17-19 with a vts

[WestCoastJosh]

Any of you who are aged in that group and own a vts, how much are you paying for the insurance? thinking of taking the plunge from a vtr. (im 18 btw)

[saxokid100]

Any of you who are aged in that group and own a vts, how much are you paying for the insurance? thinking of taking the plunge from a vtr. (im 18 btw)

Some companys wont insure you unless your over 21......bud,:wall:

[WestCoastJosh]

Some companys wont insure you unless your over 21......bud,:wall:

seriously? what about adrian flux? i swear i have seen 19 year olds on here with vts's

[Tony]

Oh yeah, just be ready with the insurance lube as you will receive the truncheon.

[mtpagey]

i swear i have seen 19 year olds on here with vts's

anythings possible... just depends how deep your pockets are. insurance prices are high for a reason, its so easy to push your luck too far and this was just heading to work on a friday. 2 years experience driving a vtr not a problem, 4 weeks in a (mint) mk1 vts -

http://i126.photobucket.com/albums/p82/mtpagey/DSC00209.jpg

if you do take the plunge... be careful :hug:

Oh yeah, just be ready with the insurance lube as you will receive the truncheon.

lol :clapping:

[Cov_Rob]

I looked at insurance on a vts about 4 months ago when i was still 20, couldn't get insured for less than £2000 a year :(

[alexsmith]

ive just turned 19 had a vts when i was 18 and paying about 1700 a year with bell

[Mochachino]

I could have insured a VTS for about £60 more than my VTR so around the £720ish mark and im 19, no years claims (was named driver).

My mates 19 got a vts his is £640, 2 years no claims.

[GoochyBoy]

ithink alot depends on where you live imo - ust get a quote mate and let us know ??

[hellovts]

18 with a vts not 1years driving exp when i got mine, was a 03 and had 30,000 miles on clock did alot work to it, insurance was 1.6k full comp in total :)

dont have my vts anymore but sometimes i wish i did.

[Crunkers]

I could have insured a VTS for about £60 more than my VTR so around the £720ish mark and im 19, no years claims (was named driver).

My mates 19 got a vts his is £640, 2 years no claims.

Hmmm...seems dodgy to me. When you say you were a named driver were you the using the car most or are you still using the car more so than the main driver?

[M1VT]

when i had my MK1 VTR I was paying just short of 150 a month with More Than

[maddison_vts]

i've had a vts since 18, i paid £1k for a year when i was 18, £760 when i was 19 and £540 at 20 with all mods declared including nitrous, cams, stand alone ecu, quaiffe diff.

[jamsey]

im 19 got a vts mk2, 900 pound im payin with 2 years no claims

[Ashleyp]

it's pointless asking people what theyre quotes are

im 20 (was 19 when i got my vts) and paid £1200 a year, my own name, FC, mods declared

others in the same situation get quoted £2.5k

[Pieface]

i've had a vts since 18, i paid £1k for a year when i was 18, £760 when i was 19 and £540 at 20 with all mods declared including nitrous, cams, stand alone ecu, quaiffe diff.

How the hell did you pay so little? What type of insurance are you on, and who's the main driver?

[maddison_vts]

i'm the policy holder, main driver. no named drivers.
its with adrian flux, tpft but on like for like, if the car goes walkies i get the value of the car and the brand new value of each individual mod.

i was quite happy for £540 :y:

[saxovtrstevie]

i had a vts a year ago was paying £2500 insurance lol

[Jazz]

I was 19 when I got my VTS. Payed stupid money for insurance though, I sold the car a year later for less than the insurance.

[Mochachino]

Hmmm...seems dodgy to me. When you say you were a named driver were you the using the car most or are you still using the car more so than the main driver?

Abit confused by that.

My old Saxo was registered in my dads name, the policy was in his name. He was the main driver on the policy and i was the named driver, but in reality i drove the car everyday and he drove it once every 6 months. This was legal to do, this was what we was advised to do by a senior advisor at the office of the insurance company.

[Pieface]

Abit confused by that.

My old Saxo was registered in my dads name, the policy was in his name. He was the main driver on the policy and i was the named driver, but in reality i drove the car everyday and he drove it once every 6 months. This was legal to do, this was what we was advised to do by a senior advisor at the office of the insurance company.

No, fronting is where you are a named driver, but in reality you are the man driver. You are lying to your insurance company, and god knows what that "senior" advisor was thinking.

[Mochachino]

No, fronting is where you are a named driver, but in reality you are the man driver. You are lying to your insurance company, and god knows what that "senior" advisor was thinking.

He said its frontin where:

My dad is the policy holder and main driver
Im the registered owner of the car
Im named driver

[Pieface]

He said its frontin where:

My dad is the policy holder and main driver
Im the registered owner of the car
Im named driver

Not as simple as that. Fronting is where you imply that someone (In your case, your Dad) is the Main Driver off the car, even though you are really the main driver.

[Mochachino]

Well whatever it is, dont matter anymore. on my own policy now :)

What about churchhill and tesco where they encourage first time drivers to go named driver and get no claims.

