Saxo VTR Coming, What should i Do?

[Vibe_I_C_E]

Right ive decided that i'm going to get a VTR after christmas, Ill have about £3500 for The car, any mods and Insurance (Which is gonna hurt cos im 17) By janurary.

I'll be spending about 1500 on the car.

Im totally new to the modifying scene as ive only got a 1.25 fiesta at the moment, So i dont know what mods will give me what i want.

I'll be getting the Raceland Enclosed Induction, But also want a decent groan from the exhaust, Id like the raspy sound that rally cars have if this is possible? Not really Desperate for a ton power straight away as im more about ICE for now.

What mods do you all recommend?
Cheers

[SAM-S44MDS-]

If you are insuring a VTR at 17, you will need the £3500 just for the insurance :panic:

Anyway, a raceland is a good start. Supersprint 2" system. 4-2-1 manifold. That should get you some nice noise :y:

[Vibe_I_C_E]

I might have to be an Occasional Driver Wink :P

Its ok, if its too bad ill just pay it monthly

[VJOFurio]

Strip out the interior. Saxos are too cramped for friends in the back anyway!

As stated above, induction and exhaust upgrades and a decent suspension set up you'll have a cracking little car! :y:

[SAXO8VYO]

best way for you mate is to get a free vtr lol as insurance will be around £3500 and it aint worth risking on your mum or dads bud ive got a 1.4 saxo furio with the rear stripped out and cat back exhaust and enclosed induction and ive got the exhaust and enclosed induction on the insurance and im paying £2k and im 18 but im new to the road so have no ncb bonus

[beckha]

Yeah good luck insuring a VTR at 17.

I am 23 and pay 900 with 0 NCB.

x

[SAXO8VYO]

Yeah good luck insuring a VTR at 17.

I am 23 and pay 900 with 0 NCB.

x

damm and you are a girl i take it by your name ?
insurance is not gunna be good for this lad at all then
i remember like last year i looked at quotes for a vtr when i was 17 and i was getting quotes of £1600 fully comp on my own policy with breakdown cover and free windscreen cover and legal cover damm its gone bad:geek:

[Vibe_I_C_E]

Insurance for my mates VTR was 1500 named driver in February when he was 17 and just passed, and his area code has higher risk than mine so i was hoping for around the same amount?

[SAM-S44MDS-]

Insurance has gone up massively since then mate.

Also, having your car insured under someone else's name with you as a named driver, but only you using the car is illegal, and will void your insurance ;)

[mlawlan69]

Insurance for my mates VTR was 1500 named driver in February when he was 17 and just passed, and his area code has higher risk than mine so i was hoping for around the same amount?

you will be lucky im 21 1ncb and im getting about the 3k mark ;)

[Vibe_I_C_E]

Most of Leeds has a high risk code

LS Leeds
1-13, 15-16, 19, 26-27 . . .. . . . . . . . . . F *
14, 18, 28 . . . . . . . . .. . . . . . . . . . E *
17, 21-23 . . . . . . . . . . . . . . . . . . . C
20, 25 . . . . . . . . . . . . . . . . . .. . . D *
24 . . . . . . . . . . . . . . . . . . . .. . . A
29 . . . . . . . . . . . . . . . . . . . .. . . B

[mlawlan69]

Most of Leeds has a high risk code

LS Leeds
1-13, 15-16, 19, 26-27 . . .. . . . . . . . . . F *
14, 18, 28 . . . . . . . . .. . . . . . . . . . E *
17, 21-23 . . . . . . . . . . . . . . . . . . . C
20, 25 . . . . . . . . . . . . . . . . . .. . . D *
24 . . . . . . . . . . . . . . . . . . . .. . . A
29 . . . . . . . . . . . . . . . . . . . .. . . B

yeah im F* lmao.

still though its a lot of money, and i ultimately have no control of what goes on around here...

[beckha]

damm and you are a girl i take it by your name ?
insurance is not gunna be good for this lad at all then
i remember like last year i looked at quotes for a vtr when i was 17 and i was getting quotes of £1600 fully comp on my own policy with breakdown cover and free windscreen cover and legal cover damm its gone bad:geek:

Yes. In my name.

