How much is your insurance?

[MikeCracknell]

This will be a good way to see the differences between areas, ages and mods!

Please put:

Age, sex, model, mods, claims & points ( :innocent: ) oh yeh town and NCB!
Then the vital: insurance company and price!

Mike

EDIT: Fully Comp/TPFT/TPO!!!

[MikeCracknell]

24
Male
VTS
Lowered 35mm, colour coded, tinted windows, magnext exhaust
No claims & points
Haywards Heath, Sussex
Elephant.co.uk
£395.57 Fully Comp 3 yrs NCB

[Connor_scotland]

20
Male
Saxo 1.1
Lowered 80mm,bucket seats,s/s zorst,tinted windows,replacement bonnet
6 points
Invergarry,Invernesshire
£580 FULLY COMP
Norwich Union

[Barry123]

20
Male
1 Years NCB
Saxo 1.5D
Manufacturers Alloy wheels (optional extra)
Northallerton, North Yorkshire
£500 12 month policy
Fully Comp
Endsleigh

Might be useful to add type of policy and NCB

[xxxvickxxx]

18
female
1.1 forte
none
none
spalding, lincs
£743 with quinn direct fully comp

[Frevo]

31
Male
Saxo VTS 1.6 8v + C4 coupe
Mods: plenty on the Saxo. Don't have to declare them though.
Claims & points are only for people who got their linsence after 2001. Not for me as I got my lensence in 1993.
Zoelen, Holland
Delta Lloyd
Around £ 600 for both cars together.

[droopster]

19
Male
Vts, lowered 50/60mil, exhaust, Induction
Southend
1 Claim NO ncb and No points
Admiral
£2100 for 10 months (Bonus Accelerator) Fully Comp

[adz_saxo]

17
male
saxo - first (standard )
no NCB
RAC - insurance
£1560 12months

[sshaxx]

19
Male
Batley - West Yorkshire
Mk2 V reg Furio - standard
No NCB - done pass plus - no points
Endsleigh
£1200 TPFT 12 months

[k666VTR]

male
19
VTR
no mods (yet)
no NCB no CLAIMS
1st year on my own
Ipswich

£1200

[Yates]

22
Male
1 Years NCB
Saxo 1.6 VTR
Lowered
Darlington, Co Durham
£440
Fully Comp
Elephant

[knoxy_05]

19
male
1 yr ncb
saxo westcoast 1.4
alloys lowered tints exauhst angel eyes
1700 fully comp
newcastle , howdon ( not a nice bit )
Asda

[mike_obuk]

21
male
3 years no claims, clean license
Megane coupe sport 2.0 8v (previously saxo vtr)
cat back exhaust, lowered, wheels
700 tpft
richmond surrey (with one of the most expensive postcode to insure apparently!)
hastings

renewal next month, will have 4 years no claims, bet i still get bum raped for quotes!!!

[Davekelz]

18
Male
VTR
Alloy Wheels
1 Year NCB
Plymouth, Devon
Quinn-Direct
£735 TPFT

[pricey_vtr]

20
male
vtr
17's, tinted windows, magnex cat back xhaust with mk1 vtr downpipe (decatted), £700ish stereo equipment
1 yr ncb
telford, shropsire
quinn direct
£680 tpft

[furioAL]

18
Male
Furio 1.4
Piper exhaust, vts alloys
No claims & points
Reading, Berkshire
Norwich Union
£810ish Fully comp - Named on mothers policy, with around 6years no claims bonus put on this car.. As they have split her maximum no claims between the two cars.

[J5MBF]

20, Male
3yrs NCB
Worcester, west mids
06' Fiesta ST (2.0l 16v)
£900 Fully comp-Protected

[Richardson_VTS]

19
Male
VTS
Alloys, S/S manifold
No claims or Points
Northallerton, North Yorkshire
Elephant.co.uk
1 Years NCB
£1081 TPFT

[ne_jam]

18 . male
1years ncb
stockron-on-tees
97 saxo vtr , lowered and exhuast modifications
£800 tpft www.elephant.co.uk

[higgzy03]

20
male
1.4 106
no mods
1 ncb no points/no claims
watford hertfordshire
direct line
£900 fully comp

[Imfromwales]

Age, sex, model, mods, claims & points

17
Male
1.1 SX
No mods
No claims or points
was £2200 but after pass pluss went to £2000
Fully comp as only driver
Direct Line

[LittleDude101]

18
Male
106 Quicksilver, no mods
One claim (still undecided)
0 points
Erith, Kent
0 NCB, pass plus
Asda
£1348 TPFT

[Luke]

18
Male
VTR
No mods as yet.
No claims & points
Shipley, West Yorkshire (Bradford Postcode)
Elephant.co.uk
£2145.00 Fully Comp, No NCB but i do have 1yrs in which i'm waiting on processing.

[DevilDamo]

24
Male
VTS
All mods declared.
No claims within the last three years. Seven points within the last five years.
Camberley, Surrey.
Elephant.co.uk

Approx. £1,300 p/a (Fully Comp.)

[saxodan]

17
Male
Saxo 1.1 east coast
No mods just standard alloys
0 points
Tewkesbury, Gloucestershire (south west)
RAC

£1400 tptf

[poppie32]

32
female
1.1i x
no mods
no claims or points
newport, wales
ncb 4 yrs
£176.40 fully comp

virgin

I feel old compared to everyone else lol

[max_saxo]

19
male
telford, shropshire
saxo vtr 1.6
2 years drivin
exhaust, sound system, lexus lights.
£828 fully comp
the aa

[Karl]

18
Male
Ashford, Kent
Sax VTR 1.6 8v
1 yr driving
Named Driver
-£530 tpft
CIS

[Karl]

Saxo VTS quote:
18
Male
Ashford, Kent
Sax VTS 1.6 16v
1 yr no claim - named driver
TPFT
£1550
Admiral

[Roper]

17,
saxo westcoast 1.4i,
no mods, (declared)
no yrs NCB
no points,
Ilkeston near Nottingham,
Quote only wiv Quinn Direct,
£1489.63, 12months

[davew]

male
18
no ncb
no points
no claims
Ashford in Kent
Admiral
saxo vts on y plate
£1100

[Hannah]

18
Female
1.4i
no mods
1 ncb/ no claims
Brighton
Quinn Direct
£700 fully comp

[saxo_VTR_115bhp]

17
male
VTR 1.6
quinn direct

[saxo_VTR_115bhp]

17
male
VTR 1.6 lots of visual mods lots!
quinn direct
£1362 TPF&T

[DevilDamo]

And how much are you paying?

