like?

Cheers

I was about to ask that too

Tim-Prestige^a · 7th June 2013, 10:27

Quote:

Originally Posted by GolfJay

Question, what's your policy with regards to lowering? Limited to 50mm like most companies? Also, are declared modifications (in the event of a none fault accident) covered like for like?

Cheers

Fine with us and no limits. Yes, all mods are covered like for like.

GolfJay · 7th June 2013, 11:20

Quote:

Originally Posted by Tim-Prestige

Fine with us and no limits. Yes, all mods are covered like for like.

You'll definitely be getting a call

Tim-Prestige^a · 7th June 2013, 11:32

Great thanks

Bedford126 · 8th June 2013, 14:49

when I called you wouldn't cover me fully comp because of the amount of modifications and the engine work and you wanted to know if a qualified mechanic fitted the modifications.

jasonmayall · 11th June 2013, 16:10

Quote:

Originally Posted by Bedford126

when I called you wouldn't cover me fully comp because of the amount of modifications and the engine work and you wanted to know if a qualified mechanic fitted the modifications.

Really? I've never heard of this one being asked before, What difference would it make?

I've taken my car to garages previously before and they've completely bodged stuff, and i've rectified it myself with a better job and i'm no mechanic.

Tim-Prestige^a · 11th June 2013, 20:30

Hi Jason
In the past some people have undertaken large modifications themselves and we need to ensure that they have been done to the correct standards, etc.

Tim-Prestige^a · 13th June 2013, 10:37

Can you help us with a poll please?

QUESTION. Would you look at our bespoke webpage - http://www.prestigekeepmoving.com/p/car-clubs.html - before ringing us for a quote, or would you just ring our number first?
Please could you either reply on this thread or send me a message/pm.

Many thanks.

Tim
Prestige Keep Moving Car Insurance Scheme
Quotations – 0800 3308057 or 0333 4001580 if ringing by mobile

jasonmayall · 13th June 2013, 13:34

Quote:

Originally Posted by Tim-Prestige

Hi Jason
In the past some people have undertaken large modifications themselves and we need to ensure that they have been done to the correct standards, etc.

I half understand where you're coming from with this, As someone who knows absolutely nothing upgrading their brakes for instance would be potentially dangerous.

However, For someone like myself who isn't a qualified mechanic, but perfectly capable of doing such work... I'd need proof from a mechanic (who might not be qualified to upgrade and fabricate parts either) to validate that its been done safely?

Tim-Prestige^a · 13th June 2013, 13:37

Quote:

Originally Posted by jasonmayall

I half understand where you're coming from with this, As someone who knows absolutely nothing upgrading their brakes for instance would be potentially dangerous.

However, For someone like myself who isn't a qualified mechanic, but perfectly capable of doing such work... I'd need proof from a mechanic (who might not be qualified to upgrade and fabricate parts either) to validate that its been done safely?

Hi Jason
Normally it would be a reputable garage who would provide confirmation.

smiith · 13th June 2013, 14:24

Just for arguments sake, what would be your view if someone had bought a heavily modified car, say an Evo or Impreza, with big power gains, but you had no proof of fitting somewhere? Would you require them to take it to a garage and have it checked over?

Just for future reference

Bedford126 · 13th June 2013, 16:16

Quote:

Originally Posted by smiith

Just for arguments sake, what would be your view if someone had bought a heavily modified car, say an Evo or Impreza, with big power gains, but you had no proof of fitting somewhere? Would you require them to take it to a garage and have it checked over?

Just for future reference

I am a fully Qualified ford mechanic smith and they still wanted me to go to one of "their" garages, Also the fact they would only cover me third party put me off simply because of the amount of modifications I have witch I class as Basic if that.

Tim-Prestige^a · 13th June 2013, 19:06

This is the only time I have been made aware of where we have asked for an independent report. Though I'm unsure of what was done to the car, it is very rare that we ever ask people to provide third party statements.

Tim-Prestige^a · 19th June 2013, 20:03

Don’t forget we cover second cars as well!