I do have no claims but I use them on my civic which I pay £1100 (just got my renewal gone up £200!!) aswell but that with 4 years NCB. :y:

x

[JJVTS]

hi to all...
from 17 - 20 the insurance stings everyone nower days. (rite first im not pro, i cant even drive yet, but i was brought up building engines all i can tell u is what i know!!)
rite what you want are individual throttle bodies (£80-£300), ecu remaping (Free-£600) (free because i work for a electronics company for motorcycles and vtech kit cars) 4-2-1 manifold should give out a smashing backfire at high revs (price veryies) then a 35psi turbo charger with chrome intercooler and dump valve for extra 8-12bhp (should cost £700-£2000 depending if you wanna risk using ebay) from a 102bhp to 240-320bhp maybe more depending if you set the turbo timing and dump timing rite!!

[devilsadvocate]

hi to all...
from 17 - 20 the insurance stings everyone nower days. (rite first im not pro, i cant even drive yet, but i was brought up building engines all i can tell u is what i know!!)
rite what you want are individual throttle bodies (£80-£300), ecu remaping (Free-£600) (free because i work for a electronics company for motorcycles and vtech kit cars) 4-2-1 manifold should give out a smashing backfire at high revs (price veryies) then a 35psi turbo charger with chrome intercooler and dump valve for extra 8-12bhp (should cost £700-£2000 depending if you wanna risk using ebay) from a 102bhp to 240-320bhp maybe more depending if you set the turbo timing and dump timing rite!!

I think throttle boddies will cost upwards of £500 even second hand and I believe you need a different ECU to run them.
I dont know a great deal about turbos admittedly but I dont think a turbo which fits a saxo will run at 35psi...could be wrong?

I think a 4-2-1 mani and straight through exhaust would be a good start
Turboing is going to cost a minimum of 2k for a reliable setup and thats without forged internals

[JJVTS]

35psi would punch out only about 5-8psi on a 1.1l, wheres you can adjust and time all tht through manual adjusters. dont need new ecu just a remap programme!

[Bedford126]

Most of Leeds has a high risk code

LS Leeds
1-13, 15-16, 19, 26-27 . . .. . . . . . . . . . F *
14, 18, 28 . . . . . . . . .. . . . . . . . . . E *
17, 21-23 . . . . . . . . . . . . . . . . . . . C
20, 25 . . . . . . . . . . . . . . . . . .. . . D *
24 . . . . . . . . . . . . . . . . . . . .. . . A
29 . . . . . . . . . . . . . . . . . . . .. . . B

thats the biggest load of shit i ever read.
im 23 with no no claims and i drive a vtr insured for £400
and a ek9 civic type r and pay £600

and i ive in leeds 27

[ClumpyVtR]

thats the biggest load of shit i ever read.
im 23 with no no claims and i drive a vtr insured for £400
and a ek9 civic type r and pay £600

and i ive in leeds 27

He did say most not all grandad..

[LeeM]

I paid 700 on my vts first time, 20 with 0ncd and a dr10 on my license

[Dom]

Insurance has gone up. At 17 you will be lucky to insure a VTR. When I was 17, Quinn direct were the best place.

I would say £2.5k+ to insure a VTR, steer clear till your 18 at least!

[moxy89]

get a furio... looks like a vtr just a little slower and you have alot more cash to spend on it or save for a vts

[iw_laurence]

hi to all...
from 17 - 20 the insurance stings everyone nower days. (rite first im not pro, i cant even drive yet, but i was brought up building engines all i can tell u is what i know!!)
rite what you want are individual throttle bodies (£80-£300), ecu remaping (Free-£600) (free because i work for a electronics company for motorcycles and vtech kit cars) 4-2-1 manifold should give out a smashing backfire at high revs (price veryies) then a 35psi turbo charger with chrome intercooler and dump valve for extra 8-12bhp (should cost £700-£2000 depending if you wanna risk using ebay) from a 102bhp to 240-320bhp maybe more depending if you set the turbo timing and dump timing rite!!