Edit:- I see you've just gone back and edited...

[carln]

20
Male
Vtr
lowered, exhaust, manifold, alloys, rollcage and indution kit.
1 years ncb and 3 points
Milton keynes
Elephant
£690 fully comp.

[dean_plunton]

is this just for a car :oops:

[gelo]

19
male
1.4 Furio
no mods
2 years no claims
ely, cardiff
Norwich Union
12 month policy
£870 Fully comp

[dean_plunton]

saxo_vtr_115bhp
this your first car ??? your insurace is quite cheap if so !!!!

[Apz1]

how come every1s gone for TPFT when comprehnsives cheaper? whats the advantages?

[DazzerVTR]

18
Male
Saxo VTR - No mods.. declaired.
0 NCD
1 Claim
Tolworth, Surrey
£1600 TPFT - Own policy
Quinn

[Luke]

Erm....think again.

Lol, TPFT is cheaper than comprehensive mate.

[azzy]

20
Male
Saxo VTR-Alloys, lowered 35mm, magnex backbox, all declared
1yrs ncd
1 crash but no claims so didnt effect
Gloucester
£1045.28 full comp
Quinn Direct

Plus im able to drive other cars 3rd party on my policy

[SNewham]

17
Male
Saxo 1.1i Desire
16" TSW Alloys, Sportex Back, Smoked lights all declared
0 years no claims
0 points
Adrian Flux £1,950 ish TPFT

(Bare in mind that I was on a provisional when I took out my policy :))

[Luke]

Is that TPFT or Fully Comp mate?

[AntoSaxo]

18
Male
Eastcoast 1.0i
No Mods
No claims & points
Doncaster, South Yorkshire
Abbey & Bragg
£740.00 Third Party F+T 0 yrs NCB
6 Month Bonus Accelerator

[Luke]

How can you get a 6 month bonus accelerator?

[saxoben87]

18
Male
1.1SX
no mods declared
No claims & points
folkestone kent

swinton
£1200 fully comp with my mum on it, no NCB

[VTR_Zoe]

17
Female
1.6 VTR
No mods ( yet )
Basildon, Essex
Quinn Direct
£2500
Full Comp
Thats on a provisional!

[VTR_Zoe]

whoops! that was ment to be

£1900!!! ( I payed 2500 for the car, wake up girl ) LOL

[Clouds_mate]

19
Male
VTR 53plate
No claims & points
Wakefield, Yorkshite
Quinn Direct
£1990 fully comp

[l1ukeRS]

18
male
mk2 VTR lowered, full system, induction
no ncb
telford shropshire
£608.00
12months AA

[Clouds_mate]

is that in your own name luke?

[SteVTR]

21
male
vtr/s all mods declared
2 years no claims and 6 points
cumbria
520 TPFT
HIC

[stevenet15]

22
male
vts
1 years no claims
aylesbury
£519 fully comp

[SNewham]

Is that TPFT or Fully Comp mate?

forgot about that bit, it's TPFT :( will switch to fully comp when i renew though.

[DevilDamo]

22
male
vts
1 years no claims
aylesbury
£519 fully comp

WTF!?! How come so cheap?

[stevenet15]

WTF!?! How come so cheap?

so cheap? thats loads i was paying £412 fully comp for my punto turbo running 170bhp when i was 20 with 0ncb and its the same insurance group 14 as a my saxo vts so i pay more for the vts thats only 125bhp

[saxyVTRsaxo]

20
male
VTR (2003), lowered 60mm & induction kit
0 NCB & 0 claims
1st year on my own insurance
Woking, Surrey
Fully Comp
£1015

[DevilDamo]

This is Mike's quote...

24
Male
VTS
Lowered 35mm, colour coded, tinted windows, magnext exhaust
No claims & points
Haywards Heath, Sussex
Elephant.co.uk
£395.57 Fully Comp 3 yrs NCB

You're two years younger... have one years NCB and you're only paying around £120 more than Mike. Sounds very cheap if you ask me.

[GT3]

19 (policy took out when 18)
Male
2001 Saxo VTR
1 year no claims bonus
Chesterfield, Derbyshire
Quinn Direct
£850 including fee for paying monthly

Not bad for my own policy but their customer service is awful, will be changing company next year.

[SteVTR]

You're two years younger... have one years NCB and you're only paying around £120 more than Mike. Sounds very cheap if you ask me.

age and no claims are only two factors in calculating insurance damo there could be quite a few reasons its that cheap and he hasnt said which company thats with either

[DevilDamo]

Yes I know that mate... Still find it very cheap.

I wonder what the excess is? £5k? Hehe!!!

[SteVTR]

Yes I know that mate... Still find it very cheap.

I wonder what the excess is? £5k? Hehe!!!

it would be even cheaper if he lived up here :P

aye his excess could be huge or he could be with a company like endsleigh (i think thats the name) my mates with them hes just turned 20 has 2 years no claims and is paying about 800 quid on a 250+ bhp golf rallye

[madsaxo]

im 25 on a standard saxo vts (2003) i have a claim worth around £2000 i pay £900 a year through bell oh n i have zero no claims bonus

[vtr_driver]

19
Male
1999 saxo vtr
No mods
Consett Co.durham
£1267 fully comp
Elephant (10 month bonus accelerator)

[AntoSaxo]

How can you get a 6 month bonus accelerator?

get onto Abbey & Bragg only compant i know that does them

pretty good way of gettin onto the road cheap n to get a bit of exp really :)

[m4iny]

25
male
furio 1.4
15" alloys,window tints,strut brace,lowered 45mm,exhuast,induction kit,£1000 audiosat nav
5 NCB protected no claim/points
Glasgow
Direct Line
£400 fully comp

[umarulez]

19
male
saxo 1.1sx
alloys,flip paint, full kit
lancashire
Quinn Direct
FC £1500

[MikeCracknell]

There are some mega variances in insurance costs here :omg:

[Luke]

Yeah, exactly mine been one of them.