[jordysaxobby]

i tried with 19 and 1 yrs no claims but no wer would do it for less then 5k sum companys not at alll

[maddison_vts]

i tried with 19 and 1 yrs no claims but no wer would do it for less then 5k sum companys not at alll

holy shit!

i don't understand why people struggle with insurance so much, i've been thinking of changing my car lately, these are the insurance qoutes i got on modified cars

RX7 valued at £4.5k - £1004 tpft
S2000 valued at £8K - £1300 fully comp
supra twin turbo manual valued at 10k- £1600 fully comp

thats my own policy, no named drivers and i'm 20 with 3 years ncb and no points.

[Phsyco_Paff]

23 with 3 years no claims and im paying 600 full comp with 3 points with adrian flux i would stick with the vtr only 8vs and 27bhp diffrence for now and wait till your at least 21 befor takeing the plunge and youll also have more driving experience behind you:y:

[kylesaxo]

keep the vtr for a bit longer

[Mr_P]

19, 2 years driving, no NCB, 1 crash.

1400ish fully comp.

[Ozzay]

I can't insure 1 till i'm 21 :/

[Mr_P]

I can't insure 1 till i'm 21 :/

That's 'cos you support the Blues!! :panic:

[Mieran]

I would keep the VTR tbh.

[d4r3n]

when i got my mk2 vts at 18 the insurance was just shy of 2 grand was very expensive at the time but was worth it some of these insurance quoates aint beleivable imo espesh maddisons..........

[Leesey]

I was 21, 4 years driving, 0 ncb. £800 fully comp with Admiral.

Depends on the area alot i think. Only thing that changes in everyone's policy the most.

[maddison_vts]

when i got my mk2 vts at 18 the insurance was just shy of 2 grand was very expensive at the time but was worth it some of these insurance quoates aint beleivable imo espesh maddisons..........

lmao, i don't really care if you don't beleive what i'm paying for insurance but think about it, why would i make it up? what would i gain? nothing.:bored:

[josh1989]

i'm not much use as i'm 20, but got quoted £1800 f.c, no ncb, 1 claim for £1500, 2yr 9months drivin, with mum as named driver and her claim registered, £300 excess, Admiral. not too bad for a group 14 car imo

edit: insurance prices shouldn't be your concern btw, it's whether you think you are safe to drive a vts, i'm waiting till next year as even after driving nearly 3 years i still reckon i'd do something stupid :)

[Mieran]

edit: insurance prices shouldn't be your concern btw, it's whether you think you are safe to drive a vts, i'm waiting till next year as even after driving nearly 3 years i still reckon i'd do something stupid :)

Seriously?

Its not a super car you know...

[alexsmith]

i'm not much use as i'm 20, but got quoted £1800 f.c, no ncb, 1 claim for £1500, 2yr 9months drivin, with mum as named driver and her claim registered, £300 excess, Admiral. not too bad for a group 14 car imo

edit: insurance prices shouldn't be your concern btw, it's whether you think you are safe to drive a vts, i'm waiting till next year as even after driving nearly 3 years i still reckon i'd do something stupid :)


They not that much different to a vtr, they dont make you drive stupid

[Phatsaxo55]

the joys of being old (23) :D :D got a quote the other day when i get my vts, astra vxr and vts on same policy 1200 a year :D

[garyrsts2]

very dear insurance. my mate insured a vtr for 1800, so i dunno how much a vs would be

[JRC1]

I was 18 (nearly 19) when I dropped the S engine in my Furio. No-one would insure me (stupid prices like £3000 plus). Turned 19 2 weeks ago, £1700 Brentacre.

But like what's already been said on here. People get quoted various different prices for no reason at all...

People say conversions, like Furio with S engine (like what I did) are cheaper... I say... Bollocks! I did quotes on a standard VTS on bell when I was 18 and I was getting £1300 fully comp, all mods declared, mods cover etc... Bell with Furio with S engine = no insurance for you sir...

[WestCoastJosh]

18 with a vts not 1years driving exp when i got mine, was a 03 and had 30,000 miles on clock did alot work to it, insurance was 1.6k full comp in total :)

dont have my vts anymore but sometimes i wish i did.

what company mate? thats a good quote.

[WestCoastJosh]

i've had a vts since 18, i paid £1k for a year when i was 18, £760 when i was 19 and £540 at 20 with all mods declared including nitrous, cams, stand alone ecu, quaiffe diff.

again what company mate?! thats dirt cheap for an 18 year old

[RaNDoM]

i have a vts im 19 and got 1yr ncb and my cheapest quote is £1995 third party fire and theft, was £3000 for fully comp :'(

[RaNDoM]

the price varies from anything like the area u live, where its parked eg garage etc, and what your job is and things like that, ucan get cheaper quotes by statin ull pay more excess.

[saxokid100]

seriously? what about adrian flux? i swear i have seen 19 year olds on here with vts's

No few people who have been turned down!!!!! at 19,and with vts....:bump:

[WestCoastJosh]

they arent ferrari's! i dunno why they charge us younger kids stupid premiums. i have loads of plans for my vtr but declaring them my premium goes up to 4000! im gonna give adrian flux a ring when im back of holiday.

