what mods that you dont have to declare?

[yuckos]

hi all,

just wondering what improvements or add ons to increase power you can actually do that wont void your insurance?

i have no clue at all :P

cheers!

[raunchz]

seat covers? fluffy dice?

[yuckos]

seat covers? fluffy dice?

yesssss what about some lovely pink floor mats

[raunchz]

yesssss what about some lovely pink floor mats

wouldn't declare them personally

[Jim-Bob]

Should declare everything really.

Only things you could get away with not declaring is cams really, or anything ese which is buried deeply in the engine.

James

[evans1089]

Silly question. A modification is a change. Either it be different wheels, or different air intake box. A change is a change and insurance companies really only want to insure standard factory cars. A change can be liable for crashing etc.

[yuckos]

ah i see, so what do all u guys do then? do u declare it or just not bother?

[Claki]

better to declare imo. then if you crash and they find out you havnt declared mods, they will rape you.

[Adz]

yesssss what about some lovely pink floor mats

i declared mine, went up £200 :o

on a serious answer,
as people has said should declare everything

Adz

[Bickerton]

Best to declare or not mod.

Caught undeclared is as bad as driving without insurance

[yuckos]

so how much extra would it be if u declared say an air filter?

also how much would it cost to have an air filter with cold air feed piping installed?

cheers guys

[Adz]

so how much extra would it be if u declared say an air filter?

also how much would it cost to have an air filter with cold air feed piping installed?

cheers guys

tbh mate, its best to ring insurance groups and ask then, just say i have a saxo or whatever car you have, let them give you a quote, then go, how much would it go up, or would it go up if i add on the extra mods,

Etc etc

Adz

[Aron]

just get a descent insurance company and they wont charge you anymore. i have £600 of interior mods, £1000 of suspension, manifold of and exhaust declared and cost me nothing

[DusheR]

Does everyone declare everything like?

[samuelkimmings]

you dont have to decalre anything if you dont want to. god help you if you have a crash though

[Bickerton]

Contact brentacre, they care about power, nothing else, could fit gull wing doors and it wouldnt cost more ;)

[yuckos]

im with AA at the moment, i was insured on my provisional L plates and as u know it should get more expensive when u pass, but they said it didnt matter and would stay the same, maybe they will keep it the same if i have an induction kit!

[Sparco_Tom]

just ring your insurance and get a quote, declare everything or pay the price at the end when you crash or kill someone. Imagine paying off the court fees, any personal injury, damaged property. your life wouldnt be worth living

[200sxmadz]

its safer to declare them all ,

[stupotvtr]

Should declare everything really.

Only things you could get away with not declaring is cams really, or anything ese which is buried deeply in the engine.

James

You could swap the gearbox for one that give quicker acceleration like a xsi box I doubt you insurance would go to the bother of checking the gearbox code

[j-9-p-1-g]

my insurance was £1300 on a vtr with 1year's no claim's.
told them about the exhaust system, air filter, wheels, bucket and harnesse's and it has gone up by £200. not too bad :)

[Quick]

A good service and some TLC would be a better bet!

Look after the power that you are supposed to have!

[yuckos]

do you have to declare non-standard alloys?

[Jo3fish]

do you have to declare non-standard alloys?

Apparently so :n::n:, i wonder if vts weels on a vtr count as non standard? ... yes and no answer really >.<

[JamesR]

You dont have to delcare any, but on your head be it. Insurance companies will be picky over anything if you have a crash or it gets damaged / stolen.