Found out i live in a high risk area though..

[fredjudd]

18
No no claims
£1200....

I will finally get my no claims in a few months aswell as turning 19! woop

[xclairex]

20
female
vtr
no mods
1 year ncb/1 accident claim/3 points
Sunderland
Provident
700 tpft

[Gav]

29
Male
VTS
Lowered 40mm, magnex exhaust, catalunya alloys, lights f+b, strut brace's, bmc.
No claims & points
high grange, crook
adrian flux
£360 Fully Comp 7 yrs NCB parked on road side
£150 excess

[spaniel7881]

male 25
saxo 1.1i
modifications new alloys
induction kit
spoiler
parked on roadside
location blackburn lancashire
£285 third party fire theft but policy will allow me to drive any car plus i get a courtesy car with this policy aswell (or fully comp quoated me£385)

insurer High Performance

[adamsax]

19
Male
1.4 Westcoast
Click link below for mods (quite a bit)
Policy taken out at home (Brighton) but now at uni in Huddersfield which added another £200
1 years NCB + PassPlus
£900 TPFT
Elephant.co.uk

[Natalie]

21 (although took the policy out at 20)
Female
VTR
lowered (£30 extra), backbox (£14 extra), vts alloys (£3 extra)
3yrs NCB
Stubbington, Hampshire
£389 FC
Bell

[DarylVTR]

19
Male
1.4 Westcoast
Click link below for mods (quite a bit)
Policy taken out at home (Brighton) but now at uni in Huddersfield which added another £200
1 years NCB + PassPlus
£900 TPFT
Elephant.co.uk

you have been owned!! - you can get fully comp for that ;) Id never go third party too much too lose if you crashed

19
Male
1.6 VTR - V Reg MK2
1 years NCB and Pass Plus
Fully comp £900
£135 fixed access

[b0t13]

policy taken out at age 17

18
male
1.4 furio
0 NCB + 0 Claims + 0 Points
Mods: lowering 40mm and backbox
fully comp
£800 POW!
own name
high risk area

admiral multicar

hehe :P

[SKOLSKY]

21
Male
Vtr
3ncb + clean license
Lowered, 17", smoothed boot, delocked, colourcoded, tints, zorst, induc, ecoteck, oil breather, dimma grill, system, dvd player and screens.
All above declared.

Markerstudy paying £840 with a £200 xs comp

[WelshSaxo]

22
male
2001 vtr
3 years no cliams, no points
lowered 60mm, strut brace, 16's
£700
full comp with flux
£250 excess
neath, south wales

[Sax1lora]

20
Female
2002 VTR
2 Years no claim (clean licence)
£600 fully comp.

[AdamW]

20
Male
2002 Furio
2 years no claim (6 points) 3 more pending....badboy
£850 Fully comp all mods declared

[Luke]

I have just phoned up my insurance company, for my 1 year NCB from my Westcoast. It states 1 years NCB stands for 35% discount, so all been well i'll be paying around £1400 fully comp at the age of 18.

Will keep it updated.

[Sean]

24 (25 in october), mk1 vtr, 3 points, 270 fully comp

[Amiee]

mine would be

900 fully comp when paid in full
17
been driving 3 months
no mods
1.4 westcoast
spalding lincs..

but dad put me on his instead so... its 303 quid a year

[Mrk1]

17 Male
No NCB
1.4i Westcoast
Set of alloys
Bristol
Fully Comp
£1250
Fortis (through kwik fit)

[jack-vts]

18 male
no ncb
1.6 vts
standard at the moment
bournemouth
fire + theft
£1800
admiral
(1200 less than my 1.3 non turbo starlet)

[b0t13]

^^ thats shocking for a non turbo

[mike_obuk]

21 male
4 years no claims
2.0 8v megane coupe sport17" wheels, lowered 35mm
fully comp (protected no claims)
£490
More Than

[nickolley2k]

20
male
0 years ncb
lowerd, pipercross, alloys, s/s exhaust
quinn direct
£900

[Daniel_VTR]

Mines free now.. Company car..

But on the VTR it was

19
male
1 year ncb
quinn
£783 TPFT

[neatpete]

20
Male
51 VTR
0 years no claims, first car
no mods
£1500
Fully Comp - Quinn Direct
Nr Hull

[kcsaxo]

26
male
1.1 - lowered, alloys, mirrors, exhaust
full NCB protected (touch wood)
breakdown cover
legal protection
leeds
£500 fully comp.

[westy4a69]

saxo westcoast 1.4i 1999
all mods claimed.. alloys, bodykit, full powerflow exhaust
exeter devon
no NCB
1 claim (£8000)
male 19
elephant.com
£1086 fully comp 500 excess 10 month accelarator scheme!

[D_Man]

20
male
2002 furio, magnex exhuast, bmc
1yr NCB
Fleet
no claims no points
£895 12 months fully comp!
Norwich union

[GrantW]

18 Male
97 VTR
No mods yet, will be next month as its my bday
West of Scotland
1 years named driving - no claims or points
£1600 including fee for paying monthly + gf is named driver
TPFT
Quinn Direct

not bad i dont think

[vtrchris64]

18 with 1ncb

£790 on a vtr TPFT
Quinn Direct

[ricksimmonds]

male
18
bristol
1 claim
no ncb
1800 third party
quinn direct

[ricksimmonds]

that quote is for wen im 18 in 2 weeks time on a vtr**

[Dave_M]

£1700 on a VTR at 17. And on renewl it will be about £1500 :( at least. Wrote off a car (Still not decided whos at fault yet. But isnt looking too good) And got 3 points.