[saxokid100]

they arent ferrari's! i dunno why they charge us younger kids stupid premiums. i have loads of plans for my vtr but declaring them my premium goes up to 4000! im gonna give adrian flux a ring when im back of holiday.

I was with flux for while!! but they wernt happy about the engine mods i had...........:wall::wall:so went els were............

[RaNDoM]

lol i used to be with quinn direct. amazin company.... whilst ur on a provisional lol hopefully if i get third party it wont affect my premium so muchas they dnt have to replace them ormy car :P ive had a few cheap quotes for my vts, just use a comparison site

[WestCoastJosh]

what are they like with 'mild' engine mods? s1 inlet, 421 mani, s1 head, pugsport side exit?? p+p throttle body, newman cam. 'mild' lol

[RaNDoM]

i dnt have a clue probs go up alot lol, i lost my job and so my insurance has been cancelled so need to get insurance again :/ my mums moanin at me tellin me to get anotehr smaller engine car as it costsa fortune to run and insure and even tax lol

[WestCoastJosh]

i dnt have a clue probs go up alot lol, i lost my job and so my insurance has been cancelled so need to get insurance again :/ my mums moanin at me tellin me to get anotehr smaller engine car as it costsa fortune to run and insure and even tax lol

exactly what my moms like lol. she thinks its too quick for a new driver haha. shes making me declare everything cos i had a little shunt and they cancelled the policy because some things werent correct.

[starletcal]

Whats so special about owning a vts at 17-18?

Are they something amazing?

Please do go on, tell me

[RaNDoM]

exactly what my moms like lol. she thinks its too quick for a new driver haha. shes making me declare everything cos i had a little shunt and they cancelled the policy because some things werent correct.

lol well my mum has teh right to as i passed in january and im on my 4th car already, aaand thats without drivin for last 3 months cos no insurance :/ but they wernt all my fault!

[RaNDoM]

Whats so special about owning a vts at 17-18?

Are they something amazing?

Please do go on, tell me

theyre not amazin theyre just the top sspec in theyre model so to saxoowners its the best 1 ucan have n ppl always seem to look dwn theyre nose at u if u dnt have 16valves :/ sad rly. all the time wen ppl say how do i make my vtr quiker every1 says get a vts :/

[starletcal]

exactly what my moms like lol. she thinks its too quick for a new driver haha. shes making me declare everything cos i had a little shunt and they cancelled the policy because some things werent correct.

lol.. i love my parents :D... 300+brake starlet , cossie soon to come :D :P

[starletcal]

Dont people get bored though? vts... no exactlly like you can spend £500 and get 50 brake like you can in a starlet

[saxokid100]

The vts is the top spec saxo out of all the saxo range....the one to have......:p:p

[saxokid100]

Dont people get bored though? vts... no exactlly like you can spend £500 and get 50 brake like you can in a starlet

time you got yourself saxo seens as your on saxo site dude............what mods have you done to make you bhp?? have you had it on rolling road...:bump::bump::bump:

[RaNDoM]

i can see a car flame war goin down :P

[Liamm]

i got bored other night and got a quote on a 2000 saxo furio. TPO £2795 !!!
i was like omg im not even gnna look at the proce fora vtr/s!
friggin boy racers!

[maddison_vts]

again what company mate?! thats dirt cheap for an 18 year old

bell when i was 18 and 19 and i'm with adrian flux now with all mods declared for £540

[olly_vts]

Any of you who are aged in that group and own a vts, how much are you paying for the insurance? thinking of taking the plunge from a vtr. (im 18 btw)

i was just 18 when i got my vts - £900 irrc

[Krys_23]

My pals 17 and has a mk1 vts, pays £1300 third party with elephant.

[Liam-westcoast]

i just got a quote for a vts for when i'm 17 and comes back £6000 lol

and got a quote on my westcoast the cheapest is about £2000

[Karl]

18 when i had my first VTS.

£1250 tpft.

next year (19) was £1k fc with mods declared.

[WestCoastJosh]

was just quoted 2088 not bad considering best quote so far was nearly 4000 more lol

[d4r3n]

Whats so special about owning a vts at 17-18?

Are they something amazing?

Please do go on, tell me

your on a saxo forum what you expect....there alot better then a starlet imo ive drove plenty and think there crap..

and i hate where i live such a high crime rate area everythings well expensive

[Mallyauto86]

im 17 got a 2l Black Top Focus Zetec 135 Bhp paying 2300 quid my own policy no named drivers

[D--R--E--W]

im 21 been driving 2 years have got 3 points, a crash and a theft of car and got qouted £985 f.c. from quinn direct on my vts

[OLLYVTS]

I payed over 2k when i was 18 with a vts.

[moxy89]

im 19 and pay 1500 for my vts... im not that fussed i think it well spent... awesome fun

[moxy89]

focus are slow and rubbish that why it only 2300....

[maddison_vts]

focus are slow and rubbish that why it only 2300....

only? lol, i think thats mental, i wouldn't dream of paying that unless the car was insanely fast!