17 £800 on VTR 8V

[yantheman]

managed to get a good quote with Quinn Direct on me old mans policy of £800 3rd party fire n theft.:y: :y:

whcih at 17 on a 1.6 isnt bad ATY all when it woz £2500 on my own policy

what u think??

[Ben_C]

bargain... (ignore my lack of enthusiasm, I'm just jealous that I'm 18 and can't get under £2000 on a 1.1...)

[b0t13]

i cnt get quotes like that
and im 18 with 1ncb, and license for 1 year :@:@:@

[dannyjay]

Your foobared when you come off of your dads premium.
GL with that! ;)

[Davekelz]

I'm on my own premium, 18 years old and 1 years NCB. Pay around 900 quid.

Better off going on your own mate, worth it in the long run.

[saxooxas]

well thats rather cheap! Might be a bit fast for a first car lol...

[-markie-]

mines 2000 on my dads name and im 19 and own a 106 gti with 3 points and 1 crash

[David]

I'm on my mum's, on a 1.1 and pay £700.... Makes me want a VTR even more now!

[spectab16]

bargain... (ignore my lack of enthusiasm, I'm just jealous that I'm 18 and can't get under £2000 on a 1.1...)

u ain the only 1! im payin 175 a month

[saxmax]

im 19 3yr no claims. i pay 450 fuly comp on a 1.1. 750 on a gti. 996 on a vts how does that figure there the same engine

[yorkie]

Your foobared when you come off of your dads premium.
GL with that! ;)


stay on it still your 20 and then start your own i did!!!

i payed £815 fullycomp for a....

lotus proton persona(compact)
import
one of only 200 in the uk
group 15!!!

[kerrie603314]

good quote! im with admiral paying £620 fully comp with 2 years ncb on a 1.1 :S

[kerrie603314]

ill 2nd that!

[Mystic]

ITs a good quote mate but there are 2 things you need to consider:

1. A VTR at 18 is a pretty quick motor for an inexperienced driver, £800 tpft is a bargain and offers more reason to go fully comp!

2. There are 2 ways to lower your next premium:
# Get older - thats the easy one since most of us grow automatically
# Build up a No Claims Bonus, some companies offer named drivers the ability to build their own no claims, you should consider these companies too.

Just the advice of someone who went tpft on a VTS because it was a cheap quote, now my VTS is in the bin & im out of pocket...

[conor]

Got quoted £3,000on a vtr! Who you with??

[chill87]

im 19 my insurance is £900 on my VTR with all mods listed (alloys,lowered,exhaust,57i and super-chip) and with no no claims.

[conor]

Yantheman could I have abit mroe info on the insurance stuff eg your dad got no claims... I want to ring tomorrow and check insurance for myself on the vtr

[BruceybabyVTR]

# Get older - thats the easy one since most of us grow automatically..

Alway wondered how that worked :panic:

IMO mate, u are far better off taking out ur own policy, I went through two years of payin 150 a month, now down to 70 with 2 years NCB, by the time ur 21 (provided u dont crash etc) you'll be cheap as fook on insurance!!!!!!!

[Anushka101]

bargain... (ignore my lack of enthusiasm, I'm just jealous that I'm 18 and can't get under £2000 on a 1.1...)

lol 1.0 still cant get under £2000 on my own,

[SAM33R]

i cnt get quotes like that
and im 18 with 1ncb, and license for 1 year :@:@:@

mate try www.bell.co.uk

well reasonable quotes

[Tammy_VTS]

18.. on my own... vts...1300/year... no years no claim... just 1 year on licence :P dont know why you lot pay so much for your 1.1'ss :err: :err: :err: :err: :err:

[mrolinc]

18.. on my own... vts...1300/year... no years no claim... just 1 year on licence :P dont know why you lot pay so much for your 1.1'ss :err: :err: :err: :err: :err:

impressive! whos that with?

[devilsadvocate]

Insurance does not just go on age, there are a million factors insurers take into account when working out policies, here are most of em:

Age
Sex
NCB
How long Licence Held
Postal Code Area
Any Prior Claims
Any Prior Convictions
Mods
Engine Size
BHP
Insurance Group
Value of the Car
Age of the Car
Make/Model (Sporty Cars are going to be higher)
Occupation
How Many Claims the companies had had recently on your model of car
If The person you are speaking to has had a bad day (Seriously)

Those are most of em but i have probably missed some out. That is why some people are paying £2000 on a 1.1 and some people are paying £900 on a VTR. You could have two people with exactly the same values of all the above and try to insure the exact same car and get two completely different prices from the same company.

There is a logic to insurance but i dont think anybody will fully understand it. Anyway i pay £850 Fully Comp on my Furio, 19, Zero No Claims and Two Years Driving Experience.

[Jacks_Black_Sax]

mate try www.bell.co.uk

well reasonable quotes

Or quinn?

Im 18, been driving 3 months and i pay £1200 tpft on my own premium with quin.. still its a shit load for a 1.1!!

jack

[MatthewBrooks]

Im paying around £1370 for my VTR with 1NCB but i do have a speeding offence on my license

[devilsadvocate]

Im paying around £1370 for my VTR with 1NCB but i do have a speeding offence on my license

My speeding offence made a massive £37 difference. Not that i am encouraging speeding.

[htidjedi]

what insurance company r u with?

[antonio]

£837 for 6 months on a 1.0.... so thats about £1674 for a year. lol

some insurance companys want the car registared in the main drivers name, which means your dad will legaly be the owner. id hate my dad to be the owner of my car cos he would have the power to take it off me :oops:
i payed the £837 for my independance, but how the hell am i going to get the other 6 months of independance haha :panic:

i bought the car, mot'd it, taxed it, insured it, cleaned it and filled it up using all of my university loan and summer job money. i call it commitment, now... wheres my medal!! lol

[mtpagey]

am happy that at least my insurance is half of what it was last year. :) still cant afford to declare all my mods though an just got 3 points on my licence last sunday so itl be next year till i declare mods. fingers crossed

[mtpagey]

Or quinn?

Im 18, been driving 3 months and i pay £1200 tpft on my own premium with quin.. still its a shit load for a 1.1!!

jack

jst read your thread mate.... i phoned up quinn and bretacre insurance the other day an got told i had to be 19 yr old for quinn and 20 for brentacre. also that my 10 months bonus accelator (1 yrs no claims after 10 months) "did not apply as it wasnt a full 12 months worth of driving"

[joey]

my insurance was with quinn, my vtr was £1800 as my first car!!! but i wouldnt recomened quinn there really dodgey and i rang up to see if i could insure a clio 172 and they said they dont insure it because its a high performance car! i duno bout you but a clio 172 aint exacly high performance

[adamsax]

3 years NCB for me next year.

Just renewed my westie for £700 TPFT.

VTS is only but a year away.

[Euphoria]

i pay £1450 on my VTR all mods declared and im 19 with 0 ncb had licence for 1yr and a half now and live in a medium insurance postcode.

[Karl]

mine was 650 when i was 17 on a VTR under my dads name.