17-19 with a vts - Saxperience

WestCoastJosh · 30th September 2009, 01:30

Any of you who are aged in that group and own a vts, how much are you paying for the insurance? thinking of taking the plunge from a vtr. (im 18 btw)

saxokid100 · 30th September 2009, 01:52

Quote:

Originally Posted by WestCoastJosh

Any of you who are aged in that group and own a vts, how much are you paying for the insurance? thinking of taking the plunge from a vtr. (im 18 btw)

Some companys wont insure you unless your over 21......bud,

WestCoastJosh · 30th September 2009, 01:56

Quote:

Originally Posted by saxokid100

Some companys wont insure you unless your over 21......bud,

seriously? what about adrian flux? i swear i have seen 19 year olds on here with vts's

Tony · 30th September 2009, 03:09

Oh yeah, just be ready with the insurance lube as you will receive the truncheon.

mtpagey · 30th September 2009, 03:22

Quote:

Originally Posted by WestCoastJosh

i swear i have seen 19 year olds on here with vts's

anythings possible... just depends how deep your pockets are. insurance prices are high for a reason, its so easy to push your luck too far and this was just heading to work on a friday. 2 years experience driving a vtr not a problem, 4 weeks in a (mint) mk1 vts -

if you do take the plunge... be careful

Quote:

Originally Posted by Tony

Oh yeah, just be ready with the insurance lube as you will receive the truncheon.

lol

Cov_Rob · 30th September 2009, 04:17

I looked at insurance on a vts about 4 months ago when i was still 20, couldn't get insured for less than £2000 a year

alexsmith · 30th September 2009, 07:23

ive just turned 19 had a vts when i was 18 and paying about 1700 a year with bell

Mochachino · 30th September 2009, 07:26

I could have insured a VTS for about £60 more than my VTR so around the £720ish mark and im 19, no years claims (was named driver).

My mates 19 got a vts his is £640, 2 years no claims.

GoochyBoy · 30th September 2009, 07:46

ithink alot depends on where you live imo - ust get a quote mate and let us know ??

hellovts · 30th September 2009, 09:37

18 with a vts not 1years driving exp when i got mine, was a 03 and had 30,000 miles on clock did alot work to it, insurance was 1.6k full comp in total

dont have my vts anymore but sometimes i wish i did.

Crunkers · 30th September 2009, 09:40

Quote:

Originally Posted by db_sax

I could have insured a VTS for about £60 more than my VTR so around the £720ish mark and im 19, no years claims (was named driver).

My mates 19 got a vts his is £640, 2 years no claims.

Hmmm...seems dodgy to me. When you say you were a named driver were you the using the car most or are you still using the car more so than the main driver?

M1VT · 30th September 2009, 09:41

when i had my MK1 VTR I was paying just short of 150 a month with More Than

maddison_vts · 30th September 2009, 11:14

i've had a vts since 18, i paid £1k for a year when i was 18, £760 when i was 19 and £540 at 20 with all mods declared including nitrous, cams, stand alone ecu, quaiffe diff.

jamsey^p · 30th September 2009, 11:16

im 19 got a vts mk2, 900 pound im payin with 2 years no claims

Ashleyp · 30th September 2009, 11:22

it's pointless asking people what theyre quotes are

im 20 (was 19 when i got my vts) and paid £1200 a year, my own name, FC, mods declared

others in the same situation get quoted £2.5k

Pieface · 30th September 2009, 11:24

Quote:

Originally Posted by maddison_vts

i've had a vts since 18, i paid £1k for a year when i was 18, £760 when i was 19 and £540 at 20 with all mods declared including nitrous, cams, stand alone ecu, quaiffe diff.

How the hell did you pay so little? What type of insurance are you on, and who's the main driver?

maddison_vts · 30th September 2009, 11:28

i'm the policy holder, main driver. no named drivers.
its with adrian flux, tpft but on like for like, if the car goes walkies i get the value of the car and the brand new value of each individual mod.

i was quite happy for £540

saxovtrstevie · 30th September 2009, 12:04

i had a vts a year ago was paying £2500 insurance lol

Jazz · 30th September 2009, 12:18

I was 19 when I got my VTS. Payed stupid money for insurance though, I sold the car a year later for less than the insurance.

Mochachino · 30th September 2009, 12:35

Quote:

Originally Posted by Crunkers

Hmmm...seems dodgy to me. When you say you were a named driver were you the using the car most or are you still using the car more so than the main driver?

Abit confused by that.

My old Saxo was registered in my dads name, the policy was in his name. He was the main driver on the policy and i was the named driver, but in reality i drove the car everyday and he drove it once every 6 months. This was legal to do, this was what we was advised to do by a senior advisor at the office of the insurance company.