[Andy_S]

21
Male
VTS
Lowered 40mm, Alloys, Enclosed green cotton, Cat back exhaust.
No NCB
Been driving for 2yrs
£700

[hellonpluto]

Elephant.co.uk



Wait till you have a crash....god they are useless! They made tesco insurance look good and thats hard!!


Currently with Admiral
29
Saxo VTR 98
NO Claims - too many accidents! plus direct line naffed me off when I didn't pay monthly installments for a few months on my 2nd years insurance!!!
been driving for 5 years
Paying around £800

[jeffers]

this is gonna annoy lol
24
male
16 vtr
3 points
lowered
2 tone paint job
16 inch wheels
light smoke windows
induction kit and exhaust
free my company pays my insurance on all my cars ..

[NickJ]

22
Male
VTR
Lowered 40mm
3 points (SP30)
Keynsham, Bristol
Tesco
£466.20 Fully Comp 4 yrs NCB

[kornlover30]

19
Male
1.4 westcoast
0 - no claims
3 Points (SP30)
£741 TPFT
Quinn Direct

EDIT- I dont actually pay insurance, i run under trade insurance as im a mechanic which is paid by my boss but thats the quote i just got! Didnt wana be left out! Lol

[jeffers]

kornlover30p.... lol nice aint it im the same

[kornlover30]

Its wkd bud!!

[mattturbo]

19
male
saxo vts
no points
no claims
1 yers ncb
lowered 55mm exhaust induction kit
plymouth devon
tpf&t

[MikeCracknell]

:bump: :bump: :bump:

[180sax]

26 yearold male mrk 1 eastcoast with vts engine converstion all body mods & engine mods declared parked of road with cat 1 alarm 6 years no claims 500 fullycomp with 300 excess thats with direct line

[Nick_Westcoast]

19
male
westcoast
2 years ncb
0 points
alloys declared
tpft
weston-s-mare (south of bristol)
£537 is my quote with Elephant, (it works out £90 cheaper to add my mum as a named driver)

but they then rip you off if you want to pay it monthly!

[Danr]

18
one years no claims
xr2 is 1043 tpft
vtr could be 976 i think.

[Mattvtr]

18 (when policy was started)
male
vtr
no no claims or points
hinckley,leicestershire
quick fit
fully comp in mums name
£575

[MikeCracknell]

:bump:

[brainspiller101]

19
male
saxo furio
induction kit and alloys
1 ncb no points or claims
plymouth
£700 fully comp with rac insurance

[Saxoladlesta]

19
Male
VTR
Lowered 40mm, Alloys,Body Mods
No NCB
Been driving for 1yrs
£1617
Quinn Direct

[Yates]

22
Male
VTS
Lowered 60mm, induction kit
1 NCB
Driving 2 years
Bell
720

[SaxOmniaC]

23
male
VTR
1yr NCB
pass plus
previously banned for 3 years
quinn direct
438 tpft with the optin to go fully comp at 630

[pinky]

male 17
1.1 sx
£1200
no points
adrian flux
no mods

[pinky]

to the above^^ its 1160 apparently and i done pass plus just was intrigued how much was paying so quickley whipped out documents:)

[Baz]

18
male
furio
1 years driving exp
3 points
1 claim not my fault
Noriwch Union
£787 + £69 until renewal time in march

on mums insurance as named driver who has full no claims and no points

[Danr]

18
Saxo VTR mk1
1 Years no claims
No accidents
Pass Plus
TPFT - £948 on my own

[rob_s]

well not 17 yet

but been getting quotes for when i am on my 106 and jeusus std im getting stupid 3k jobbies and even with std 1.1 alloys (think they were an extra?) its goin up abut 2-300 need to ring round i think they are only from online quotes so far gonna be gutted if its that deer as i cant afford that on £80 a week lol would have to sell my car n stick with the push rod for a wile longer :(

[RENWICK]

21 year old
03 vts
3 years no claimes
told them my mods, wheels, lowered, seats, harnesess, exhaust, filter, brakes etc!
tpft

1400 with elephant!

[the_icon]

41
01 vtr
65% no claims
Alloy wheel change
fully comp
6 points speeding

£267 with protected no claims - RAC insurance

[vtskid]

19
y vts
1yr NCB
fully comp
£2200
adrian flux. Stooooopid!!

[LittleDude101]

18
V pug 106 quicksilver
tpft
£896
1 unsettled claim and no points
E-car insurance

[VTaaRon]

23
male
saxo vtr
4 years ncb
3 points (should go when i renew i think)
declaired alloys
£450 FC
Nationwide insurance
Medway in kent!!!

[Steve]

18
Male
Held Licence 1 Year
Saxo VTR
0 Ncb
Fully Comp (breakdown all that)
£1458.53
Bell:thumbup:
10 Month Bonus Accelerator though.
They wanted £1958 if i was to pay monthly.....
Oh and in my own name...

[MikeCracknell]

:fcuk: there's some steep insurance around!

[Clouds_mate]

edit..

[rushy_23]

Age, sex, model, mods, claims & points ( ) oh yeh town and NCB

Age: 22
Sex: male
Model: pug 106 GTi 1.6 16v
Mods: lowered 40mm
aftermarket front/rear lights
aftermarket wheels
colorcoded mirrors + delocked
magnex full system and decat
'bigger' brakes :P (insurance not notified)
claims: 1, nothing exciting
points: 3 points
area: walsall
NCB: none

I am paying £1300 but thats as the 2nd driver on my Dads policy!

[Mcsvtr]

24
Male
VTS
16 inch alloys, K&N induction Kit, Scorpion exhaust, bodykit
2 points
Limerick, ireland
Quinn Direct
800euros Fully Comp 3 yrs NCB

Considering my first insurance on a 1.1i saxo when i was 20 was 4000euro or £2680:homme:

[ets2k9]

Considering my first insurance on a 1.1i saxo when i was 20 was 4000euro or £2680

Sod that....