I'm sorry, but what? too much need for speed on your ps2 I think :wink:

[Vibe_I_C_E]

Right insurance companies are crazy, I tried 3 different ways all with Admiral, firstly completely on my own for a Vtr was £3027, then I rang them up and asked how much it would be to change my Fiesta policy to the Vtr and they wanted an extra £70 on top of the £497 I've already paid which would run out in April, which I thought was great, then I asked how much it would be to renew in April and as a named driver they wanted £5300 how the fuck does any of that add up, it's cheaper to be completely alone, then somehow £567 shoots to £5300 lol

Looks like I will be driving a furio instead lol

[SAM-S44MDS-]

If you are insuring a VTR at 17, you will need the £3500 just for the insurance :panic:

Anyway, a raceland is a good start. Supersprint 2" system. 4-2-1 manifold. That should get you some nice noise :y:

Right insurance companies are crazy, I tried 3 different ways all with Admiral, firstly completely on my own for a Vtr was £3027, then I rang them up and asked how much it would be to change my Fiesta policy to the Vtr and they wanted an extra £70 on top of the £497 I've already paid which would run out in April, which I thought was great, then I asked how much it would be to renew in April and as a named driver they wanted £5300 how the fuck does any of that add up, it's cheaper to be completely alone, then somehow £567 shoots to £5300 lol

Looks like I will be driving a furio instead lol


I stand by my first post ;) I did warn you that you would need the best of the £3500 you have for insurance. Its crazy.

[beckha]

thats the biggest load of shit i ever read.
im 23 with no no claims and i drive a vtr insured for £400
and a ek9 civic type r and pay £600

and i ive in leeds 27

Who the hell are you insured with?

x

[beckha]

(free because i work for a electronics company for motorcycles and vtech kit cars)

It worries me that you can't even spell VTEC properly.... :wacko:

x

[Nik_L]

It really isnt worth paying all that to insure a Vtr.They arent anything special.

My advice would be to go for something else.

[_EssVtr]

now, your going down the same path i went, bought a vtr. then found out the insurance was kicking out 1300 on a provisinal godsake. get a furio, strip it, and breathing mods. and it will go like stink for a 1.4

[outrage_uk]

Why does everyone think that the lad can afford to insure a Furious and not a VTR?

Its the age that's the killer (not literally, I hope), not the car.

Get insured in your parents name with you as a named driver buddy - its the only way your not going to pay a ridiculous amount. There are other ways you can save an extra few quid but I wont mention them in here cos im sure this paragraph will give the people paying over the odds enough to complain about.. :y:

[Lounoob]

Lol il be 21 with 1ncb and 3points and my insurance for a vtr is 1700 lol

[Jack]

Why does everyone think that the lad can afford to insure a Furious and not a VTR?

Its the age that's the killer (not literally, I hope), not the car.

Get insured in your parents name with you as a named driver buddy - its the only way your not going to pay a ridiculous amount. There are other ways you can save an extra few quid but I wont mention them in here cos im sure this paragraph will give the people paying over the odds enough to complain about.. :y:

The insurance companies have cracked down on this though, especially if the car is in the 17yr old's name. You might as well just bite the bullet like I had to and pay a large amount. It'll be better when you've got a years no claims. So basically - get your own policy in your own name, and add your parents as named drivers, maybe other people the insurance company would class as "trustworthy", eg grandparents.

[Dannnn93]

I'm 17 and my VTR is £218 a month and being on your parents doesn't void it if you drive as they can't prove who drives the car the most ;)

[SAM-S44MDS-]

I'm 17 and my VTR is £218 a month and being on your parents doesn't void it if you drive as they can't prove who drives the car the most ;)

It does void it.
And yes they can prove who drives it most

[Jack]

I'm 17 and my VTR is £218 a month and being on your parents doesn't void it if you drive as they can't prove who drives the car the most ;)

£218 is still a huge amount of money, you're voiding your insurance, and putting everybody else's up in turn. And you just admitted it on a public forum.

[outrage_uk]

It does void it.


Insurance companies will try find any reason to void a policy. Been a 'named driver' is not a reason on it's own.

And yes they can prove who drives it most

How?

[outrage_uk]

you're voiding your insurance, and putting everybody else's up in turn.

How? :wacko:

[Jack]

How? :wacko:

Because it gives young drivers a bad name in general. Insurance companies work on stereotypes, they don't want any young drivers as they are classed as a risk, even if they are brilliant drivers.

[outrage_uk]

In that case - they shouldn't allow young lads to be named drivers.

[SAXO8VYO]

I'm 17 and my VTR is £218 a month and being on your parents doesn't void it if you drive as they can't prove who drives the car the most ;)

you might aswell go and throw you £218 down the drain as your not going to get a payout if you crash as insurance companies are tight as fook so they try anything not to pay out you will get caught out then there for make every other young drivers insurance that little bit higher

by the way going around saying your fronting on your insurance isnt a good thing to do on a public forum and here on saxp where you will find 99.9% of the people dont agree with fronting and dont find it funny or cool

[outrage_uk]

Also, alot of people have common sense and don't agree with getting ripped off..

