Insurance for Modified Cars

[willsy]

Ill make this short and sweet:

Basically does anyone know of some good insurance companies which cater for or specialise in modified cars, i know of Adrian Flux, but are there any others??

Its got to the stage for me now where:
a) Direct Line arent happy insuring me with the level of mods that i have
b) Because of this level im not happy to have the car returned to standard like most insurance companies do in the event of a crash.

It sucks that companies expect you to declare everything and yet they wont put the work back how it was.

I know that'll cost a little more, but i want to be safe in the knowledge that if anything does happen then i wont get rogered.

[quikmand]

i'm with admiral...they don't seem to mind too much so long as you declare it. my wheels added a bit to the costs but beats having them nicked and getting standard wheels as replacement

[Karl]

quik, i think youll find, Admiral make you declare mods, but they dont pay out for them

[LucaZone]

yep, page 24 section 11.

Admiral dont pay for anything other than standard car parts.

Right now im having to change from Admiral because they want to charge more for me declaring mods, but wont cover them if claimed.

[Dave_M]

Buy max power or somethink mate. And have a look though there. Theres loads. Or catch me on msn next time your on and ill have a look n tell you a few.

[dannyjay]

BrentACRE; 01792 650 933

Me and Saxo180 are with them, we liiiiike!

[yorkie]

performance direct

[Ma5on]

im with direct line is there anyway where i can jsut tell them i have mods but incase of a crash they replace them with standard parts?? becasue i rang up to delcare some alloys on ma old fiesta and they said i had to be 25year old to have any sorta mods!! even no im under my moms insurants!!

[VTR_Zoe]

im with direct line is there anyway where i can jsut tell them i have mods but incase of a crash they replace them with standard parts?? becasue i rang up to delcare some alloys on ma old fiesta and they said i had to be 25year old to have any sorta mods!! even no im under my moms insurants!!

Direct line are complete *********!!!

they wouldnt insure me on my saxo on my own so i said okay do it in dads name and i will be named driver, they even said no to that.

also i am looking at new cars and they wouldnt insure me on a 1.4 because it would be a brand new car!

I would never recomend them at all.


Willsy, try these guys, you tell them what you want and they search for companys that do what you want and pass you through and when you finish the convo with one company you go back to them and they pass you through to the next one on the list.

They are called DRIVE INSURANCE,
web site: www.driveinsurance.co.uk
Phone: 0800 093 0803

They put me through to some good ones!!

Hope that helps!

Zoe

[willsy]

Thanks Zoe ill give that a look later on :) Rep added

I had a look at one last night and theyve quoted me £800 fully comp, all declared and mods paid for in event of an accident which is what i want

currently i have £450 all declared TPFF (risky i know but couldnt afford fully comp last year) and car only returned to standard in an accident


Well worth paying the extra for Fully comp alone but i think thats a really good price given that mods are paid for too

[Ma5on]

VTR_Zoe ... im insured on a 1.4 and its classed as brand new aswell under my moms name!! but they wont let me delare nefink.


try these willsy


www.i4insurance.co.uk

fink thats the number 0800 902 0600


hope it helped?

[paul_saxo_VTR]

try HIC they gave me a good quote on my supercharged vtr