[lavo-vts]

24
male
97r vts
cams, alloys, exhaust, re map, lowered 50-60mm
0 ncb
0 points
no clains or accidents
derbyshire
810quid fully comp

[bigandyh]

hey...

im new to the forum, got a cheeky little vtr not long ago and its fun.

im not gunna be a post whore, but to simo and the rest, i really appreciate this site, the how to's and the threads with advice on s.chargers and turbo's etc are really informative and helpful.

so i thought id try and help.

many of you may know this already but some may not.

i noticed some people paying 1200 + tpft for furio's etc.

make sure you phone around. using exactly the same details some companies quoted me 2000 +,

many people used to try and get put on their parents policy, this doesnt help much any more.

INSTEAD. get ur own policy, ( say it wud be kept in the garage ) even if it wont etc, but then

ADD YOUR MOTHER to YOUR policy. i added mine, and said that there were 2 other cars in the household. and i got my quote down to 1100 TPFT. which to some of you may be crap, but its alot better than i could have expected as i used to pay 2900 for my pug 307.


age 19
no claims or points
car - 51plate 1.6 VTR.
mods - none stated.
birmingham-uk

company used - quinn insurance.
1100 TPFT

PUT YOUR MOTHER ON YOUR POLICY. lol


hope i could have saved some body some money. :)

andy. new sax whore.

[vtrchris64]

hey...

INSTEAD. get ur own policy, ( say it wud be kept in the garage ) even if it wont etc.


Probs is dude if your car is stolen and the insurance find it wasn't stored in a garage when its supposed to be your fooked basically.

Wellcome to the site anyways :thumbup:

[drew]

mines 1,400 - and thats only 3rd party fire and feft - gutted!

[Karl]

Age: 18
Sex: male
Model: Saxo VTS 2001
Mods: None
claims: 0
points: 0
area: Kent
NCB: none

£1250 tpft

[sillysammysnail]

Age: 18
Sex: female
Model: Saxo 1.1i, p reg
Mods: None
claims: 0
points: 0
area: Plymouth
NCB: 1

£406 TPFT wit Tesco

[kenny]

21
male
6points
1.4 westcoast
lowered,rear tints, exhaust, manifold, induction kit, smoked rear lights and angel eyes, half leather interior and bigger brakes.
3years ncb
fife scotland
adrian flux (highway)
£668 fully comp

[Martinsaxo]

i got a quote for my Saxo 1.1 eastcoast, and it quoted me £1885, i just said i was 17

Martin.

[coldo1987]

Age: 19
Sex: male
Model: Saxo 1.6 vtr, y reg
Mods: None
claims: 0
points: 0
area: Ayrshire scotland
NCB: 0

front and rear tints, induction kit, alloys and rear lights

£1400 quinn direct

[James]

3564.67 english sterling... I paid for it in one lump sum thought when i had my bodykit on, so once i declare the mods of it should drop a wee bit and i get refunded.

[Viper]

how long is that for cloud? or have you been raped and thats monthly :P

i dont know what my insurance is.. as it covers a fleet of vehicles...

[James]

how long is that for cloud? or have you been raped and thats monthly :P

i dont know what my insurance is.. as it covers a fleet of vehicles...

10 month bonus accelator thingy..

[Mr_VTS-16v]

- 20 yrs
- Male + (g/f (19yrs) additional driver)
- VTS 16v
- Lowered, Magnex Exhaust + de-cat, Induction kit, Chip, M3 Mirrors
- No Claims & No Points
- Latchford, Warrington
- Elephant.co.uk
- £598 Fully Comp + 4yrs NCB :)

[nikki_saxo]

Age: 19
Sex: female
Model: Saxo 1.1 sx p reg
Mods: None
claims: 0
points: 0
area: cowplain, portsmouth
NCB: 1yr (but now have 2 as the company gave me an extra year just for joining :S)
Company: city insurance - zurich
price: £535 fully comp

[Jackman]

Age: 18
Sex: Male
Model: 1.4 Furio 02
Mods: Exhaust, Induction kit Alloys, Lowered.
Claims: 0
Points: 0
Area: Bridgend, South Wales
NCB: 0
Insurer: Quinn Direct
Price: 1600 Fully Comp

[Karl]

- 20 yrs
- Male + (g/f (19yrs) additional driver)
- VTS 16v
- Lowered, Magnex Exhaust + de-cat, Induction kit, Chip, M3 Mirrors
- No Claims & No Points
- Latchford, Warrington
- Elephant.co.uk
- £598 Fully Comp + 4yrs NCB :)

christ i hope mines that cheap in 2 years :D

[sy_VTR]

Age: was 18
Sex: Male
Model: vtr
Mods: none listed (well to insurance)
Claims: 0
Points: 0
Area: blackburn, lancashire
NCB: 0
Insurer: nig screentrade (on my mums)
Price: £900

[m20pub]

Age: 20
Sex: male
Model: saxo vtr 02 reg
Mods: lowered 60mm
aftermarket rear lights
aftermarket wheels
colorcoded + delocked
powerflow full system and decat

claims: 2 wernt my fault
points: nil
area: lancaster
NCB: 2 yrs no cliams

at the moment iam paying £24.65p a month as someone crashed into me in jan this year and the claim took 7 months to sort so instead of refunding me the money they nocked of what i had to pay thats why its so cheap .so i think its around £600-700 for the vtr

i got a qoute yesterday for a mercesdes clk tpft was £1090 fc was £1500 and they quoted me fpft £1040 and fc £2000 for a vts coundnt belive it
they said the clk has better brakes securtiy ect thats why it was cheaper.
quite fancy a merc lol

[Mr_VTS-16v]

christ i hope mines that cheap in 2 years :D

Why, how much you payin now matey ?

[Karl]

Why, how much you payin now matey ?