[SAM-S44MDS-]

Insurance companies will try find any reason to void a policy. Been a 'named driver' is not a reason on it's own.



How?

Being a named driver IS NOT voiding the insurance if you only use the car once in a while.

Being a names driver IS illegal if you use the car most.


They can catch you out quite easily, say 3 people in 1 house drive & have a car

Mum has policy for her own car
Dad has policy for his own car
Mum has a 2nd policy on a saxo VTR with a 17 year old as a named driver.

HMMMM, I wonder who is using the VTR? It definatly aint the mum is it

Now that isnt strong enough evidence on its own....but insurance companies WILL send people to check on the car.

And the point is, whether its proven or not, it is still ILLEGAL!!!!

[Jack]

Being a named driver IS NOT voiding the insurance if you only use the car once in a while.

Being a names driver IS illegal if you use the car most.


They can catch you out quite easily, say 3 people in 1 house drive & have a car

Mum has policy for her own car
Dad has policy for his own car
Mum has a 2nd policy on a saxo VTR with a 17 year old as a named driver.

HMMMM, I wonder who is using the VTR? It definatly aint the mum is it

Now that isnt strong enough evidence on its own....but insurance companies WILL send people to check on the car.

And the point is, whether its proven or not, it is still ILLEGAL!!!!

Couldn't have put it better myself.

[Bedford126]

Who the hell are you insured with?

x

Im insured with elephant at the min changing to Tesco in 3 weeks time because they agree on a price for the ek9 unlike elephant who just give the book price.

[outrage_uk]

Dear me. Some people just don't understand the word of illegal.

Car sharing - its all the rage in this climate change world. Mum uses her car every now and again for the shopping, the little VTR for everything else... I'd say that's evidence to the contrary.

There you go pal that will be your evenings pissing and moaning sorted : Cheaper insurance for young drivers - 'Fronting' - And my opinions in favour of it.. (http://www.saxperience.com/forum/showthread.php?t=349870)

[SAM-S44MDS-]

Dear me. Some people just don't understand the word of illegal.

Car sharing - its all the rage in this climate change world. Mum uses her car every now and again for the shopping, the little VTR for everything else... I'd say that's evidence to the contrary.

There you go pal that will be your evenings pissing and moaning sorted : Cheaper insurance for young drivers - 'Fronting' - And my opinions in favour of it.. (http://www.saxperience.com/forum/showthread.php?t=349870)

Opened that thread and tbh I cant be assed to read it. Just aload of crap and im too busy atm. Anyway;

Im not saying I dont understand WHY people 'front'. I know how paying £2000+ insurance feels. Its not nice. I can understand why people do it yes, and if they can get away with it then yes, do it IF you want to risk it :y:

Still doesnt alter the fact that it voids your insurance though.

As I said at the start, having your insurance void, and proving its void is 2 different things.

If you cant afford to insure the car, dont drive it. Thats MY opinion. Obviously if people want to 'front' then they will


At no point in any of my posts have I said I am against fronting, all I did was point out that it is illegal, and the implications and ways it can be proven to bring the other side of the argument up.

[outrage_uk]

Thats fair enough and if you can afford to and don't mind paying thousands for nothing thats great but telling people its a good way is wrong imo.

Think what people need to remember is when you get insurance, the company is under a legal obligation to cover you against third party liability, and if they want to void the contract between you and them over a discrepancy in their terms and conditions, in affect breaking the contract then they need a very good reason backed up with proper evidence - not simply "there are 3 cars at your house so your the main driver of the small one" !

[SAM-S44MDS-]

Id rather not pay it, but I like to pay my own way.

Alot of people are 'fronting' on there insurance, just dont get caught. The chances of getting caught are slim, so if your up for the risk then you save yourself money :y:

As I said, im not for or against fronting. To be entirely honest, I couldnt give a shit what people do, aslong as if I get hit by someone their insurance pays out :y:

All I was doing was simply pointing out to the lad that his insurance is void and he could get caught out

[outrage_uk]

Fair enough mate, and as a third party, you'd always get paid out. If there was an issue with an insurance company trying to void a policy for one reason or another, when they gather the evidence, then make a civil case against you to reclaim their losses.