New insurance policy

[Richardson_VTS]

Just done the deal on my insurance for another year this morning.

Best quote was £800.30 with Admiral.

So i phoned them up, went through all the details.

Then she said, why didn't you mention you had an accident in november 2006?

i was like :fcuk:!!

So it ended up being £919!!!

i think im gonna go round to the persons house who hit me, and demand £120 off him!!!

What you lot think?

[vidal]

If you didn't declare a material fact then when they find out, they will recalculate the insurance. If the claim is still extant then the insurance company will see a claim that they have paid out on rather than the other person's insurance.

If the claim has been completely settled, then the insurance company may just be loading you as a higher risk due to the circumstances of the accident. Blame will have been apportioned between the two parties.

The third possibility is that they are doing it because they can!

[b0t13]

'The third possibility is that they are doing it because they can!'

got it in 3 ;)

[Richardson_VTS]

I don't see why my insurance should go up, when i clamed on his, not mine?!?!?!?

[Didz]

thats shit!!! same for me some d**k head bumped my wing mirror claimed for loads which all was a load of bull and now i always have to mention it when renewing and it effects my insurance too!!!!