18
No NCB
1250 on a VTS

[platty]

Age: 17
Sex: Male
Model: 1.6 vtr
Mods: standard
Claims: 0
Points: 0
Area: Stockport
NCB: 0
Insurer: Quinn direct
Price: £1654

[Bodvts]

Age,25
sex,male
model,vts
mods,filter exhaust wheels kit
claims & points no claims or points
town york
NCB! 9 years
insurance company Adrian Flux
price £375 fully comp and protected no claims

[Sidesport]

Ages: 18
Gender: Male
Car: 106 Quiksilver
Mods: Lowered 90/60mm, VTS rims, De cat, SS back box, Kent cams, Super chip
Convictions: 3 Points
NCB:0
Location: Bath/Bristol
Price: £700

But soon traders policy starts :P

[Goldendevil]

male

24

Hereford

VTR, chrome 17" ferreti rims, full body kit, twin exit exhaust system, tints, rage bucket seats,piper cross induction kit, dehandled + delocked, arial removed & smoothed, full fibreglass bonnet, sypher spoiler.

Toad ai606 alarm with door popper's, glass break sensor's, smart window's,
wheel & body protection.

1 yr no claims with no points

£800

[Goldendevil]

male

24

Hereford

VTR, chrome 17" ferreti rims, full body kit, twin exit exhaust system, tints, rage bucket seats,piper cross induction kit, dehandled + delocked, arial removed & smoothed, full fibreglass bonnet, sypher spoiler.

Toad ai606 alarm with door popper's, glass break sensor's, smart window's,
wheel & body protection.

1 yr no claims with no points

£800

forgot i have morret front and rear light's and insurance through adrian flux

[run_hard]

21

SE London/Kent

1998 VTR. Cat-back exhaust, induction kit, Superchip

Held license under a year so 0 NCB

Soon to be lowered on 16s and possibly a new manifold so Im hopin the policy aint gona go up too much. Might be removing the chip as well, Ive been told by Adrian Flux that would definately lower the premium

£1547 TPFT with Adrian Flux

[williamsvts]

22
NE63 Northumberland
2002 vts
driving 5 year
0 NCB

£1010 fully comp with admiral

[saxx]

just had my renewal through

Ages: 24
Gender: Female
Car: Polo GTi
NCB: 2
Location: Yeovil
Claims: 1x 2.5k

premium: £484 fully comp with Diamond

[saxoash]

19
Male
Mk2 saxo VTR
2 years NCB
East yorkshire
0 Claims

£680 (On my mums) Quinn Direct

[Dean-T]

18
magnex exhaust, induction kit.
(2000) vtr
no claims + no points
£2200
Fully comp.
live near rough area most probably why so high.

[R1ch0]

18
Own insurance (direct line)
was saxo
1 NCB (bike)
3rd party
£975
between derby / notts

[Store]

male
21
mk 2 VTR - cat1 - no other mods declared
6 points
3 years NCB
churchill
500 ( would of been 400 without points ) fully comp

[vipergfx]

19 Year old lad.
MK2 VTS (03 Plate) -- Totally Standard
1 year NCB
No claims, no points
Quoteline Direct - Broker called Marker Studies
£1350 TPFT.

[spanair]

Age 21
Gender Male
Car 2001 VTR
NCB 0
Location Enfield (shitwhole)
Claims 0

premium: £1700 Full comp.

[Ma5on]

18
Male
Saxo 1.4 Furio
Mods: None they wont let me till im 25
Claims & points: None
Telford, Shopshire, Westmidlands
Directline
Around £600 under moms insurance,

[SAM33R]

saxo 03 vts
lowered
4-2-1
full magnex
lexus lights
angel eyes
flush boot
cobra racing seats
uprate cams
enclosed piperX
17" Oz racing wheels
more to do...

19 m Bucks
no ncb
£999 fully comp. Bell Insurance

sam

[mtpagey]

18
male
vtr
new door pins, led back lights, footwell neons, chrome washers, angel eyes, badges changed, m3 mirrors, 6x9s, private reg, induction kit, beesting aerial. (no mods on policy)
i accident 2 months before i got insurance for the vtr an and 2 months after passing my test.
admiral
£1511 fully comp

[djmartin]

23 yr old
VTR (T REG)
fully comp
0 ncb
no points
Area Withernsea (near hull) area group B (so its a low risk area)
parked in garage

got two good ones said to me VIA internet not phone

AA insurance £775 Fully comprehensive
Kwik-Fit £758 fully comp

im going to be trying out norwich union and elephant 2moz so il let you know what quotes I get.

if I find one cheaper il be amazed :)......

[Drip]

21 yr old, had license a month
S reg VTR
0 NCB
SE London area (high risk, "init" lol)
£983 TPFT
£1250 Fully comp
Both from Quinns

[craig180]

28 years old, driving 10 years.

6 years no claims, protected and guaranteed
6 poins (sp30 and an sp50)

2000 saxo vts insured for a guaranteed £6000

Any cosmetic mods allowed, bhp capped at 180 max, all mods declared.
Parked on drive on a private road

10,000 miles a year maximum

£402 fully comp from BRENTACRE INSURANCE

[Luke]

Never would of said you were 28 mate.

Is that the cheapest place you found for quite a while? I'm stuggling to find a decent price for next years insurance.

[peebee]

22
Male
VTR
No Mods
6 points (speeding)
Fully comp (1 NCB)
£540

[c_hullah]

23
male
VTR
no mods
2 years ncb
6 points
Saltburn, Cleveland
Churchill
£600 fully comp

[Smithy]

Just had my renewal...

27
Male
Evolution 4
Blitz exhaust and filter, 17" wheels, tints, tracker and cat 1
8 years NCB
no points
Gloucestershire
Privilege
£900 fully comp

[Jonny_H]

18 yo
1.1
manchester
1 yr ncb
1650 f/c
quinn direct

[Japman]

17
VTR/S
S.Wales
£2500 TPFT
Quinn direct

[carlos45]

20yr old
Saxo VTR (Black)
Full Powerflow Exhaust/4 branch manifold
Parked on Driveway
£740 TPFT

[Tupps]

18
Own insurance (direct line)
was saxo
1 NCB (bike)
3rd party
£975
between derby / notts

didn't know bike insurance counted?!?!

i had a scooter for 2 year with no claims - does this count?

that would mean i have 5 year no claims

[Danr]

didn't know bike insurance counted?!?!

i had a scooter for 2 year with no claims - does this count?

that would mean i have 5 year no claims

some take it, some dont dude. Phone your insurance company and ask :)

[Clouds_mate]

been getting a lot of quotes for new motors today, Just fort why not try my VTR for next year, 21 with hopefully 1nbc came back at 900 fully comp :)

[SteVTR]

been getting a lot of quotes for new motors today, Just fort why not try my VTR for next year, 21 with hopefully 1nbc came back at 900 fully comp :)


is that a good price then leckie?

been getting some quotes for new cars aswell and had some awesome quotes :afro:

[Clouds_mate]

put it this way mate, In one year hopefully gaining 1ncb and going to 21 it has dropped my insurance 1200 lol

[SteVTR]

:shock: fairly good then

screw paying those kind of figures for a vtr though i dont think i even paid that much when i was 17

[Luke]

Can I just ask who are trying to get those quotes Leckie?