And here’s a bit more recent feedback –

• Simply - Wow! I'd done the usual compare sites, and had gotten (what appeared to be) a great price from one of the big insurers. Called your good selves today, and spoke to Moses - very pleasant chap. Upshot...with up to 240bhp via remap, and aftermarket alloys = £490. Result. Needless to say, paid up there and then. As painless as buying insurance could be, and a great price - very many thanks!
• I've also insured my Focus with you too! I can't fault the quotes & the service.
• Smashed renewal quote for me. And to boot I asked for TPFT cover and was recommended to go fully comp as it was over £70 quid cheaper. Now that's honesty! Beat several other big names in the retro/classic modified insurance by £47 to £176. Even if they had not been the cheapest, I would say of all the people I dealt with today, they were by far the best in their manner and professionalism.
• Brill customer service and best price for modded car . From £800+ to £475 . Big thanks!
• My renewal came through from XX and they wanted just over £600 which does not cover my modifications, so if i had an accident the car would go back to standard. Tried the online comparison sites and the cheapest was £530 and i don't even know what that covers. Phoned a nice lady at prestige and have now insured through them at a cost of £480 which also covers all my modifications like for like so happy days well worth giving them a buzz, thanks.
• I’ll be insured with prestige.. all mods covered like for like easily beat my renewal..spoke to a very nice chap called Moses.

With kind regards

Tim
Prestige Keep Moving Car Insurance Scheme (http://www.prestigekeepmoving.com/p/car-clubs.html)
Provided by The A&A Group Limited
Quotations – 0800 3308057 or 0333 4001580 if ringing by mobile

Tim-Prestige^a · 26th June 2013, 09:32

Just to let you know that when you come to renewal on our insurance scheme, we don’t look to increase the premium on last year’s price if there have been no change of circumstances since then.

With kind regards

Tim
Prestige Keep Moving Car Insurance Scheme (http://www.prestigekeepmoving.com/p/car-clubs.html)
Provided by The A&A Group Limited (www.taagl.com)

Quotations – 0800 3308057 or 0333 4001580 if ringing by mobile

Tim-Prestige^a · 4th July 2013, 12:40

Please ring us if your car insurance is due in July, especially considering some of our latest feedback –

• You've been absolutely fantastic for me again this year. I was insured by you last year, you were fantastic through my accident claim...came back with a quote of £449.90. Mods declared (Not done yet but future proofing). BSR Remap, Exhaust, Lowered 20mm, Non standard air filter. Absolutely blown away!
• Just chatted with Moses who works for yourselves, and he has blown the XX renewal out of the water, and beat YY.
• hi, just wanted to let people know i called these up to get a quote, they were very effisient and friendly, helpful too , and it resulted in my cheapest quote so far , wich as a 19 year old is a good thing aha ! rate them highly.
• Same here, c 150 quid saved on our quote, top work!
• Another satisfied customer here. £150-200's cheaper than my previous insurers and that includes break down assistance!
• I can vouch for Prestige...Gave them a call on the 'off chance' and managed to save about £130 on my renewal, including instalment payments and declaring my mods - Very happy!!

With kind regards

Tim
Prestige Keep Moving Car Insurance Scheme (http://www.prestigekeepmoving.com/p/car-clubs.html)
Provided by The A&A Group Limited (www.taagl.com)

Quotations – 0800 3308057 or 0333 4001580 if ringing by mobile

Ross^p · 4th July 2013, 13:18

That painful time of the year again for the 106... Time to put you to the test Tim

Ross^p · 4th July 2013, 13:57

£300 minimum premium Timmah - no one mentioned that

Still - you did offer me cover @ £300 exactly.

Peugeot 106 GTI - 480bhp
Fully Comp
Driving Other Vehicles
Courtesy Car, legal cover inc, etc
4000 miles a year
Like for like cover on modifications

Only thing I don't like is no "agreed value" - currently a total loss with Adrian Flux and I get £10,000. Apparently you guys will cover my mods at full value (IE, write car off, wreck the £1000 intercooler/radiator combo and you pay out the "market value" of the car (so £2k ish) plus the £1k intercooler.

Not as simple as an "agreed value" but actually would probably work out financially better as there's more than £10k to the engine build...

I'll give your quote some thought - renewal is 01/08 so I have time to ponder lol

Tim-Prestige^a · 4th July 2013, 14:51

Thanks Ross, good to hear from you again

Tim-Prestige^a · 10th July 2013, 10:05

Last month (June) was our best month ever in terms of the number of people taking out car insurance policies on our scheme! In fact, it beat the previous best by a whopping 17% which is amazing.

Thanks to all who rang.

With kind regards

Tim

Prestige Keep Moving Car Insurance Scheme (http://www.prestigekeepmoving.com/p/car-clubs.html)

Quotations – 0800 3308057 or 0333 4001580 if ringing by mobile