I deal with this a lot from day to day and I have done numerous quotes for youngsters on £500 1.0L cars that over £3-4k.
I can honestly say I see why they do it and if they can get away with it, why shouldnt they? But is it worth the risk of getting caught, only they can make that decision.
Quick question Outrage...
So now you have all the no claims etc. and your insurance is reasonable, would you not like it even cheaper?
If all the people fronting and doing other things to manipulate insurance were just playing by the book, the honest people like yourself may have even cheaper insurance right?
__________________
|