Mine are in region of £1,500 with 2yrs NCB and 19.

[Clouds_mate]

Ecarinsurance.

21, 2 year driving 1ncb - VTR 53 plate all mods declared - £938 fully comp

[Hopcraft]

Mine are in region of £1,500 with 2yrs NCB and 19

thats doesnt sound too good,

once i find a vtr ive been quoted:

18
VTR
northants
£1200 fully comp
1 yrs named driver no claims
Norwich Union.

[tajjyboy]

19 male
east london
FUCK INSURANCE COPS CAN SUCK MY BALLS
AINT PAYIN SHIT

[vtrchris64]

i hope you crash into a wall

[Bri_vtr]

18
male
saxo vtr
0 years ncb
0 points
£1400 FC
More than
area is edinburgh

[puggy]

19 male
106 gti
0 ncb
o points
£780 fc
ecarinsurance.co.uk
scotland

[Corsa_john]

17
Corsa 1.0
1 year NCB
Named driver
£200 :D :D

[brammer]

24
Female
VTR
Standard spec
No claims/points
Carlisle, cumbria
Norwich union
4 Years ncb
£161.00 Fully Comp

[brammer]

Male
26
Fiesta RS Turbo
Stage 5 head - Kent high boost cam+pulley - T3 Hybrid 360 degree bearing - collin-31 actuator - Scorpion Full system - custom T3 downpipe - Collins powerchip - beige injectors - alloy radiator - pro-alloy intercooler - Cosworth fuel pump - Group A escort cos K&N filter - powerleads - uprated plugs - koni - RS500 wheels - 240bhp @15psi but could run 18-19psi
No points/claims
Carlisle, cumbria
Direct line
5 years no claims
£272.00 fully comp protected

[sexysaxo86]

03 saxo vtr
20
female
named driver
+ 2 ova drivers on policy
fully comp
£749
Elephant

[weetz]

Corsa_john did you get a years no claims on a scooter or something seen as you 17 with 1 years ncb?

[Dean-T]

Can I just ask who are trying to get those quotes Leckie?

Mine are in region of £1,500 with 2yrs NCB and 19.

iv had a quote for my vtr for next renewal with quinn ill be paying around 1200 19 and 1 years ncb but tht might go down or up in between

[rozzagti]

17
saxo 1.1 X !!!
Portsmouth,
£1,780.31 TPFT
Quinn direct
First Car, First Policy
Nice n hefty

[Steve]

17
saxo 1.1 X !!!
Portsmouth,
£1,780.31 TPFT
Quinn direct
First Car, First Policy
Nice n hefty

thats outrageous!

£1438
18 :afro:
First Car, First Policy. (Not been insured on any other car, apart from my sisters for 2 weeks)
Saxo VTR
Newcastle
Fully Comp
Bell 10 Month Bonus Accelerator

[Steve]

19 male
east london
FUCK INSURANCE COPS CAN SUCK MY BALLS
AINT PAYIN SHIT

i hope you crash into a wall

Think i will stay away from east london :p



17
Corsa 1.0
1 year NCB
Named driver
£200 :D :D

thats cheap as out, who is that with?

[minxymears]

17, Male
'99 VTR
No Mods, but can have alloy wheels and upto £1000 worth of ice at no extra cost to my premium (as long as I have locking nuts lol)
1 years no claims from motorcycle policy
£1740.00 tpft (gulp) - Lexham
(would have been £2100 without NCD)

[tpreece88]

Male
18
No NCB
No Pas Plus
Exclusive 1.4
£1100
Quinn-Direct

[Shaun-G]

17,
Male,
1.1 SX,
No mods,
No claims,
no points
Washington, Tyne and wear
I'm with Frizzel and it's costing me 400 quid fully comp :O

[Yates]

im going to ring mine up, get it so im doing 1000 miles a year see if it goes down at all

[saxodan]

17,
Male,
1.1 SX,
No mods,
No claims,
no points
Washington, Tyne and wear
I'm with Frizzel and it's costing me 400 quid fully comp :O

lucky lucky guy

Add another £1k on and make it third party and thats what im paying :panic:

[Shaun-G]

lucky lucky guy Don't i know it. I nearly had a heart attack when they told me how much it was. I had to ring them up to see if it was a mistake! :p

[vtrrallygod]

Sex: male
Age:21
Car: saxo VTR
NCB:4
Mods:all declared (lots)
Price: 381
Company:HIC (hertsinsurance)

[Scattle]

Age:17
Car: 1.6i sx
Named driver
fully comp
Paying £580 with Liverpool Victoria, no mods and no NCB's.;)

[Corsa_john]

thats cheap as out, who is that with?

Im with tesco mate.

[Corsa_john]

Corsa_john did you get a years no claims on a scooter or something seen as you 17 with 1 years ncb?

Yes i got 1NCB from a geared 50cc.

[cooky]

£377 For 1999 Vts
Age 30
5 Year Ncb
In Sunderland
From Swift

[vtcarl]

£400 saxo mk vtr
cat back exhauts, lowered 30mm, induction kit.
15 years no claims
no points or any claims.
live in shropshie
age 33
performance direct.

[vtcarl]

^fully comp by the way^

[saxodan]

Age:17
Car: 1.6i sx
Named driver
fully comp
Paying £580 with Liverpool Victoria, no mods and no NCB's.;)

how the hell did you pull that off? Is it a VTR yeah??

[cooky]

£400 saxo mk vtr
cat back exhauts, lowered 30mm, induction kit.
15 years no claims
no points or any claims.
live in shropshie
age 33
performance direct.
mines fully comp 2 mate:y:

[cooky]

just do a search on moneysupermarket thats where i got mine from

[Scattle]

how the hell did you pull that off? Is it a VTR yeah??

No mate not a VTR, just a 1.6I sx auto, allowed £500 ICE and alloys. Thats the quite that i recieved lol.:y:

[MikeCracknell]

Mine is under £250 for next year, all mods declared :P

[Barry123]

Mine is under £250 for next year, all mods declared :P

selling the VTS and getting insurance for next year on it :detective:

[gibs-rallye]

mines £680 FC everything declared

[biddz10]

18
male
vtr
no mods
1 year ncb
leicestershire
quin-direct
£800 third party fire ans theft

[Bakes_vtr]

21
Male
Saxo VTR
All mods declared
No NCB,no points or claims
£700 Tpft
Adrian Flux

[umarulez]

£270
2nd driver
third p&t
20, saxo 1.1

[matty_Furio]

24 male
furio
Fully comp
£320 year

[chill87]

male 19
1999 saxo vtr
salisbury
mods: k&n, full scorpian exhaust, lowered 50mm, alloys, full re-trim, super chipped, £400 ice, neons.
3 points 0 NCB
£700 TPFT from bell.co.uk

[saxo01]

19
Male, from Edinburgh
Saxo VTR
No mods (yet)
No NCB (driving 2 years)
no points or claims
£625 fully comp
Admiral

:y:

[kerrie603314]

Age, sex, model, mods, claims & points ( ) oh yeh town and NCB!
Then the vital: insurance company and price!

19
Female
Saxo 1.1
Spoiler
0 claims and no points
southampton
2 years NCB
fully comp - on my own insurance

Admiral = £620
(10 month bonus)

[kenny]

21
male
1.4 westcoast
lowered,tints,lights,interior,zorst and manifold,induction kit
colour coded, uprated brakes,vts wheels
3years ncb 6 points
guardbridge fife
adrian flux (highway)
£668 fully comp

[MatthewBrooks]

18
male
1.6 8V VTR
Induction Kit
1 ncb 3 Points/1 Claim (not at fault)
Nottingham
Norwich Union
£1370 fully comp

[jk47]

18
male
1year ncb. pass plus.
Cheshire
£1072 TPFT

As to lasts years
£1950 TPFT

[Simpson_Sax]

19, Male
1 Year NCB
2001 Vtr
1 Claim, Other Partys Fault
1 Speeding Fine
Perthshire, Scotland
£1200 Fully Comp, £200 Excess
Its4Me.com

[jeeves_101]

20
2 ncb
no claims or points
1.6 16v vts
£850 fully comp
elephant
brent knoll

[VTR_Rory]

18, Male, R Reg VTR 1.6 8v, Magnacor Performance HT Leads, NGK Iridium IX Spark Plugs, BMC CDA Induction Kit and a sick little 7" tele sitting on my dash! 1 Claim and no points, Hoddesdon, Hertfordshire and absolutely no NCB!
And thats with CIS for: £1400

[Ruddy]

male
20
no claims
vtr
a butt raping without vaseline £1400 tpft

CANNOT WAIT FOR MAY RENEWAL!!!!!!

[Euphoria]

19
male
no ncb/no claims/Pass Plus done
saxo vtr 1.6
tints, lowered, sub/amp powerflow zorst, smoked lights, led rears, induction kit, 16" wolfrace alloys, uprated brakes, momo stearing wheel, momo gearnob and gaiter Clifford 650... :) the list goes on!

essex, harlow

A-plan insurance, £1450 TPFT all mods declared

not to bad i fort!

[saxowhite]

19
male
2yrs ncb/ 2yrs driving/ 3 points/ done pass plus
saxo 1.1i
lowered 70mm/ tinted rear windows
£1017 fully comp
tesco

[Viper]

17
male
no NCB/claims/points
1.5d
no mods
York (countryside)
A LOT! fully comp
Chubb

[Barry123]

17
male
no NCB/claims/points
1.5d
no mods
York (countryside)
about £2500+ fully comp
Chubb

do you want to know something depressing?

a furio is cheaper to insure than a 1.5D

[stevenet15]

23
male
2 years ncb
VTS 16v
aylesbuey (bucks)
£501 fully comp
bell

[Viper]

do you want to know something depressing?

a furio is cheaper to insure than a 1.5D

thats because of the immense power we have!!














how fucking gay! bastard furios :(

[joey_205]

19
male
106 gti - no declared mods
third party fire and theft
teesside
3 points
licence for 2 years
pass plus
£1500 !
and hate having to pay it !

[theo]

21
Male
Clio 182 Trophy
Southampton
2 Years NCB, No points
Driving 2 1/2 years
Direct Line
£750

[Ben_C]

18
Male
Saxo 1.1i
No mods declared
License 6 months
No Points
Named Driver
More Than
TPFT
£1300

[chrismurra]

23
male
saxo VTS
twin head light conversion/rear black cluster lights/
16 inch alloys/crome fule cap/window tints/
de cat'ed/full piper cross ss exhaust/front grill meshed/
super chip'd
3 years no clames
3 points speeding
license 4 year
named driver
fully comp
550 puond
from maryport cumbria
directline insurence

[Roper]

18 now, (17 at time taken out )
male,
saxo westcoast 1.4,
derbyshire, ilkeston
no mods declaired,
0 ncb,
0 points
had licence less thn 1yr
named driver
tpft
£1650, paying monthly
quinn direct

lee.

[chrismurra]

18 now, (17 at time taken out )
male,
saxo westcoast 1.4,
derbyshire, ilkeston
no mods declaired,
0 ncb,
0 points
had licence less thn 1yr
named driver
tpft
£1650, paying monthly
quinn direct

lee.

fucking hell they rip you off when your 17 of even 18 robbing twits